Your Guide to Fair Housing (2024)

How do you know if it's discrimination?

Housing discrimination is usuallydisguised, often with a smile and a handshake. Although some of thefollowing statements may seem reasonable, they could be excuses to prevent you from renting an apartment, buying a home or getting financing or insurance.

Pay close attention when you hear statements like:

When you are renting -

  • “I rented that apartment right afteryou called.”
  • “Yes, we rent to families with children, but our children’s section is full.”
  • “We have a long waiting list.”

When you are buying -

  • “Let me show you some homes in an area where you’ll be more comfortable.”
  • “The owner just took the house off the market.”
  • “I’ll have to pre-qualifyyou before I show you any homes."

When you want financing -

  • “We don’t process mortgages that small.”
  • “You might get better terms at another bank.”
  • “We don’t sell insurance in your area.”

Some of these comments may be valid,but they also may be used as a pretext todiscriminate.

Accessibility for Persons with Disabilities

State and federal laws require housing providers to make reasonable accommodations that are necessary and related to a person's disability, such as:

  • Allowing a service or support animal in a no-pet complex.
  • Assigning parking.
  • Making exceptions to rules or policies.
  • Housing providers are also required to allow modifications to the property that are related to a person’s disability,such as installing ramps, grab bars or visual smoke detectors.
    • These structural modifications:
      • May be at the tenant’s expense.
      • May require the housing provider to approve the plans.
      • May require the tenant to return the property to its original condition when moving out.
Your Guide to Fair Housing (2024)
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