BDO on Messenger (2024)

What is BDO on Messenger?

It’s an exciting new feature on BDO Unibank’s Messenger that will let you check your BDO account balance and pay select bills via the messaging app. To access this service, you must first have a BDO Online Banking account.

Is BDO on Messenger secure?

Yes it is. BDO on Messenger is like an extension of your BDO Online and Mobile banking and requires you to verify your identity before any activity is done. There are several security measures in place to make sure that the transactions you do on Messenger are really performed by you!

  1. Before you can start using BDO on Messenger, you will need to link your BDO account and that will require you to enter your BDO Online Banking User ID & Password.
  2. In addition, a One-Time Password (OTP) will be sent to your registered mobile number with BDO. You need to input this to confirm the linking.
  3. Each time you do a pay bill transaction, you will be required to enter your Facebook password in order to proceed with the payment

Is access to BDO on Messenger voluntary?

The option to use the financial services of BDO on Messenger is completely up to you. You always have the choice to:

  1. Link your BDO account (this will require your Online Banking user ID and password plus entering an OTP)
  2. Unlink your BDO account after performing a bank transaction
  3. Link again when you need to avail of the financial service
  4. Not link your BDO account if you don’t want or need to

Is this an automated service or am I chatting with someone from BDO?

Once you have opted-in to the service and linked your BDO account, a menu will help you choose the banking services that you want to perform. No one is manually chatting with you or can view any of your account details.

To make sure you’re dealing with a legitimate BDO account, please look for the blue check beside BDO Unibank on Messenger. Do not talk or engage with other pages or profiles claiming to be from BDO or employees of BDO and all the more do not share with them any confidential and account-related information. BDO only has three official pages on Facebook & Messenger: BDO Unibank, BDO Kabayan, BDO Customer Care

How do I use it?

The first thing you need to do is link a BDO account of your choice to your Facebook account. You can do this via BDO on Messenger. Just follow these steps:

  1. Search for the official BDO Unibank page. Make sure it’s the one with the blue check mark.

  2. Click on “Get Started,” then select “I have an account.” A page will open within Messenger that will ask for your BDO Online Banking User ID and Password.

  3. Enter your BDO Online Banking User ID and Password, and log in.

  4. A One-Time Password (OTP) will be sent to your registered mobile number to authenticate your log in. Do not share your OTP with anyone. If you receive an OTP without requesting for one, inform us immediately.

  5. Once your log in is secure, you will be shown all your enrolled CASA accounts in BDO Online Banking. Select the account you want to link to your Facebook account, then click on “Continue.”

Once you get a confirmation message from BDO Unibank that your account has been linked, you can now check your BDO account balance and pay for select bills.

What if I can’t see the menu when I go to BDO on Messenger?

Make sure you have the latest version of Messenger so you will be able to access the service.

Can I link any BDO account to Messenger?

For now, only savings and checking accounts enrolled in BDO Online Banking can be linked to BDO on Messenger.

How many BDO accounts can I link to my Facebook account?

Just one account can be linked to each Facebook account.

How will I know if my BDO account is already linked tomy Facebook account?

You will see a confirmation message on the screen as soon as your BDO account is linked to your Facebook account. An email confirmation will also be sent to your registered email address in BDO Online Banking.

Once I log in and link my accounts, am I logged in permanently or will I be logged out after a period of time?

You will be automatically logged out after 30 days. If you think you will not frequently access your BDO account, as a safety precaution, you may unlink it from Messenger.

How do I unlink my BDO account from Messenger?

Simply open BDO on Messenger, click on “Your Account,” select “Unlink Account,” and choose “Yes.” You will then get a confirmation message from BDO Unibank once your account has been unlinked. To use the service again, please go through the account linking process.

How do I check my balance?

Once you have linked your BDO account to your Facebook account, just choose “Check Balance” under the menu.

How do I pay my bills?

Choose “Pay Bills” in the menu and select the biller you want to pay. Fill out the form then click on “Submit.” To confirm the payment, you will be asked to enter your Facebook password. You’ll get a confirmation message once this is done.

I can’t find the bill I want to pay. Why is that?

For now, we accept payments to the following billers through BDO on Messenger:

  1. SM Development Corporation (SMDC)

  2. Cignal TV

  3. Globe Postpaid Mobile

  4. Globe Landline / Broadband

  5. Sky Broadband

  6. Skycable / Sunvision Cable / Destiny Cable

  7. Smart / Sun

  8. Sunlife

  9. PLDT

  10. PSA Serbilis

You may still pay a biller that is not in this list through BDO Online or Mobile Banking.

What confirmation will I get for a successful Pay Bills transaction?

You will receive an email confirmation in the email address registered to your BDO Online Banking account for every successful transaction done via BDO on Messenger.

Is there somewhere I can go to view allmy transactions on Messenger?

You can view all your Messenger transactions through BDO Online Banking.

Log in to BDO Online Banking. Go to “Pay Bills and Reload.” Select “Bills Payment,” then click on “View Payment Status.”

Can I use these features on free Facebook?

Yes, if you are subscribed to a plan that includes free Facebook Messenger. If not, then regular telco charges may apply.

If I encounter any problems doing transactions on Messenger, who can I contact for assistance?

For account-related inquiries, please call our BDO Customer Contact Center at (02) 631-8000.

Will Facebook be able to see my data example my latest balance? Is thissaved in my message history?

Facebook will not have access to your BDO account information.

As an added feature, when you check your BDO balance, the message sent containing your balance will expire after one minute so there is no sensitive information reflected on your message history. To view again your balance, you will need to make another request to show it again.

For Pay Bills, the message with your transaction details will remain in your Messenger thread and not expire as this serves as your payment confirmation. But you may delete your entire messaging thread with BDO on Messenger as you wish.

What if I have forgotten my BDO Online Banking password?

If you forgot your password, please click “Forgot Password?” at the BDO Online Banking page.

Someone has taken over my Facebook account. How do I unlink my BDO account from my Facebook account?

Please change your BDO Online Banking password immediately. It will prevent that person from making financial transactions using your Messenger account. We also recommend that you report this fraudster to Facebook support.

Someone messaged me on Facebook asking for my account details. Is this legitimate?

Do not engage with any Facebook pages or Messenger profiles that are not any of the three official pages of BDO: BDO Unibank, BDO Kabayan, BDO Customer Care.

We will never ask for your confidential information such ATM/Credit Card PIN, Online & Mobile banking password, and One-Time Password (OTP) etc.

How do I know the page/s I’m engaging with is the official BDO account/s?

We only have three official BDO pages on Facebook: BDO Unibank, BDO Kabayan, and BDO Customer Care.

If you see a blue check mark beside any of these names, then you can be sure that you’re talking with one of our official accounts.

Do not engage with or give any of your account details to pages pretending to be BDO or BDO employees. We will never ask for your confidential information such as ATM/Credit Card PIN, Online & Mobile banking password, and One-Time Password (OTP) etc.

BDO Unibank has not yet responded to my queries OR my case is still ongoing in BDO Unibank, will you see them on BDO Customer Care? or is BDO Customer Care going to message me?

All your messages to us, whether sent to BDO Unibank or BDO Customer Care, will be received by us.

If you sent a message to BDO Unibank and have not received a reply from us yet, we can continue the conversation on our BDO Customer Care account, just send us a message and we’ll pick it up from where we left off on our BDO Unibank chat.

I posted on the wall of BDO Unibank, can you send me a private message about my concern?

For questions about our products and services, we will still reply to your public comment. But we suggest that for account-related concerns, please call our BDO Customer Contact Center at (02) 631-8000 so we can assist you further.

Why don't you have content on BDO Customer Care? I want to post/comment on the wall about an inquiry/concern.

BDO Customer Care is here to assist you privately and securely through Messenger. You are welcome to send us a message and we will address your concerns immediately.

I can’t send a message to BDO Unibank. How do I now send a message to BDO?

For inquiries on our products and services, you may now message BDO Customer Care.

You can do this in two ways:

  1. Search for or go to “BDO Customer Care” on Messenger. Make sure there’s a blue check mark next to our name to ensure that it’s our official page. If there’s a blue check mark, click on “Message.”

  2. You may also do this via BDO on Messenger. Just click “Contact BDO Customer Care.” in the menu and you will be directed to the BDO Customer Care page.

For account-related inquiries, please call the BDO Customer Contact Center at (02) 631- 8000.

Will you still be able read my commentson the BDO Unibank / BDO Kabayan pages?

Yes, we will. Just make sure that you’re commenting on our official Facebook pages (BDO Unibankand BDO Kabayan).

To make sure you’re dealing with a legitimate BDO account, please look for the blue check beside our name (BDO Unibank, BDO Kabayan, and BDO Customer Care). Do not talk to other pages or profiles claiming to be from BDO or employees of BDO.

Please remember that BDO will never ask for your confidential information such as ATM/Credit Card PIN, Online & Mobile banking password, and One-Time Password (OTP) etc.

Can I also check balance or pay bills through BDO Kabayan or BDO Customer Care?

For now, you can enjoy these features through BDO Unibank only. BDO Kabayan does not have this functionality yet, so we will continue to receive and respond to your direct messages there.

Meanwhile, you can reach us directly at BDO Customer Care for your inquiries about our products and services.

I can’t comment on the BDO Customer Care page. How can I reach you?

Please send BDO Customer Care a private message if you have inquiries or concerns. Before doing so, look for the blue check mark beside our name to make sure you’re messaging our official account.

BDO on Messenger (2024)

FAQs

Does BDO have a chat support? ›

To get instant answers to your top concerns regarding Digital Banking, Credit Card Status, Remittance Request and other BDO Products, we encourage you to chat with us at BDO Unibank on Facebook Messenger. Just look for the BDO Unibank account with a blue check mark on Facebook Messenger!

How can I contact BDO customer care messenger? ›

If I encounter any problems doing transactions on Messenger, who can I contact for assistance? For account-related inquiries, please call our BDO Customer Contact Center at (02) 631-8000.

What is BDO 6 digit telephone pin? ›

The 6-digit PIN is an additional security feature which ensures that only you can access and use your BDO Online Banking account. You will be asked to set it during your first login to the updated version of the app, but you won't have to enter it every time you log in.

How do I report an unauthorized transaction in BDO? ›

To help our affected clients, we encourage them to formally file a report via email (callcenter@bdo.com.ph), its international toll free number (IAC +800-8-631-8000), or its domestic hotline (631-8000. Their account's safety and security are our top priority.

How do I contact BDO outside Philippines? ›

International Toll-Free Contact No. 011-800-8-631-8000 (GTE Hawaiian Tel Co.)

How can I message my friend in BDO? ›

The Friend List (N) works as a messenger in Black Desert. The only difference is that you use the character name instead of an email when adding a new friend. You also 'whisper' to the other person instead of using a chat window.

How can I call BDO customer service from abroad? ›

Toll-Free No.: 011 800 8 631 8000

If you use your mobile phone, you might be charged for airtime, unless your plan allows unlimited international calls. You can call this number anytime, 24/7.

How can I unlock my BDO account online? ›

To reset your BDO Online app password, just follow these steps:
  1. On the login page, tap Need help logging in?, ...
  2. Enter your username and the last four (4) digits of your account or card number, then tap Next.
  3. Enter the One-Time PIN (OTP) sent to your registered mobile number to confirm your account, then tap Next.

How can I send email to BDO customer service? ›

For account-related inquiries and concerns, please visit any BDO branch nearest you, or contact us thru our 24x7 hotline (+632) 8631-8000 or email us via callcenter@bdo.com.ph.

How can I recover my BDO online banking without OTP? ›

What should I do if I do not receive my OTP via SMS? Cancel your current request and try logging in again. Enter your correct user ID and password so that a new OTP will be sent to your registered mobile number. What happens if I do not enter my OTP right away?

What do I do if my online banking account is locked? ›

If you are locked out of online banking, simply following these steps:
  1. Click on Forgot ID/Password in the login box (a new window will open)
  2. Click "Go to Password Reset" which takes you to an instruction box. Here you will need to enter your: Last four digits of your Social Security Number* Email Address* ...
  3. Click "Submit"

Why i cannot access bdo online banking? ›

You may have entered the wrong authentication details, resulting in a failed authentication attempt. Your account has been locked for security reasons. Please reset your password or call the BDO Contact Center.

Can you get your money back from an unauthorized transaction? ›

Contact the company or bank that issued the credit card or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back.

How do I get my money back from an unknown transaction? ›

If you didn't authorise a payment, you should ask your bank for a refund. This refund should be in your account by the end of the next business day, along with any charges and interest you paid because of the transaction.

Can you report a scammer on BDO? ›

When you receive a suspicious email, contact the bank immediately and report your suspicions. For BDO clients, they may report suspicious incidents to ReportPhish@bdo.com.ph, or reach BDO by logging in Messenger and looking for BDO Customer Care with the blue verified checkmark from Facebook.

Can I access my BDO online abroad? ›

BDO Online Banking is banking through the convenience and privacy of any Internet-enabled device. You can do secure banking transactions anywhere in the world anytime, all the time.

Is there a BDO in USA? ›

BDO Capital Advisors, LLC, the wholly owned investment banking affiliate of BDO USA, is headquartered in Boston and operates additional broker-dealer branch offices in Chicago, Houston, Los Angeles, New York, Richmond, and Atlanta.

Can I open BDO account in USA? ›

BDO Online Account Opening is BDO's new web facility that allows you to open a personal Savings or Checking account online using your desktop, tablet or even mobile phone – anytime, anywhere! Can I apply for a BDO account online if I live in a different country? Yes, as long as you are a Filipino Citizen.

How can I send a message to my friend? ›

The more specific you can be, the better.
  1. I'm grateful for you because…
  2. I'm so lucky to have a friend like you. ...
  3. I'm glad we're friends for so many reasons. ...
  4. Ways you're a blessing to me:
  5. I appreciate so many things about you—especially…
  6. I cherish you, and I cherish our friendship.
Jul 16, 2018

How to send money from USA to BDO Philippines? ›

Here's how:
  1. Visit our homepage and select Philippines from the 'choose a country to send to' dropdown list.
  2. Select 'Bank transfer' as the preferred delivery mode.
  3. Choose 'BDO PHP accounts' as the payout-network.
  4. Enter the transfer amount.
  5. Create a free account, or log in if you haven't already done so.

Can I call BDO using cellphone? ›

Alternatively, for immediate assistance, you may call our BDO Customer Care at (+632)-8631-8000 (Within Metro Manila); 1-800-10-6318000 (PLDT Domestic Toll-Free); 1-800-3-6318000 (Digitel Domestic Toll Free); 1-800-8-631-8000 (Globe Domestic Toll Free); 1-800-5-631-8000 (Bayantel Domestic Toll Free); (IAC)+800-8-631 ...

Can I withdraw BDO International? ›

BDO Cards bearing the MasterCard/Visa logo can be used to make withdrawals/payment transactions at MasterCard/Visa ATMs/POS/Online/Web Merchants located at countries outside the Philippines, from/involving his/her Account in the Philippines.

How can I get BDO OTP by email? ›

Logon to BDO Personal Online Banking, go to "Profile Maintenance" > "Customer Information" > "Update Customer Information". 2. Fill out the required information then click on "Update". Take note of your ATM Activation Code that can be found on the acknowledgment page, email and sms confirmation.

Can I withdraw if my online account is locked? ›

Key Takeaways. You can still receive deposits into frozen bank accounts, but withdrawals and transfers are not permitted. Banks may freeze bank accounts if they suspect illegal activity such as money laundering, terrorist financing, or writing bad checks.

Why is my BDO account temporarily unavailable? ›

The error message “Account Temporarily Unavailable” means there is a connection issue, or the site has been taken down for maintenance. Normally if you close the site and reopen it the message will go away, and you can continue with your transaction.

Is BDO customer service 24 hours? ›

For account-related concerns or immediate assistance, please call BDO Contact Center through our 24/7 hotline at (+632) 8631-8000.

Can I receive OTP via email? ›

The Email OTP method enables you to authenticate using the one-time password (OTP) that is sent to the registered email address. When you try to authenticate on any device, the server sends an email to the registered email address with the OTP. You can use this OTP for single authentication within a short time frame.

How do I know if my BDO account is still active? ›

To further check on the status of your BDO account, kindly call our 24/7 BDO Contact Center hotline. A Bank Officer will conduct a short account verification with the account holder via a recorded phone conversation to ensure the authenticity and validity of the request.

How can I change my mobile number in BDO online banking without OTP? ›

Simply follow these steps: Log in to BDO Online Banking at online.bdo.com.ph, go to “Profile Settings” > “Customer Information” > “Update Customer Information”. You can choose to update your mobile number or e-mail address by ticking the button. Type in your new contact information and click “Submit”.

How long does your bank account stay locked? ›

Generally, for simpler situations or misunderstandings the freeze can last for 7-10 days. For more complicated situations, the bank may request detailed information and take 30 days or more to review and decide whether to unfreeze or close the account entirely.

Can I call the bank to unlock my account? ›

Bottom line. If your account is frozen for any reason, you should immediately call your bank to speak to a customer service representative. In most cases, you'll be able to verify your identity and get your card unlocked almost instantly.

Can I still use my card if my online banking is locked? ›

Once your debit card is locked, you'll still be able to use it for balance inquiries and online bill payments. But you won't be able to use it for purchases or withdrawals until you unlock it.

Why is online banking blocked? ›

The main reasons accounts are blocked:

Suspected fraud. Lack of use. Suspicious transactions. Disputes with your bank.

Will my bank refund me if I was scammed? ›

Contact your bank immediately to let them know what's happened and ask if you can get a refund. Most banks should reimburse you if you've transferred money to someone because of a scam.

Can the bank refund me if I have been scammed? ›

Your bank should refund any money stolen from you as a result of fraud and identity theft. They should do this as soon as possible - ideally by the end of the next working day after you report the problem.

Do banks actually investigate unauthorized transactions? ›

Do Banks Really Investigate Disputes? Yes. They do so as a protection service for their customers so that they don't have to worry about the ever-increasing sophistication of fraud.

What happens if money is transferred but not received? ›

What happens if money is transferred but not received? If money is transferred but not received, the sender should contact the bank or service used to initiate the transfer to track the transaction. They can also contact the recipient's bank to inquire if the funds have been received.

Can someone use my credit card with just the number and CVV? ›

Is it possible for someone to use your debit or credit card with just the card number and the CVV? Yes, this type of fraud is known as "card-not-present" fraud, as the thief does not have possession of the physical card. This type of fraud is becoming more common with the rise of online shopping and e-commerce.

How do I report a Filipino scammer? ›

For malicious messages, lodge reports to the NBI Anti-Fraud Division at (02) 8525-4093 or e-mail at afad@nbi.gov.ph. You may also send a message through the NBI's website at www.nbi.gov.ph or their official Facebook account.

Is it safe to use BDO online banking? ›

Currently, BDO Internet Banking uses 128-bit Secure Sockets Layer (SSL) to secure all banking transactions. 128-bit encryption means that there are 2128 - or 3.4 with 38 zeros after it - possible combinations that could access your account information but only one that works for each online banking session.

What is BDO hotline? ›

Any complaint / problem encountered can be reported to BDO Customer Contact Center: Metro Manila: (+632) 8631-8000. Domestic Toll-Free Nos: 1800-10-631-8000 (PLDT)

Is BDO online banking 24 hours? ›

With BDO Online Banking, you can do the following: Access your accounts 24/7.

Where can I email BDO customer service? ›

This facility is not available for American Express Corporate Cards. or you may send us an email at callcenter@bdo.com.ph.

How can I contact BDO customers by mobile? ›

Please call our Customer Service Hotline at 8631-8000 to report your lost or stolen card.

Is BDO having issues today? ›

Bdo.com.ph is UP and reachable by us. Please check and report on local outages below ... The above graph displays service status activity for Bdo.com.ph over the last 10 automatic checks.

Why my BDO account is temporarily unavailable? ›

The error message “Account Temporarily Unavailable” means there is a connection issue, or the site has been taken down for maintenance. Normally if you close the site and reopen it the message will go away, and you can continue with your transaction.

Is BDO customer service available on weekends? ›

BDO Unibank is regulated by the Bangko Sentral ng Pilipinas with telephone no. (02) 8708-7087, email address consumeraffairs@bsp.gov.ph. Community hours on the official Facebook page of BDO Unibank is from 7:00 AM to 7:00 PM Mondays through Sundays, except on holidays.

Does BDO send email? ›

All our official communications are made through BDO official email addresses, i.e. , where xxxx is either the name of the unit or the name of the bank personnel sending the email. If you are doubtful of the content of the email, you may call our BDO Customer Contact Center.

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