Yoga Insurance | Yoga Teacher Insurance from beYogi (2024)

• Professional/General Liability: $2 Million per occurrence / $3 Million annual aggregate
• Product Coverage:$2 Million annual aggregate
• Damage to Rental Premises:$100,000
• Identity Protection Coverage:$25,000
• Stolen Equipment Coverage: $1,000 w/ a $250 deductible

I am a teacher trainee and didn't know I could get student teacher insurance so easily and so affordable. Several of my friends who are already certified recommended beYogi and I am so glad I found them!

Christa, July 2018

Acro Yoga
Acu-Yoga
Acupressure
Acuu-Yoga
AMMA
Amrit
Ananda
Anusara
Ashtanga
Ayurveda (excludes nutrition/diet)
Baptiste
Bhakti
Bikram
Body Work Therapy
Buti Yoga
Chair Yoga
Chi Kung
Chi Nei Tsang
Core Power Yoga
Forrest

Hatha
Instruction
Integral
Integrative
ISHTA
Iyengar
Japa
Jivamukti
Jnana
Kali Ray TriYoga
Kharma
Kripalau
Kundalini
Laughing
Massage Therapists
Medical Qigong
Meditation
Naam Yoga Therapy
Nidra Yoga (Form of meditation)
Nuad Bo 'Rarn

Phoenix Rising Power
Power
Prenatal
Primordial Energetics
Raja
Reflexologists
Reiki Practitioners
Restorative
Sculpt yoga
Sivananda
Stand Up Paddleboard (SUP) Yoga
Svaroopa®
Tibetan Cranial
Tuina
Viniyoga
Vinyasa
White Lotus
Yin
Yoga Therapy*
YogaFit® Personal Training

Yoga insurance varies from company to company depending on the coverage and limits of your specific policy. Most companies offer yoga liability insurance from between $179 and $400 annually.

It is important to weigh the coverage limits and includedbenefits to determine what policy and company is best for you. You want to make sure that your policy provides both professional liability and general liability coverage.

Many studios require their teachers to carry their own yoga instructor insurance.

Even though you are working as a yoga instructor at a studio that carries liability insurance, that doesn’t mean you are protected under that policy. You need to protect yourself and your practice in case something does happen.

Insurance can vary greatly from provider to provider. It is important to take the time to do some research and determine what might be the best fit for you. The last thing you need or want as a yoga teacher is an expensive liability insurance policy. Or even worse, one that does not provide the levels of coverage and benefits you should have protecting you. But,deciding on a good yoga insurance policyfor your needs can feel overwhelming. Follow these steps to help make the determination:

1. Compare the plan prices
2. Check to see if the modalities you practice are covered
3. Where does the coverage extend to? Only at a studio? Or does it cover you no matter where you are teaching?
4. Compare what additional benefits are offered free of charge or for a price
5. Utilize comparison grids to visually compare plans from the different companies

The recommended coverage levels for professional and general liability insurance is $2 million per occurrence and at least a $3 million annual aggregate.

Ideally, you also want to have product coverage of a $2 million annual aggregate. Some companies also offer rental damage coverage at the recommended level of $100,000 in coverage.

Not all policies are created equal and it's recommended to do your research into the companiesoccurrence form policyas well. At beYogi we make it easy, and are here to answer any questions that you have. Give us a call orcontact us online today.

The two most important types of insurance to carry as a yoga instructor are general liability (slip and fall) coverage and professional liability (malpractice). These will cover you in case of an unfortunate event where one of your students is injured. Whether that be an injury from tripping over something and falling or a claim of negligence by one of your students.

Other types of valuable insurance coverages that are available by some companies include product coverage liability, rental damage coverage, and stolen equipment coverage. With the growing number of yoga practitioners desiring other services like massage to be incorporated with their yoga, product coverage insurance is becoming more and more needed. The product coverage is great if you are practicing several modalities. This coverage will protect you in the event a student or client has an adverse reaction to a product you use.

Look for a yoga liability insurance provider, likebeYogi, that covers both professional and general liability under one policy. You’ll also enjoy additional coverages like those mentioned above. With our policies, you are also not limited to the number of modalities covered by your policy.

As a yoga teacher, it is very important to have both general liability insurance and professional liability insurance coverage. Make sure when you are looking for coverage policies that you opt for one that provides both of these. General liability insurance, often referred to as “slip and fall” insurance, covers you against any third-party claims for injury or property damage. If for instance, there is sweat or water on the floor of the studio you are teaching at and a student slips and injures themselves you are covered.

Professional liability insurance is a little different and sometimes referred to as “malpractice insurance”. This coverage will protect you against any third-party claims that your posture correction or instruction led to an injury. For example, if a student did not fully understand your explanations of a pose and because of that, they injured themselves.

Both of these scenarios are possible in your day to day yoga practice so you want to make sure you are fully covered by your yoga insurance for both types of liability.

We strongly encourage you to be covered by yoga liability insurance even as a student. Accidents or situations can happen at any time and you you may not be protected under your school, institute, or studio’s insurance policies.

beYogi offersdiscounted rates for students. Rest easy knowing you’ll be covered during your time as a reaching student as well as when you start teaching yoga on your own.