The Credit Pros Review: A Complete Credit Pros Review (2024)

What Type Of Services Does The Credit Pros Offer?

The Credit Pros offer a ton of value if you need to fix your credit report. Apart from fixing your credit report and removing errors, The Credit Pros offer credit monitoring.

The Credit Pros offer credit repair and monitoring services in three tiers, and some of these services include;

  • A personalized consultation with a FICO-certified professional.
  • Goodwill and debt validation letters to your creditors.
  • Cease and desist letters.
  • Unlimited dispute letters.
  • Round-the-clock client support through their portal.

How Much Do The Credit Pros Cost?

The Credit Pro’s services can cost a pretty penny but are worth the value you get. This credit repair firm offers four different credit report management packages. The costs vary depending on the service package you sign up for and your needs. The Credit Pros bills monthly for as long as you need the service, and you can also cancel any time.

Credit Monitoring

Credit monitoring is the lowest package that The Credit Pros offer, with an enrollment cost of $19 and a monthly fee of $19. This bundle can cover your complete credit report, TransUnion credit score and monitoring, payday, dark web, social network, social security trace, and change of address monitoring.

Additionally, you will access financial management tools to help you keep up with your credit score. Also, with this package, The Credit Pros can help you fix one incorrect item on your credit report.

The Credit Pros Review: A Complete Credit Pros Review (1)

Money Management

Money management is the second tier offered by The Credit Pros. This bundle is a little pricier than the Creditsentry Monitoring offer, but it covers all the items in the first package and a lot more. You will have to pay a $119 joining fee and an additional $69 per month for this service.

In addition to the first credit repair package services, you will get money management tools like bill reminders and a budgeting system.

Also, you will get resources like snowball and avalanche debt repayment strategies to help you settle all your debts. You will also get access to The Credit Pros legal network to help you resolve credit disputes. Another thing you can get on this package is the validation letter to creditors.

Prosperity Package

Prosperity package is the best offer for you if you need a turnkey credit report repair and money management solution. Ideally, this is the credit repair plan for you if you need to fix several incorrect and harmful items in your credit report. This package offered by The Credit Pros includes credit monitoring, credit repair service, and money management tools and resources.

Moreover, the enrollment fee for the prosperity package is $119 and an additional $119 per month to cater to your credit monitoring and other services.

Success Package

The final plan you can sign up for with The Credit Pros is the success package. This is the highest-level plan for consumers who need complete credit repair, money management, and credit monitoring services. It costs $149 to enroll in this package, and also you will pay a monthly fee of $149.

With the Success package, you will get a credit line in addition to all the services in the prosperity package.

Benefits Of The Credit Pros

The Credit Pros stand out from competitors because of the value they offer regardless of the credit repair plan you choose. One of the benefits of The Credit Pros is that they offer money management resources and tools to help you maintain a positive credit report. The Credit Pros also provide credit monitoring, unlike other credit repair companies. Another benefit is that The Credit Pros provide a free one-on-one consultation.

Also, they guarantee money back after 90 days. And that means that if you don’t see any benefit of their credit repair service after 90 days, they will refund your money in full. With The Credit Pros, you can cancel your plan subscription anytime without a hassle.

Another benefit of using The Credit Pros is that you can qualify for discounts, especially for couples. Military deals and fixed income discounts may also be available. Furthermore, your information is safe with The Credit Pros, and they don’t overpromise.

Disadvantages Of The Credit Pros

The flip side about The Credit Pros is that their packages can be pretty expensive compared to other providers. You pay an upfront fee and add a monthly fee, making it a bit pricey.

Customer Reviews On The Credit Pros

The Credit Pro has an impressive 4.8-star rating on Trust Pilot and a BBB rating of A- which means that this credit repair company does a pretty good job.

However, some customer reviews on The Credit Pros aren’t quite good. Some of the complaints are about problems when canceling their subscription.

The Credit Pros Review: A Complete Credit Pros Review (2)

Overall, we find that The Credit Pros offer a ton of value when looking to repair your credit. The Credit Pros also have an app you can download on AppStore and Google play store so you can get services right on your phone. There is also instant chat support on their website if you need to reach customer support.

To get started with The Credit Pros, you need to set up a free consultation with them through a phone call.

In all, a competent credit repair is imperative if you need to repair your credit report successfully and, ultimately, your credit score. The Credit Pros is worth it if you need a comprehensive credit report and monitoring service.

Hopefully, our Credit Pros review 2023 will help you understand their offers and services.

The Credit Pros Review: A Complete Credit Pros Review (2024)

FAQs

Can I trust credit pros? ›

Launched in 2009, The Credit Pros has grown to become a reputable credit repair company with over 1 million customers. It provides all the services you'd expect from a credit repair company, plus some extras. The Credit Pros also offers clear guidance on its process, explaining how it works from start to finish.

How much do the credit pros charge? ›

Services can be cancelled at any time. Following the two-week $1.00 trial period, you will be billed a $99.00 fee for enrollment. Thereafter, while in the program you will be billed a $99.00 fee per month charged at the end of every monthly period for all services you receive as described in your agreement.

Does credit Pros give loans? ›

For $149 per month, you get everything included in the Prosperity Package and access to a Credit Builder Loan Program. This program offers a credit line of up to $5,000 from National Credit Direct. This loan is intended to give you a chance to build a good track record of managing credit responsibly.

What is the best credit repair company? ›

According to our data, some of the best credit repair companies include Credit Saint, The Credit Pros, Sky Blue Credit Repair, MSI Credit Solutions and The Credit People.

What is the most trusted site for credit score? ›

1. TransUnion CIBIL. It is the oldest and most popular in India today. Also, it offers market insights and portfolio reviews for businesses apart from CIBIL scores and reports for individuals.

What is the most legit credit check? ›

The primary credit scoring models are FICO® and VantageScore®, and both are equally accurate. Although both are accurate, most lenders are looking at your FICO score when you apply for a loan.

What does your credit score have to be to get a Bass Pro credit card? ›

The Bass Pro Shops® Credit Card approval requirement is to have a 700+ credit score. This means that you need at least good credit to get this card. But the issuer will also take other factors into consideration when looking at your application, like: Your income.

What is CreditPRO? ›

CreditPRO is a financial service company duly registered with the Corporate Affairs Commission, Nigeria (RC:1607830 ) with our head office at CITC House, 25, Wemco Road, Ogba, Ikeja, Lagos.

What is the 75 dollar fee for credit one? ›

Cardholders with bad credit (credit scores of 629 or lower) will pay a $75 annual fee in the first year and $99 thereafter. The initial $75 annual fee is assessed upon account opening and immediately lowers your amount of available credit.

What does your credit score need to be to get a loan? ›

Payment history is weighed the most heavily in determining your credit score, along with your total outstanding debt. Generally, the required credit score for a personal loan is at least 580. To qualify for a lender's lowest interest rate, borrowers typically need a score of at least 800 and a high income.

What credit score do most loans use? ›

For the majority of lending decisions most lenders use your FICO score. Calculated by the data analytics company Fair Isaac Corporation, it's based on data from credit reports about your payment history, credit mix, length of credit history and other criteria.

Has anyone got a loan with bad credit? ›

Many people take out loans for bad credit to consolidate debts, where other lenders may be unwilling to lend to them. Whilst you can get a loan with bad credit, lenders are likely to offer a higher interest rate as they may consider you more of a risk.

Is it worth paying someone to fix your credit? ›

However tempting it may be to pay someone to undo damage, you are your own best resource. In short, no one can legally remove accurate and timely negative information from a credit report, and everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost.

Who has the best debt relief program? ›

Summary: Best Debt Relief Companies of June 2024
CompanyForbes Advisor RatingLearn more CTA below text
National Debt Relief4.5On Nationaldebtrelief.com's Website
Pacific Debt Relief4.1
Accredited Debt Relief4.0On Accredited Debt Relief's Website
Money Management International4.0Read Our Full Review
3 more rows
May 1, 2024

Can you repair credit without paying? ›

Credit repair companies often charge hefty fees to find and dispute inaccurate negative information in your credit reports. However, you can repair your credit for free by checking your credit report and taking measures to improve your credit score.

Are credit boosters real? ›

Yes, if you receive a score increase when you add payments with Experian Boost, the increase will happen instantly. Any lender that uses the FICO® Score 8 with Experian data will see that change reflected in score results. Users of Experian Boost whose scores improve see an average FICO® Score increase of 13 points.

Who can I trust to check my credit score? ›

A VantageScore is one of many types of credit scores. You can also get free credit reports annually from the three nationwide consumer reporting agencies (Equifax, TransUnion and Experian) at AnnualCreditReport.com.

Which credit score can I trust? ›

If your credit score is between 725 to 759 it's likely to be considered very good. A credit score of 760 and above is generally considered to be an excellent credit score. The credit score range is anywhere between 300 to 900. The higher your score, the better your credit rating.

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