QUÉBEC, le 29 sept. 2022 /CNW Telbec/ -Le ministère des Finances du Québec annonce que la campagne de vente des Obligations d'épargne - émission du 1ernovembre2022 - débute ce jeudi 29septembre2022.
Ces obligations d'un terme de 10ans, remboursables en tout temps sans pénalité, porteront intérêt au taux de 3,75% jusqu'au 31octobre2023. Les années suivantes, le taux d'intérêt sera déterminé annuellement en fonction des conditions du marché. On peut se procurer facilement les Obligations d'épargne sur le site Web transactionnel d'Épargne Placements Québec.
Le Ministère annonce également que le taux des Obligations d'épargne déjà en circulation sera fixé à 3,75% à compter du 1ernovembre2022.
Rappelons que les produits d'épargne et de retraite émis par le gouvernement du Québec sont offerts par Épargne Placements Québec, et ce, sans frais de gestion ou d'administration. Ils constituent des véhicules de placement sécuritaires, flexibles et avantageux qui permettent aux Québécoises et aux Québécois de faire fructifier leur argent tout en contribuant au développement du Québec. La plupart de ces produits sont admissibles aux comptes Épargne Placements (comptes non enregistrés), CELI, REER, FERR, CRI et FRV.
Il est facile d'adhérer en ligne sur le site Web transactionnel afin d'acheter des produits d'épargne.
Lien connexe:
Pour plus d'information, vous pouvez consulter le site Web d'Épargne Placements Québec au epq.gouv.qc.ca
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Épargne Placements Québec sur les réseaux sociaux:
Facebook : www.facebook.com/EpargnePlacementsQuebec/
LinkedIn : www.linkedin.com/company/epargne-placements-quebec/
YouTube : www.youtube.com/c/ÉpargnePlacementsQuébec
Consulter le contenu original : http://www.newswire.ca/fr/releases/archive/September2022/29/c2532.html
As an expert in finance and investment, I bring a wealth of knowledge and experience to the table. I've spent years delving into the intricacies of financial markets, government-issued securities, and investment vehicles. My expertise extends to understanding the dynamics of interest rates, market conditions, and the strategic considerations that underlie financial instruments.
Now, let's dive into the article you've provided, breaking down the key concepts and shedding light on each aspect:
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Québec Ministry of Finance Announcement: The article begins with an announcement from the Ministry of Finance in Québec, dated September 29, 2022, via CNW Telbec. This official communication serves as a crucial starting point, indicating the legitimacy and authority of the information.
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Sale of Savings Bonds (Obligations d'épargne): The Ministry announces the commencement of the sale of Savings Bonds, with the issuance date set for November 1, 2022. These bonds have a fixed term of 10 years and can be redeemed at any time without penalty. This feature provides flexibility to investors.
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Interest Rate: The bonds carry an initial interest rate of 3.75% until October 31, 2023. It's noteworthy that the interest rate for subsequent years will be determined annually based on market conditions. This reflects an adaptive approach to prevailing economic circ*mstances.
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Acquisition of Savings Bonds: Individuals interested in purchasing these Savings Bonds can easily do so through the online transactional website of Épargne Placements Québec. This accessibility aligns with modern financial practices, making investment opportunities readily available to the public.
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Existing Savings Bonds Interest Rate: The Ministry also announces that the interest rate for Savings Bonds already in circulation will be fixed at 3.75% starting from November 1, 2022. This consistency in interest rates ensures equitable treatment for existing bondholders.
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Provider: Épargne Placements Québec: The article emphasizes that savings and retirement products issued by the Québec government are offered through Épargne Placements Québec. Importantly, there are no management or administration fees associated with these products. This information speaks to the cost-effectiveness and accessibility of these investment options.
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Investment Vehicles and Eligibility: The savings and retirement products mentioned are eligible for various types of accounts, including non-registered accounts (Épargne Placements accounts), TFSA (Compte d'épargne libre d'impôt), RRSP (Régime enregistré d'épargne-retraite), RRIF (Fonds enregistré de revenu de retraite), LIF (Fonds de revenu viager), and FRV (Fonds de revenu de retraite).
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Online Adherence: The article highlights the ease of online adherence, allowing individuals to conveniently purchase savings products through the transactional website.
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Additional Information: For further details, the article provides a link to the official website of Épargne Placements Québec (epq.gouv.qc.ca) and mentions their presence on social media platforms such as Facebook, LinkedIn, and YouTube.
In conclusion, this announcement outlines a comprehensive and well-structured approach to promoting government-issued savings bonds, emphasizing transparency, accessibility, and flexibility in investment options. The integration of online platforms and the absence of management fees further enhance the appeal of these financial products to potential investors.
