8 Types of Investments You Might Want to Avoid (2024)

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  • 8 Types of Investments You Might Want to Avoid (8)

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0!==i&&i;if(n.ybar){n.ybar.classList.add("ybar-searchbox-assist-fullscreen"),document.documentElement.classList.add("ybar-overlay"),document.body.classList.add("ybar-overlay-noscroll");beaconClick("ybar","websrch","",{elm:"expand",subsec:"searchbox",itc:"1"}),setTimeout((function(){n.searchInput instanceof HTMLInputElement&&(t&&(n.searchInput.value=t),n.searchInput.focus(),r&&n.searchInput.click())}))}},closeSearchOverlay=function(e){var n;null===(n=e.ybar)||void 0===n||n.classList.remove("ybar-searchbox-assist-fullscreen"),document.documentElement.classList.remove("ybar-overlay"),document.body.classList.remove("ybar-overlay-noscroll"),e.searchInput instanceof HTMLInputElement&&(e.searchInput.value="",e.searchInput.blur())},initMweb=function(e,n){"smartphone"===e.getConfig().device&&(e.addElementListener(n.searchBoxPlaceholder,"click",(function(){openSearchOverlay(e,n)})),e.addElementListener(n.searchBoxPlaceholder,"keydown",(function(t){var 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VoiceSearch.I18n({\n lang: self.config.uiLang\n });\n self.renderPermissionGuide(self);\n self.renderSpeechPanel(self);\n self.speechResult = '';\n self.noSpeech = true;\n self.isRecognitionStart = false;\n self.recognition = null;\n self.voiceButton = doc.querySelector(self.config.voiceButton);\n self.searchBoxForm = doc.querySelector(self.config.searchBox.form);\n self.searchBoxQuery = doc.querySelector(self.config.searchBox.input);\n self.speechPanel = doc.querySelector('#spch');\n self.speechButtonContainer = doc.querySelector('#spchbc');\n self.speechButton = doc.querySelector('#spchbc-btn');\n self.speechText = doc.querySelector('#spcht');\n self.speechOverlay = doc.getElementById('spch-overlay');\n self.retryLink = doc.querySelector('#spcht-retry');\n self.trending = doc.getElementById('spch-trending');\n self.trendingTerms = doc.getElementById('trending-terms');\n self.termSpans = doc.getElementsByClassName(\"trending-term\");\n self.closeButton = doc.querySelector('#spchx');\n self.startAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-start-202105050733.wav');\n self.resultAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-result-202105050733.wav');\n self.errorAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-error-202105050733.wav');\n self.closeAudio = new Audio('https://s.yimg.com/pv/static/misc/voice-close-202105050733.wav');\n self.permissionGuide = doc.querySelector('#spchp');\n self.permissionGuideClose = doc.querySelector('#spchpx');\n self.permissionGuideTimer = null;\n\n self.onEscKeyDown = function (e) {\n if (e.code !== 'Escape') {\n return;\n }\n\n self.recognition.stop();\n self.sendBeacon('keybrd', 'voicesearch_cancel_esc'); // The clean up should put inside closePanel() instead of here,\n // or func won't be cleaned up if user close panel with btn or overlay\n\n self.closePanel(self);\n };\n\n if (self.isBrowserSupported()) {\n var SpeechRecognition = win.SpeechRecognition || win.webkitSpeechRecognition;\n var SpeechGrammarList = win.SpeechGrammarList || win.webkitSpeechGrammarList;\n var speechGrammar = '#JSGF V1.0;';\n self.recognition = new SpeechRecognition();\n var speechRecognitionList = new SpeechGrammarList();\n\n if (speechRecognitionList.addFromString) {\n speechRecognitionList.addFromString(speechGrammar, 1);\n }\n\n self.recognition.grammars = speechRecognitionList;\n self.recognition.continuous = false;\n self.recognition.lang = self.config.speechLang;\n self.recognition.interimResults = false;\n self.recognition.maxAlternatives = 1;\n /* Listeners */\n\n if (self.voiceButton) {\n self.voiceButton.onclick = function () {\n self.recognition.start();\n\n if (self.permissionGuideTimer) {\n win.clearTimeout(self.permissionGuideTimer);\n }\n\n self.permissionGuideTimer = win.setTimeout(function () {\n if (!self.isRecognitionStart) {\n self.showPermissionGuide(self);\n }\n }, 300); // Also close when pressing esc\n\n doc.addEventListener('keydown', self.onEscKeyDown);\n self.sendBeacon('clk', 'voicesearch');\n };\n }\n\n if (self.speechButton) {\n self.speechButton.onclick = function () {\n if (!self.isRecognitionStart) {\n self.recognition.start();\n self.sendBeacon('clk', 'voicesearch_panel_mic_restart');\n } else {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_panel_mic_close');\n self.closePanel(self);\n }\n };\n }\n\n if (self.retryLink) {\n self.retryLink.onclick = function () {\n if (!self.isRecognitionStart) {\n self.recognition.start();\n self.sendBeacon('clk', 'voicesearch_panel_retry');\n }\n };\n }\n\n if (self.speechOverlay) {\n self.speechOverlay.onclick = function () {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_cancel_outside');\n self.closePanel(self);\n };\n }\n\n if (self.closeButton) {\n self.closeButton.onclick = function\n /*event*/\n () {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_cancel');\n self.closePanel(self);\n };\n }\n\n if (self.permissionGuideClose) {\n self.permissionGuideClose.onclick = function\n /*event*/\n () {\n self.recognition.stop();\n self.sendBeacon('clk', 'voicesearch_permission_close');\n self.closeAudio.play();\n self.hidePermissionGuide(self);\n };\n }\n /* Recognition Events */\n\n\n self.recognition.onresult = function (event) {\n // The SpeechRecognitionEvent results property returns a SpeechRecognitionResultList object\n // The SpeechRecognitionResultList object contains SpeechRecognitionResult objects.\n // It has a getter so it can be accessed like an array\n // The first [0] returns the SpeechRecognitionResult at the last position.\n // Each SpeechRecognitionResult object contains SpeechRecognitionAlternative objects that contain individual results.\n // These also have getters so they can be accessed like arrays.\n // The second [0] returns the SpeechRecognitionAlternative at position 0.\n // We then return the transcript property of the SpeechRecognitionAlternative object\n // console.log('Confidence: ' + event.results[0][0].confidence);\n self.speechResult = event.results[0][0].transcript;\n /* Punctuation Handling: Check last character and strip it if necessary */\n\n self.handlePunctuation(self);\n\n if (self.speechText) {\n self.speechText.innerText = self.speechResult;\n }\n\n if (self.searchBoxQuery) {\n self.searchBoxQuery.value = self.speechResult;\n }\n\n self.resultAudio.play();\n win.setTimeout(function () {\n if (self.speechPanel) {\n self.speechPanel.classList.remove(\"s2tb\");\n self.speechPanel.classList.add(\"s2tb-h\");\n }\n\n self.hideRetryLink(self);\n\n if (self.searchBoxForm) {\n var inputFr = self.searchBoxForm.querySelector('[name=fr]');\n var inputFr2 = self.searchBoxForm.querySelector('[name=fr2]');\n\n if (inputFr && self.config.searchBox && self.config.searchBox.params && self.config.searchBox.params.fr) {\n inputFr.value = config.searchBox.params.fr;\n inputFr.disabled = false; // for homepage case\n }\n\n if (inputFr2 && self.config.searchBox && self.config.searchBox.params && self.config.searchBox.params.fr2) {\n inputFr2.value = config.searchBox.params.fr2;\n inputFr2.disabled = false; // for homepage case\n }\n\n self.searchBoxForm.submit();\n }\n }, 1000);\n };\n\n self.recognition.onspeechstart = function\n /*event*/\n () {// Fired when speech starts\n };\n\n self.recognition.onspeechend = function () {\n // Fired when speech ends\n self.recognition.stop();\n };\n\n self.recognition.onerror = function\n /*event*/\n () {\n // console.log('Error occurred in recognition: ' + event.error);\n if (self.speechText) {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_error');\n }\n\n self.hideTrending(self);\n self.showRetryLink(self);\n self.errorAudio.play();\n };\n\n self.recognition.onaudiostart = function\n /*event*/\n () {\n // Fired when the user agent has started to capture audio.\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.add(\"listening\");\n }\n };\n\n self.recognition.onaudioend = function\n /*event*/\n () {\n // Fired when the user agent has finished capturing audio.\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.remove(\"listening\");\n }\n };\n\n self.recognition.onsoundstart = function\n /*event*/\n () {\n // Fired when any sound — recognisable speech or not — has been detected.\n self.hideTrending(self);\n self.noSpeech = false;\n\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.remove(\"listening\");\n self.speechButtonContainer.classList.add(\"speaking\");\n }\n };\n\n self.recognition.onsoundend = function\n /*event*/\n () {\n // Fired when no sound present\n if (self.speechButtonContainer) {\n self.speechButtonContainer.classList.remove(\"speaking\");\n }\n };\n\n self.recognition.onstart = function\n /*event*/\n () {\n // Fired when the speech recognition service has begun listening\n self.recognitionInit(self);\n self.startRecognition(self);\n };\n\n self.recognition.onend = function\n /*event*/\n () {\n // Fired when the speech recognition service has disconnected.\n self.isRecognitionStart = false;\n\n if (self.noSpeech == false && self.speechResult == '') {\n // No match: Fired when the speech recognition can't recognise speech\n if (self.speechText) {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_nomatch');\n }\n\n self.hideTrending(self);\n self.showRetryLink(self);\n self.errorAudio.play();\n }\n }; // trigger onReady event when initialized\n\n\n if (document && document.dispatchEvent) {\n document.dispatchEvent(new Event('VOICE_JS_READY'));\n }\n }\n } // static members\n\n\n VoiceSearch.I18n = I18n; // instance members\n\n VoiceSearch.prototype.renderPermissionGuide = function (self) {\n var tmpl = \"\\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \".concat(self.i18n.t('search.voice.permission_title'), \"

    \\n

    \").concat(self.i18n.t('search.voice.permission_text'), \"

    \\n

    \\n

    \\n

    \\n \");\n var dom = new DOMParser().parseFromString(tmpl, 'text/html');\n document.body.appendChild(dom.body.children[0]);\n };\n\n VoiceSearch.prototype.renderSpeechPanel = function (self) {\n var tmpl = \"\\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n \\n \\n \\n \\n \\n \\n

    \\n

    \\n

    \\n \\n \\n \".concat(self.i18n.t('search.voice.recognition_retry'), \"\\n

    \\n

    \\n

    \\n

    \\n

    \\n

    \\n \").concat(self.i18n.t('search.voice.trending_title'), \"\\n \\n

    \\n

    \\n

    \\n \");\n var dom = new DOMParser().parseFromString(tmpl, 'text/html');\n\n if (self && self.config && self.config.ui && self.config.ui.speechOverlay && self.config.ui.speechOverlay.disableBlur) {\n dom.body.children[0].classList.add('disable-blur-overlay');\n }\n\n document.body.appendChild(dom.body.children[0]);\n };\n\n VoiceSearch.prototype.isBrowserSupported = function () {\n var isSupported = false;\n var self = this;\n var isChromium = Boolean(window.chrome);\n var isIOSChrome = /CriOS/.test(window.navigator.userAgent);\n var isEdge = /Edg\\//.test(window.navigator.userAgent);\n var isLegacyEdge = /Edge\\//.test(window.navigator.userAgent);\n var isOpera = Boolean(window.opr);\n var isBrave = Boolean(window.navigator.brave);\n var browsers = [// chrome\n {\n checkEnabled: function checkEnabled() {\n return true;\n },\n checkBrowser: function checkBrowser() {\n return isChromium && !isIOSChrome && !isEdge && !isOpera && !isBrave;\n },\n checkAPI: function checkAPI() {\n return win && ('SpeechRecognition' in win || 'webkitSpeechRecognition' in win) && ('SpeechGrammarList' in win || 'webkitSpeechGrammarList' in win);\n }\n }, // edge\n {\n checkEnabled: function checkEnabled() {\n return self && self.config && self.config.browsers && self.config.browsers.edge;\n },\n checkBrowser: function checkBrowser() {\n return isChromium && isEdge && !isLegacyEdge;\n },\n checkAPI: function checkAPI() {\n return win && ('SpeechRecognition' in win || 'webkitSpeechRecognition' in win) && ('SpeechGrammarList' in win || 'webkitSpeechGrammarList' in win);\n }\n }];\n\n for (var b = 0; b < browsers.length; b++) {\n var browser = browsers[b];\n\n if (browser && browser.checkBrowser && browser.checkBrowser() && browser.checkEnabled && browser.checkEnabled(self) && browser.checkAPI && browser.checkAPI()) {\n isSupported = true;\n }\n }\n\n return isSupported;\n };\n\n VoiceSearch.prototype.recognitionInit = function (self) {\n // Initialize flags for checking whether user is speaking or not\n self.speechResult = '';\n self.noSpeech = true;\n self.isRecognitionStart = true;\n };\n\n VoiceSearch.prototype.showPermissionGuide = function (self) {\n if (self.permissionGuide) {\n self.permissionGuide.classList.remove(\"hide\");\n }\n };\n\n VoiceSearch.prototype.hidePermissionGuide = function (self) {\n if (self.permissionGuide) {\n self.permissionGuide.classList.add(\"hide\");\n }\n };\n\n VoiceSearch.prototype.getTrending = function (self) {\n // Call api for trending terms\n if (!self.config.enable_voice_trending || !self.trending) {\n return;\n }\n\n var url = \"https://api.search.yahoo.com/data/v3/search?appid=4d234a9d&market=\" + self.config.trending.market + \"&features=trending.voice\";\n self.ajaxReq(url, function (resBody) {\n if (!resBody || !resBody.response || !resBody.response.search || !resBody.response.search.results || !resBody.response.search.results[\"trending.voice\"]) {\n return;\n }\n\n var terms = resBody.response.search.results[\"trending.voice\"].data;\n self.showTrending(self, terms);\n });\n };\n\n VoiceSearch.prototype.showTrending = function (self, terms) {\n // params check\n if (!Array.isArray(terms) || terms.length < 3) {\n return;\n } // DOM check\n\n\n if (!self.trending || !self.termSpans || !self.termSpans[0]) {\n return;\n }\n\n var trendingLabel = '';\n trendingLabel += '\"' + terms[0].text + '\"' + ', ';\n trendingLabel += '\"' + terms[1].text + '\"' + ' ';\n trendingLabel += self.i18n.t('search.voice.trending_or') + ' ';\n trendingLabel += '\"' + terms[2].text + '\"';\n self.termSpans[0].innerText = trendingLabel;\n self.trending.classList.remove(\"hide\");\n };\n\n VoiceSearch.prototype.hideTrending = function (self) {\n if (!self.trending) {\n return;\n }\n\n self.trending.classList.add(\"hide\");\n };\n\n VoiceSearch.prototype.showRetryLink = function (self) {\n if (self.retryLink) {\n self.retryLink.innerText = self.i18n.t('search.voice.recognition_retry');\n self.retryLink.classList.remove(\"hide\");\n }\n };\n\n VoiceSearch.prototype.hideRetryLink = function (self) {\n if (self.retryLink) {\n self.retryLink.classList.add(\"hide\");\n }\n };\n\n VoiceSearch.prototype.startRecognition = function (self) {\n self.hidePermissionGuide(self);\n self.getTrending(self);\n self.startAudio.play();\n\n if (self.speechText) {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_start');\n win.setTimeout(function () {\n self.speechText.innerText = self.i18n.t('search.voice.recognition_listening');\n }, 2000);\n }\n\n if (self.speechPanel) {\n self.speechPanel.classList.remove(\"s2tb-h\");\n self.speechPanel.classList.add(\"s2tb\");\n }\n\n self.hideRetryLink(self);\n };\n\n VoiceSearch.prototype.closePanel = function (self) {\n self.closeAudio.play();\n win.setTimeout(function () {\n if (self.speechPanel) {\n self.speechPanel.classList.remove(\"s2tb\");\n self.speechPanel.classList.add(\"s2tb-h\");\n }\n\n self.hideTrending(self);\n self.hideRetryLink(self); // clean up esc listener\n\n doc.removeEventListener('keydown', self.onEscKeyDown);\n }, 100);\n };\n\n VoiceSearch.prototype.handlePunctuation = function (self) {\n if (self.speechResult.length > 0) {\n var lastChar = self.speechResult.charAt(self.speechResult.length - 1);\n\n if (lastChar === '.' || lastChar === '?' || lastChar === '。' || lastChar === '?') {\n self.speechResult = self.speechResult.slice(0, -1);\n }\n }\n };\n\n VoiceSearch.prototype.sendBeacon = function (actn, slk) {\n var ULT = win.YAHOO.ULT || {},\n SB = win.YAHOO.SB || {};\n\n if (ULT.beacon_click) {\n var trackParams = {\n _S: SB.config.i13n.spaceid,\n _I: SB.config.i13n.pvid,\n actn: actn,\n sec: 'search',\n slk: slk\n };\n win.YAHOO.ULT.beacon_click(trackParams);\n }\n };\n\n VoiceSearch.prototype.ajaxReq = function (url, callback) {\n var DONE_STATE = XMLHttpRequest.DONE || 4; // for IE-compatibility\n\n var xhr = new XMLHttpRequest();\n var responseRaw;\n var response; // CORS request only for IE8/IE9\n\n if (doc.documentMode && doc.documentMode < 10) {\n var xdr = new win.XDomainRequest();\n\n xdr.onload = function () {\n try {\n response = JSON.parse(responseRaw);\n callback(response);\n } catch (err) {\n return;\n }\n };\n\n xhr.open('GET', url);\n xhr.send();\n return;\n } // CORS request for browers newer than IE9\n\n\n xhr.onreadystatechange = function () {\n if (xhr.readyState !== DONE_STATE) {\n return;\n } // handle ajax response\n\n\n switch (xhr.status) {\n case 200:\n responseRaw = xhr.responseText;\n\n try {\n response = JSON.parse(responseRaw);\n callback(response);\n } catch (err) {\n return;\n }\n\n break;\n\n default:\n // non-200 status code: retry or assume failure\n callback(response);\n break;\n }\n };\n\n xhr.open('GET', url, true);\n /* aync request */\n\n xhr.timeout = 10000;\n xhr.send();\n };\n\n if (!win.YAHOO) {\n win.YAHOO = {};\n }\n\n if (!win.YAHOO.Util) {\n win.YAHOO.Util = {};\n }\n\n win.YAHOO.Util.VoiceSearch = VoiceSearch;\n})(window, document);\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/index.js?")},"./src/lib/I18n.js":/*!*************************!*\ !*** ./src/lib/I18n.js ***! \*************************/function(module,__unused_webpack_exports,__webpack_require__){eval("module.exports = function () {\n var LANG_LIST = __webpack_require__(/*! ./lang_list.json */ \"./src/lib/lang_list.json\");\n\n var DEFAULT_LANG = 'default';\n\n var isValidLang = function isValidLang(lang) {\n return LANG_LIST.indexOf(lang) !== -1;\n }; // convert language strings to key-value map\n\n\n var buildStrMap = function buildStrMap(langStrings) {\n return langStrings.reduce(function (strMap, item) {\n strMap[item.id] = item.defaultMessage;\n return strMap;\n }, {});\n };\n\n var I18n = function I18n(options) {\n // initialize\n this.lang = isValidLang(options && options.lang) ? options.lang : DEFAULT_LANG;\n }; // static members\n\n\n I18n.langMap = {};\n I18n.langMap[DEFAULT_LANG] = buildStrMap(__webpack_require__(/*! ../lang/strings.json */ \"./src/lang/strings.json\"));\n\n I18n.setLangMap = function (lang, strings) {\n if (lang && strings) {\n I18n.langMap[lang] = buildStrMap(strings);\n }\n }; // instance members\n\n\n I18n.prototype = {\n t: function t(id) {\n switch (true) {\n // look up target language\n case Boolean(I18n.langMap && I18n.langMap[this.lang] && I18n.langMap[this.lang][id]):\n return I18n.langMap[this.lang][id];\n // fallback to default strings\n\n case Boolean(I18n.langMap && I18n.langMap[DEFAULT_LANG] && I18n.langMap[DEFAULT_LANG][id]):\n return I18n.langMap[DEFAULT_LANG][id];\n\n default:\n return '';\n }\n }\n };\n return I18n;\n}();\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/lib/I18n.js?")},"./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js!./src/index.css":/*!*******************************************************************************************************!*\ !*** ./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js!./src/index.css ***! \*******************************************************************************************************/function(module,__webpack_exports__,__webpack_require__){eval('__webpack_require__.r(__webpack_exports__);\n/* harmony import */ var _node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0__ = __webpack_require__(/*! ../node_modules/css-loader/dist/runtime/api.js */ "./node_modules/css-loader/dist/runtime/api.js");\n/* harmony import */ var _node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0___default = /*#__PURE__*/__webpack_require__.n(_node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0__);\n// Imports\n\nvar ___CSS_LOADER_EXPORT___ = _node_modules_css_loader_dist_runtime_api_js__WEBPACK_IMPORTED_MODULE_0___default()(function(i){return i[1]});\n// Module\n___CSS_LOADER_EXPORT___.push([module.id, "/* Sprites */\\n#spchp.permission-guide .guide .microphone .sprite,\\n#spchp .close-button,\\n#spch .close-button,\\n#spch .spchc .microphone,\\n#spch .spchc .speaking .microphone {\\n background-image: url(https://s.yimg.com/pv/static/img/voiceSearch1x-1620383531565.min.png);\\n background-repeat: no-repeat;\\n background-size: initial;\\n color: transparent;\\n}\\n/* Retina displays */\\n@media\\n only screen and (-webkit-min-device-pixel-ratio: 2),\\n only screen and (min-device-pixel-ratio: 2),\\n only screen and (min-resolution: 192dpi),\\n only screen and (min-resolution: 2dppx) {\\n#spchp.permission-guide .guide .microphone .sprite,\\n#spchp .close-button,\\n#spch .close-button,\\n#spch .spchc .microphone,\\n#spch .spchc .speaking .microphone {\\n background-size: 41px 330px;\\n background-image: url(https://s.yimg.com/pv/static/img/voiceSearch2x-1620383531565.min.png)\\n}\\n }\\n\\n/* permission guide */\\n#spchp.permission-guide {\\n height: 100%;\\n width: 100%;\\n padding: 0;\\n opacity: 0.9;\\n background-color: #fff;\\n left: 0;\\n overflow: hidden;\\n position: fixed;\\n text-align: left;\\n top: 0;\\n z-index: 10000;\\n transition: visibility 0s linear 0.218s, background-color 0.218s;\\n}\\n#spchp.permission-guide .close-button {\\n background-position: 0 0;\\n width: 24px;\\n height: 24px;\\n border: none;\\n cursor: pointer;\\n right: 0;\\n margin: 20px;\\n padding: 0;\\n position: absolute;\\n top: 0;\\n z-index: 10;\\n opacity: 0.8;\\n }\\n#spchp.permission-guide .close-button:hover {\\n opacity: 1;\\n }\\n#spchp.permission-guide .guide {\\n margin: 191px 0 0 507px;\\n }\\n#spchp.permission-guide .guide .microphone {\\n height: 68px;\\n width: 52px;\\n border-right: 1px solid #232a31;\\n float: left;\\n }\\n#spchp.permission-guide .guide .microphone .sprite {\\n background-position: 0 -105px;\\n width: 28px;\\n height: 28px;\\n }\\n#spchp.permission-guide .guide .guide-text {\\n height: 68px;\\n margin-left: 24px;\\n float: left;\\n }\\n#spchp.permission-guide .guide .guide-text .title {\\n color: #232a31;\\n font-size: 32px;\\n font-family: HelveticaNeue-Bold;\\n line-height: 28px;\\n margin-bottom: 16px;\\n }\\n#spchp.permission-guide .guide .guide-text .text {\\n color: #232a31;\\n font-size: 16px;\\n line-height: 28px;\\n }\\n#spchp.permission-guide.hide {\\n display: none;\\n }\\n\\n/* speech panel */\\n#spch.spch {\\n background: #fff;\\n height: 100%;\\n left: 0;\\n opacity: 0;\\n overflow: hidden;\\n position: fixed;\\n text-align: left;\\n top: 0;\\n visibility: hidden;\\n width: 100%;\\n z-index: 10000;\\n transition: visibility 0s linear 0.218s, background-color 0.218s;\\n}\\n#spch.spch .close-button {\\n background-position: 0 0;\\n width: 24px;\\n height: 24px;\\n border: none;\\n cursor: pointer;\\n right: 0;\\n margin: 20px;\\n padding: 0;\\n position: absolute;\\n top: 0;\\n z-index: 10;\\n opacity: 0.8;\\n }\\n#spch.spch .close-button:hover {\\n opacity: 1;\\n }\\n#spch.spch .spchc {\\n display: block;\\n height: 97px;\\n pointer-events: none;\\n }\\n#spch.spch .spchc .inner-container {\\n width: 100%;\\n height: 100%;\\n opacity: 0.1;\\n pointer-events: none;\\n transition: opacity 0.318s ease-in;\\n }\\n#spch.spch .spchc .inner-container .spch-control {\\n display: inline-block;\\n }\\n#spch.spch .spchc .inner-container .text-container {\\n float: left;\\n height: 91px;\\n overflow: hidden;\\n margin: 3px 0;\\n pointer-events: none;\\n width: calc(50% - 48.5px);\\n }\\n#spch.spch .spchc .inner-container .text-container p {\\n display: table-cell;\\n vertical-align: middle;\\n width: 550px;\\n height: 97px;\\n }\\n#spch.spch .spchc .inner-container .text-container .spcht {\\n font-weight: normal;\\n color: #6e7780;\\n line-height: normal;\\n opacity: 0;\\n pointer-events: none;\\n text-align: left;\\n -webkit-font-smoothing: antialiased;\\n transition: opacity 0.1s ease-in, margin-left 0.5s ease-in, top 0s linear 0.218s;\\n }\\n#spch.spch .spchc .inner-container .text-container .spcht.hide {\\n display: none;\\n }\\n#spch.spch .spchc .inner-container .text-container #spcht-retry {\\n color: #0f69ff;\\n cursor: pointer;\\n pointer-events: auto;\\n }\\n#spch.spch .spchc .inner-container .button-container {\\n pointer-events: none;\\n position: relative;\\n transition: transform 0.218s, opacity 0.218s ease-in;\\n }\\n#spch.spch .spchc .inner-container .button-container .button {\\n background-color: #fff;\\n border: 1px solid #eee;\\n border-radius: 100%;\\n bottom: 0;\\n box-shadow: 0 2px 5px rgba(0, 0, 0, 0.1);\\n cursor: pointer;\\n display: inline-block;\\n left: 0;\\n opacity: 0;\\n pointer-events: none;\\n position: absolute;\\n right: 0;\\n top: 0;\\n transition: background-color 0.218s, border 0.218s, box-shadow 0.218s;\\n }\\n#spch.spch .spchc .inner-container .button-container .button .microphone {\\n background-position: 0 -24px;\\n width: 41px;\\n height: 41px;\\n left: 27px;\\n pointer-events: none;\\n position: absolute;\\n top: 27px;\\n transform: scale(1);\\n }\\n#spch.spch .spchc .inner-container .button-container.listening .ripple {\\n position: absolute;\\n width: 136px;\\n height: 136px;\\n z-index: -1;\\n left: 50%;\\n top: 50%;\\n opacity: 0;\\n margin: -70px 0 0 -70px;\\n border-radius: 100px;\\n -webkit-animation: ripple 3.3s infinite;\\n animation: ripple 3.3s infinite;\\n background-color: #fff !important;\\n border: 2px solid #e0e4e9;\\n }\\n#spch.spch .spchc .inner-container .button-container.listening .ripple:nth-child(2) {\\n -webkit-animation-delay: 1.1s;\\n animation-delay: 1.1s;\\n }\\n#spch.spch .spchc .inner-container .button-container.listening .ripple:nth-child(3) {\\n -webkit-animation-delay: 2.2s;\\n animation-delay: 2.2s;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .button {\\n background-color: #0f69ff;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .button .microphone {\\n background-position: 0 -65px;\\n width: 40px;\\n height: 40px;\\n pointer-events: none;\\n position: absolute;\\n transform: scale(1);\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .ripple {\\n background-size: 114px;\\n position: absolute;\\n width: 114px;\\n height: 114px;\\n z-index: -1;\\n left: 50%;\\n top: 50%;\\n margin: -57px 0 0 -57px;\\n -webkit-animation: speakingRipple1 2s infinite;\\n animation: speakingRipple1 2s infinite;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .ripple:nth-child(2) {\\n background-size: 123px;\\n width: 123px;\\n height: 123px;\\n margin: -62px 0 0 -62px;\\n -webkit-animation: speakingRipple2 2s infinite;\\n animation: speakingRipple2 2s infinite;\\n }\\n#spch.spch .spchc .inner-container .button-container.speaking .ripple:nth-child(3) {\\n background-size: 136px;\\n width: 136px;\\n height: 136px;\\n margin: -68px 0 0 -68px;\\n -webkit-animation: speakingRipple3 2s infinite;\\n animation: speakingRipple3 2s infinite;\\n }\\n#spch.spch .spcho {\\n background-image: linear-gradient(to bottom, rgb(255, 255, 255) 50%, rgba(255, 255, 255, 0) 99%);\\n display: block;\\n min-width: 100%;\\n text-align: center;\\n top: 145px;\\n padding-bottom: 71px;\\n pointer-events: auto;\\n }\\n#spch.spch .spcho #spch-trending {\\n -webkit-animation: fadeIn 1s forwards;\\n animation: fadeIn 1s forwards;\\n opacity: 0;\\n }\\n#spch.spch .spcho #spch-trending .trending {\\n color: #6e7780;\\n display: inline-block;\\n font-size: 16px;\\n }\\n#spch.spch .spcho #spch-trending #trending-label {\\n font-weight: bold;\\n margin: 5px 5px;\\n }\\n#spch.spch .spcho #spch-trending.hide {\\n display: none;\\n }\\n#spch.spch.s2tb .spchc, #spch.spch.s2tb-h .spchc {\\n background: #fff;\\n box-sizing: border-box;\\n box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);\\n height: auto;\\n margin: 0;\\n min-width: 100%;\\n overflow: hidden;\\n padding: 24px 115px;\\n }\\n#spch.spch.s2tb .spchc .inner-container, #spch.spch.s2tb-h .spchc .inner-container {\\n opacity: 1;\\n transition: opacity 0.318s ease-in;\\n }\\n#spch.spch.s2tb .spchc .inner-container .text-container, #spch.spch.s2tb-h .spchc .inner-container .text-container {\\n position: relative;\\n }\\n#spch.spch.s2tb {\\n background: rgba(255, 255, 255, 0);\\n opacity: 1;\\n visibility: visible;\\n transition-delay: 0s;\\n }\\n#spch.spch.s2tb .spchc .inner-container .button-container {\\n transform: scale(1);\\n height: 97px;\\n right: 0;\\n top: 0;\\n width: 97px;\\n }\\n#spch.spch.s2tb .spchc .inner-container .button-container .button {\\n opacity: 1;\\n pointer-events: auto;\\n position: absolute;\\n transform: scale(1);\\n transition-delay: 0;\\n }\\n#spch.spch.s2tb .spchc .inner-container .text-container .spcht {\\n font-size: 24px;\\n margin-left: 0;\\n opacity: 1;\\n transition: opacity 0.5s ease-out, margin-left 0.5s ease-out;\\n }\\n#spch.spch.s2tb #spch-overlay {\\n -webkit-backdrop-filter: blur(10px);\\n backdrop-filter: blur(10px);\\n background-color: #fff;\\n height: 100%;\\n opacity: 0.9;\\n position: absolute;\\n top: 149px;\\n\\n /* spchc\'s height */\\n width: 100%;\\n }\\n#spch.spch.disable-blur-overlay #spch-overlay {\\n background-color: transparent;\\n -webkit-backdrop-filter: none;\\n backdrop-filter: none;\\n }\\n#spch.spch.disable-blur-overlay .spcho {\\n height: 27px;\\n padding-bottom: 20px;\\n background: #fff;\\n background-image: none;\\n box-shadow: 0 8px 6px -6px rgb(0 0 0 / 20%);\\n }\\n#spch.spch.s2tb-h {\\n background: rgba(255, 255, 255, 0);\\n opacity: 0;\\n visibility: hidden;\\n }\\n\\n@-webkit-keyframes fadeIn {\\n 0% {\\n opacity: 0;\\n }\\n\\n 100% {\\n opacity: 1;\\n }\\n}\\n\\n@keyframes fadeIn {\\n 0% {\\n opacity: 0;\\n }\\n\\n 100% {\\n opacity: 1;\\n }\\n}\\n\\n@-webkit-keyframes ripple {\\n 0% {\\n opacity: 1;\\n transform: scale(0.7);\\n }\\n\\n 100% {\\n opacity: 0;\\n transform: scale(1);\\n }\\n}\\n\\n@keyframes ripple {\\n 0% {\\n opacity: 1;\\n transform: scale(0.7);\\n }\\n\\n 100% {\\n opacity: 0;\\n transform: scale(1);\\n }\\n}\\n\\n@-webkit-keyframes speakingRipple1 {\\n 0%,\\n 100% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-1-202105260611.png\\");\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@keyframes speakingRipple1 {\\n 0%,\\n 100% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-1-202105260611.png\\");\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple1-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@-webkit-keyframes speakingRipple2 {\\n 0%,\\n 100% {\\n background-image: none;\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@keyframes speakingRipple2 {\\n 0%,\\n 100% {\\n background-image: none;\\n }\\n\\n 25%,\\n 75% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-2-202105260611.png\\");\\n transform: scale(1.1);\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple2-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@-webkit-keyframes speakingRipple3 {\\n 0%,\\n 25%,\\n 75%,\\n 100% {\\n background-image: none;\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple3-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n\\n@keyframes speakingRipple3 {\\n 0%,\\n 25%,\\n 75%,\\n 100% {\\n background-image: none;\\n }\\n\\n 50% {\\n background-image: url(\\"https://s.yimg.com/pv/static/img/ripple3-3-202105260611.png\\");\\n transform: scale(0.9);\\n }\\n}\\n", ""]);\n// Exports\n/* harmony default export */ __webpack_exports__["default"] = (___CSS_LOADER_EXPORT___);\n\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/index.css?./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js')},"./node_modules/css-loader/dist/runtime/api.js":/*!*****************************************************!*\ !*** ./node_modules/css-loader/dist/runtime/api.js ***! \*****************************************************/function(module){eval('\n\n/*\n 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!!../node_modules/css-loader/dist/cjs.js!../node_modules/postcss-loader/dist/cjs.js!./index.css */ "./node_modules/css-loader/dist/cjs.js!./node_modules/postcss-loader/dist/cjs.js!./src/index.css");\n\n content = content.__esModule ? content.default : content;\n\n if (typeof content === \'string\') {\n content = [[module.id, content, \'\']];\n }\n\nvar options = {};\n\noptions.insert = "head";\noptions.singleton = false;\n\nvar update = api(content, options);\n\n\n\nmodule.exports = content.locals || {};\n\n//# sourceURL=webpack://@vzmi/voicejs/./src/index.css?')},"./node_modules/style-loader/dist/runtime/injectStylesIntoStyleTag.js":/*!****************************************************************************!*\ !*** ./node_modules/style-loader/dist/runtime/injectStylesIntoStyleTag.js ***! \****************************************************************************/function(module,__unused_webpack_exports,__webpack_require__){eval("\n\nvar isOldIE = function isOldIE() {\n var 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styleTarget.contentDocument.head;\n } catch (e) {\n // istanbul ignore next\n styleTarget = null;\n }\n }\n\n memo[target] = styleTarget;\n }\n\n return memo[target];\n };\n}();\n\nvar stylesInDom = [];\n\nfunction getIndexByIdentifier(identifier) {\n var result = -1;\n\n for (var i = 0; i < stylesInDom.length; i++) {\n if (stylesInDom[i].identifier === identifier) {\n result = i;\n break;\n }\n }\n\n return result;\n}\n\nfunction modulesToDom(list, options) {\n var idCountMap = {};\n var identifiers = [];\n\n for (var i = 0; i < list.length; i++) {\n var item = list[i];\n var id = options.base ? item[0] + options.base : item[0];\n var count = idCountMap[id] || 0;\n var identifier = \"\".concat(id, \" \").concat(count);\n idCountMap[id] = count + 1;\n var index = getIndexByIdentifier(identifier);\n var obj = {\n css: item[1],\n media: item[2],\n sourceMap: item[3]\n };\n\n if (index !== -1) {\n stylesInDom[index].references++;\n stylesInDom[index].updater(obj);\n } else {\n 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    8 Types of Investments You Might Want to Avoid (2024)

    FAQs

    8 Types of Investments You Might Want to Avoid? ›

    an investment in which you do not make a profit, or make less profit than you hoped: Property has proved to be a bad investment over the last few years.

    What investments to avoid? ›

    13 Toxic Investments You Should Avoid
    • Subprime Mortgages. ...
    • Annuities. ...
    • Penny Stocks. ...
    • High-Yield Bonds. ...
    • Private Placements. ...
    • Traditional Savings Accounts at Major Banks. ...
    • The Investment Your Neighbor Just Doubled His Money On. ...
    • The Lottery.
    Jun 1, 2023

    What are 4 common investment mistakes? ›

    • Buying high and selling low. ...
    • Trading too much and too often. ...
    • Paying too much in fees and commissions. ...
    • Focusing too much on taxes. ...
    • Expecting too much or using someone else's expectations. ...
    • Not having clear investment goals. ...
    • Failing to diversify enough. ...
    • Focusing on the wrong kind of performance.

    What are the 7 types of investment? ›

    Read on to know what's right for you.
    • Stocks. Stocks represent ownership or shares in a company. ...
    • Bonds. A bond is an investment where you lend money to a company, government, and other types of organization. ...
    • Mutual Funds. ...
    • Property. ...
    • Money Market Funds. ...
    • Retirement Plans. ...
    • VUL insurance plans.

    What is a bad investment? ›

    an investment in which you do not make a profit, or make less profit than you hoped: Property has proved to be a bad investment over the last few years.

    What is the riskiest thing to invest in? ›

    Below, we review ten risky investments and explain the pitfalls an investor can expect to face.
    • Oil and Gas Exploratory Drilling. ...
    • Limited Partnerships. ...
    • Penny Stocks. ...
    • Alternative Investments. ...
    • High-Yield Bonds. ...
    • Leveraged ETFs. ...
    • Emerging and Frontier Markets. ...
    • IPOs.

    Which is the riskiest of all investments? ›

    Investing in unsecured loans is risky because there's no collateral to back them up. If the borrower defaults, you're on your own.

    What are the 5 biggest financial mistakes? ›

    Experts agree: These are the 5 worst money mistakes you may be...
    1. Not having an emergency fund. ...
    2. Paying off the wrong debt first. ...
    3. Missing out on employer matching contributions. ...
    4. Not having credit monitoring or an alert service set up. ...
    5. Allowing 'lifestyle creep' to occur.

    What are the top 5 mistakes investors make? ›

    Mallouk defines the five most common investment missteps—market timing, active trading, misunderstanding performance and financial information, letting yourself get in the way, and working with the wrong investment advisor—and includes detailed information on how to dodge the most common investing pitfalls.

    What are 3 mistakes investors make? ›

    KEY TAKEAWAYS. Chasing performance, fear of missing out, and focusing on the negatives are three common mistakes many investors may make.

    What are 5 different types of risks? ›

    There are five categories of operational risk: people risk, process risk, systems risk, external events risk, and legal and compliance risk.

    What are 5 common forms of investing? ›

    Perhaps the most common are stocks, bonds, real estate, and ETFs/mutual funds. Other types of investments to consider are real estate, CDs, annuities, cryptocurrencies, commodities, collectibles, and precious metals.

    What are 5 cons of investing? ›

    Cons of investing in stocks
    • Costs. Stock purchases typically involve commissions and fees, which can consume a large portion of your investment. ...
    • Volatility. Stock prices can fluctuate dramatically over short periods, sometimes within just minutes or hours. ...
    • Lack of control. ...
    • Information risk. ...
    • Liquidity risk. ...
    • Counterparty risk.
    Oct 5, 2022

    What are common investing mistakes? ›

    The worst mistakes are failing to set up a long-term plan, allowing emotion and fear to influence your decisions, and not diversifying a portfolio. Other mistakes include falling in love with a stock for the wrong reasons and trying to time the market.

    What investment never goes down? ›

    If you want a completely safe investment with no chance you'll lose money, Treasury securities or certificates of deposit (CDs) may be your best bet.

    What is the #1 safest investment? ›

    What are the safest types of investments? U.S. Treasury securities, money market mutual funds and high-yield savings accounts are considered by most experts to be the safest types of investments available.

    Which funds are more risky? ›

    Sector/Thematic funds in Equity and High Credit Risk/Long duration funds in Debt are usually the riskiest funds that Retail investors need to understand thoroughly before investing. The key mistake that most retail investors make is that they just look at top-performing funds for the last 1 year and invest in those.

    What are the most risky assets? ›

    Equities are generally considered the riskiest class of assets. Dividends aside, they offer no guarantees, and investors' money is subject to the successes and failures of private businesses in a fiercely competitive marketplace.

    What is the safest asset in the world? ›

    The safest assets are known as risk-free assets, such as sovereign debt instruments issued by governments of developed countries.

    What is the safest investment with the highest return? ›

    High-quality bonds and fixed-indexed annuities are often considered the safest investments with the highest returns. However, there are many different types of bond funds and annuities, each with risks and rewards. For example, government bonds are generally more stable than corporate bonds based on past performance.

    What not to do with your money? ›

    25 Things You Should Never Do With Your Money
    • Never Cash Your Paycheck Right Away. ...
    • Never Fall For 'Special' Finance Deals You Can't Afford. ...
    • Never Co-Sign a Loan You Can't Afford. ...
    • Never Live Above Your Means. ...
    • Never Rely Only on Cash When Traveling. ...
    • Never Donate Money Over the Phone. ...
    • Never Spend Money on Gifts That No One Needs.
    May 26, 2023

    What are the 7 most common financial problems people may face? ›

    Here is a list of the most common financial problems people may face:
    • Lack of income/job loss.
    • Unexpected expenses.
    • Too much debt.
    • Need for financial independence.
    • Overspending or lack of budget.
    • Bad credit.
    • Lack of savings.

    What is one financial mistake everyone should avoid? ›

    Not having an emergency fund in place

    If you aren't saving enough of your income and setting it aside for a financial emergency, then you risk putting yourself in a situation where you have to rely on credit to repair the problem at hand.

    What is the number one rule of investing? ›

    1 – Never lose money. Let's kick it off with some timeless advice from legendary investor Warren Buffett, who said “Rule No. 1 is never lose money. Rule No.

    What do investors fear? ›

    The fear of loss is a powerful emotion for investors — and, if left unchecked, can cost them big bucks in the long term due to years of forfeiture of investment gains.

    Do 90% of investors lose money? ›

    Based on several brokers' studies, as many as 90% of traders are estimated to lose money in the markets. This can be an even higher failure rate if you look at day traders, forex traders, or options traders.

    Why do most people fail at investing? ›

    Human emotion pulls investors in different directions and fear and greed are the two biggest hindrances to investment success because they cause investors to lose sight of their long term plans. The markets are 'noisy' with so much information being distributed through the media that people don't know who to trust.

    What are 3 things every investor should know? ›

    10 Things Every Investor Should Know
    • Investing in a vacuum is never a good idea.
    • You have an advantage over the pros.
    • Asset allocation is THE most important part of investing.
    • Investing is risky!

    What are 8 risks? ›

    The Top 8 Risks to Manage in 2019
    • Political Uncertainty. ...
    • Artificial Intelligence and Automation. ...
    • The Internet of Things and Cloud Usage. ...
    • Cyber Risk and Data Breaches. ...
    • Reputation Risk. ...
    • Severe Weather and Natural Disasters. ...
    • Economic and Financial Risk. ...
    • Employee Risk.
    Oct 30, 2019

    What are the 8 sources of risk? ›

    Sources of Risk:
    • Decision/Indecision: Taking or not taking a decision at the right time is generally the first cause of risk. ...
    • Business Cycles/Seasonality: ADVERTIsem*nTS: ...
    • Economic/Fiscal Changes: ...
    • Market Preferences: ...
    • Political Compulsions: ...
    • Regulations: ...
    • Competition: ...
    • Technology:

    What are the four major risks? ›

    The main four types of risk are:
    • strategic risk - eg a competitor coming on to the market.
    • compliance and regulatory risk - eg introduction of new rules or legislation.
    • financial risk - eg interest rate rise on your business loan or a non-paying customer.
    • operational risk - eg the breakdown or theft of key equipment.

    What are 4 types of investments? ›

    Bonds, stocks, mutual funds and exchange-traded funds, or ETFs, are four basic types of investment options.

    What are 3 short term investments? ›

    Common examples of short-term investments include CDs, money market accounts, high-yield savings accounts, government bonds, and Treasury bills. Although short-term investments typically offer lower rates of return, they are highly liquid and give investors the flexibility to withdraw money quickly, if needed.

    What is the most popular type of investment? ›

    Stocks. Stocks, also known as shares or equities, might be the most well-known and simple type of investment. When you buy stock, you're buying an ownership stake in a publicly-traded company. Many of the biggest companies in the country are publicly traded, meaning you can buy stock in them.

    What are the five investment strategies? ›

    There are five different types of investment strategies:
    • Value Investing.
    • Growth Investing.
    • Income Investing.
    • Socially Responsible Investing.
    • Small-Cap Investing.

    How do you avoid bad investments? ›

    5 Rules to Help You Avoid Bad Investments
    1. Look Out for Surrender Charges. ...
    2. Watch Out for Investments With Liquidity Limits. ...
    3. Avoid Investments That Need High Upfront Commissions. ...
    4. Avoid Investments That Don't Make Sense. ...
    5. Don't Put All of Your Money in the Same Type of Investment.
    Dec 27, 2021

    When should I not invest? ›

    If you have debt, especially credit card debt, or really any other personal debt that has a higher interest rate. You should not invest, because you will get a better return by merely paying debt down due to the amount of interest that you're paying.

    Where can I make 5% on my money? ›

    How you could earn 5 percent or more on your idle cash — safely
    • High-paying money market accounts. ...
    • High-yield savings accounts. ...
    • Certificates of deposit (CDs) ...
    • U.S. Treasury bills. ...
    • Treasury Inflation Protected Securities (TIPS)
    Feb 2, 2023

    Is it better to keep cash at home or bank? ›

    It's a good idea to keep a small sum of cash at home in case of an emergency. However, the bulk of your savings is better off in a savings account because of the deposit protections and interest-earning opportunities that financial institutions offer.

    What investments are guaranteed to not lose money? ›

    Here are the best low-risk investments in June 2023:
    • High-yield savings accounts.
    • Series I savings bonds.
    • Short-term certificates of deposit.
    • Money market funds.
    • Treasury bills, notes, bonds and TIPS.
    • Corporate bonds.
    • Dividend-paying stocks.
    • Preferred stocks.
    Jun 1, 2023

    What is the safest investment with highest return? ›

    High-quality bonds and fixed-indexed annuities are often considered the safest investments with the highest returns. However, there are many different types of bond funds and annuities, each with risks and rewards. For example, government bonds are generally more stable than corporate bonds based on past performance.

    What is the best investment for $1 000? ›

    How to invest $1,000 right now — wherever you are on your financial journey
    1. Build an emergency fund. An emergency fund is crucial to your financial health. ...
    2. Pay down debt. ...
    3. Put it in a retirement plan. ...
    4. Open a certificate of deposit (CD) ...
    5. Invest in money market funds. ...
    6. Buy treasury bills. ...
    7. Invest in stocks.
    May 8, 2023

    What type of investment has the highest return? ›

    A stock represents a share of ownership in a company. Stocks offer the biggest potential return on your investment while exposing your money to the highest level of volatility.

    Where is the safest place to put my money? ›

    Savings accounts are a safe place to keep your money because all deposits made by consumers are guaranteed by the FDIC for bank accounts or the NCUA for credit union accounts. Certificates of deposit (CDs) issued by banks and credit unions also carry deposit insurance.

    Should a 70 year old be in the stock market? ›

    Seniors should consider investing their money for several reasons: Generate Income: Investing in income-generating assets, such as stocks, bonds, or real estate, can provide a steady income stream during retirement. This can be especially important for seniors who no longer receive a regular paycheck from work.

    Is there a risk free investment? ›

    A risk-free return doesn't really exist, and is therefore theoretical, as all investments carry some risk. U.S. Treasuries are seen as a good example of a risk-free investment since the government cannot default on its debt.

    How can I double my money without risk? ›

    5 Ways to Double Your Money
    1. Take Advantage of 401(k) Matching.
    2. Invest in Value and Growth Stocks.
    3. Increase Your Contributions.
    4. Consider Alternative Investments.
    5. Be Patient.
    Nov 1, 2022

    Where is the highest ROI in Canada? ›

    Best Places to Invest in Real Estate in Canada
    LocationAverage Cost in June 20221 Year Difference %
    Montreal, QC$562,43212.73%
    Kelowna, BC$830,0519.82%
    Ottawa, ON$653,9062.60%
    Calgary, AB$499,48012.24%
    6 more rows
    Oct 26, 2022

    Is a 6% rate of return good? ›

    Generally speaking, if you're estimating how much your stock-market investment will return over time, we suggest using an average annual return of 6% and understanding that you'll experience down years as well as up years.

    How can I grow my money fast? ›

    10 Ways To Build Wealth Fast
    1. Save. You can't begin any type of wealth-generation plan without having money to invest. ...
    2. Buy an S&P 500 Index Fund. ...
    3. Buy Dividend-Paying Stocks. ...
    4. Buy a Rental Property. ...
    5. Keep Asking for Raises. ...
    6. Start a Business. ...
    7. Broaden Your Education and Skill Set. ...
    8. Set Up Multiple Streams of Income.
    Jun 5, 2023

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