7 Unusual Ways Lazy People Are Boosting Their Bank Account (2024)

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Last updated March 4, 2024 | By FinanceBuzz Editors

Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.

We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.

The companies on this list are legit - they’re all real companies that do what they say they’ll do.

Let’s take a look...

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The best part? Even if you can’t score a better deal, using Capital One Shopping can earn you Shopping Rewards on purchases that you can later redeem for gift cards at dozens of top retailers.

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Cancel your car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Unlock up to 10% cash back your first year with this incredible offer

There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees)card has no annual fee, andDiscover will match all the cash back you’ve earned at the end of your first year.

You can earn cash back just by using this card for your everyday purchases — earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically.

The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.24% - 28.24% Variable. This is great for someone who wants to pay down debt or finance a large purchase while still earning rewards.

Accepted by 99% of merchants, if you want cash back, the Discover it® Cash Back card can help put more back in your wallet.

The best part? There's no annual fee.

Click here to apply now for the Discover it® Cash Back.

Pay no interest until 2025

Imagine getting an introductory 15 months with 0% interest on a big purchase or balance transfer (APR then 17.24% - 28.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back(Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2025!

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now

Eliminate your late tax debt

Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.

Fresh Start Initiative could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Fresh Start Initiative talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

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7 Unusual Ways Lazy People Are Boosting Their Bank Account (2024)

FAQs

How can a lazy person make money? ›

13 Best Jobs for Lazy People in 2024
  1. Food Delivery.
  2. Take Online Surveys.
  3. Proofreader.
  4. Freelance Writer.
  5. Bookkeeper.
  6. Earn Passive Income.
  7. Etsy Printables.
  8. Blogging.
Jan 28, 2024

What is the most common reason why people do not have a bank account? ›

Meanwhile, the top-cited reason among all unbanked households for having no bank account is not having enough money to meet minimum balance requirements. When it comes to race and other demographics, the percent of households that are unbanked varies significantly: Single-mother households: 15.9 percent.

How do people make money without working? ›

How to make money without a job
  1. Launch an ecommerce store.
  2. Sell stuff that you already own.
  3. Start a blog.
  4. Pick up odd jobs.
  5. Produce online courses.
  6. Sell print-on-demand products.
  7. Write an ebook.
  8. Rent out unused space.
Jan 16, 2024

Why do poor people not use banks? ›

Banks, despite their image to the contrary, lack the stability that alternative financial services offer to low and moderate income individuals. Payday loans, money-lenders, and check-cashers oddly enough offer a level of stability and trust to low-income individuals that banks simply do not.

Can the government see how much money is in your bank account? ›

The Short Answer: Yes. Share: The IRS probably already knows about many of your financial accounts, and the IRS can get information on how much is there. But, in reality, the IRS rarely digs deeper into your bank and financial accounts unless you're being audited or the IRS is collecting back taxes from you.

What percent of Americans don't have a bank account? ›

Key Findings. An estimated 4.5 percent of U.S. households (approximately 5.9 million) were “unbanked” in 2021, meaning that no one in the household had a checking or savings account at a bank or credit union. The unbanked rate in 2021—4.5 percent—was the lowest since the survey began in 2009.

How can I be successful if I am lazy? ›

How to be Lazy AND Successful: 14 Productivity Hacks to Work Smarter Not Harder
  1. Don't Rely on Self-Control. ...
  2. Make Bad Choices Hard. ...
  3. Use Habits in Place of Self-Control. ...
  4. Decide on the 3 Most Important Things to Get Done Each Day. ...
  5. Laugh in the Face of Discomfort. ...
  6. Reframe Sticks and Stones. ...
  7. Learn Your Cycles of Energy and Focus.
Jul 16, 2020

How can lazy people be successful? ›

Lazy people are very creative when it comes to organizing their work. They don't waste time on unnecessary things and get strict to the point. A lazy employee will always find a way to automate and optimize all the repetitive processes in their jobs.

Can I be successful if I'm lazy? ›

Is Being Lazy a Truly Negative Trait? Not always, depending on how we look at it. A highly effective person could be quite lazy, still earn a decent living with a few hours of work daily, or even less. Our traits and characters already appear in early childhood interacting with our peers, and going to school.

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