The CG 22 & 23 - Special Provisions For Certain Types Of Risks Endorsem*nts are as follows:
CG 22 24-Exclusion-Inspection, Appraisal, and Survey Companies
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to professional services related to any claim, investigation, adjustment, engineering, inspection, appraisal, survey, or audit service. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the services.
CG 22 27-Exclusion-Bodily Injury to Railroad Passengers
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for bodily injury to any passenger while getting on, while aboard, or while getting off a passenger railroad train.
CG 22 28-Amendment-Travel Agency Tours (Limitation of Coverage)
(Use with CG 00 01 and CG 00 02)
This endorsem*nt restricts the definition of coverage territory in the CGL Coverage Forms with respect to tours the named insured conducts. Coverage does not apply to individuals who travel outside the coverage territory of the United States, its territories and possessions, Puerto Rico, and Canada.
Note: This means there is no coverage for activities of an employee tour guide who conducts a tour in France.
CG 22 29-Exclusion-Property Entrusted
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for property damage to property of others entrusted to the named insured for safe keeping or on premises the named insured owns or rents. The endorsem*nt schedule is pre-filled so that the only operations excluded are security and patrol agencies, mini-warehouses, and individual cold storage locker warehouses.
Related Article: Care, Custody, and Control
CG 22 30-Exclusion-Corporal Punishment
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes all coverage when corporal punishment is administered to the named insured's student by or at the direction of any insured.
CG 22 31-Exclusion-Riot, Civil Commotion, or Mob Action-Governmental Subdivisions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes all coverage for injury or damage that results from riot, civil commotion, or mob action. It also excludes omissions or acts of a governmental subdivision to prevent or suppress such actions.
CG 22 32-Exclusion-Professional Services-Blood Banks
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for professional liability losses related to health care services provided during blood donations. It excludes losses incurred because of handling blood or products and representations or warranties made with respect to blood products. All acts and omissions of medical doctors who are insureds are excluded. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the services.
CG 22 33-Exclusion-Testing or Consulting Errors and Omissions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to any error, omission, defect, or deficiency in testing, evaluations, consultations, or advice given by or on behalf of any insured. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the services.
CG 22 34-Exclusion-Construction Management Errors and Omissions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses that arise out of the professional liability exposures of construction managers. It does not apply to bodily injury or property damage due to construction or demolition work the named insured, its employees, or its subcontractors do. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the services.
CG 22 36-Exclusion-Limited Products and Professional Services - Pharmacists
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to pharmacists' professional services including claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring pharmacists. The 12 19 edition changes the title to pharmacists rather than druggist and adds the word limited. The endorsem*nt wording changes the prior products exclusion to be limited to only products that are part of the excluded professional services.
CG 22 37-Exclusion-Products and Professional Services (Optical and Hearing Aid Establishments)
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to optical products and hearing aids professional health care and for bodily injury or property damage the products-completed operations hazard includes. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the services.
CG 22 38-Exclusion-Fiduciary or Representative Liability of Financial Institutions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to owning, maintaining, or using property (including related operations) if the named insured has only a fiduciary or representative responsibility.
CG 22 39-Exclusion-Camps or Campgrounds
(Use with CG 00 01 and CG 00 02)
This endorsem*nt has two parts. It excludes Medical Payments coverage for individual campers. If a camp or campground owns or operates an infirmary, it also excludes coverage for losses due to all types of medical or health treatment, advice, or instruction, including furnishing food, drugs, and other supplies related to infirmaries. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide infirmary services.
CG 22 40-Exclusion-Medical Payments to Children Day Care Centers
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes Medical Payments coverage for any child enrolled in a day care center.
CG 22 41-Exclusion-Housing Projects Sites
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for bodily injury or property damage that occurs while a vacant building awaits demolition. The named insured must own the building and it must either be on a site acquired for a proposed housing project or just be pending demolition.
CG 22 42-Exclusion-Existence or Maintenance of Streets, Roads, Highways, or Bridges
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to the existence and maintenance of certain defined municipal property. It also excludes liability that arises out of owning, maintaining, and using mobile equipment used in conjunction with such property.
CG 22 43-Exclusion-Engineers, Architects, or Surveyors Professional Liability
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses that arise out of engineering, architectural, or surveyor professional services. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the services.
CG 22 44-Exclusion-Services Furnished by Health Care Providers
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to medical or health treatment, advice, or instruction for the operations listed on the endorsem*nt schedule. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide services.
CG 22 45-Exclusion-Specified Therapeutic or Cosmetic Services
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to cosmetic or therapeutic service, treatment, advice, or instruction for the operations listed on the endorsem*nt schedule. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 46-Exclusion-Rolling Stock-Railroad Construction
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses caused by movement of railroad rolling stock during track maintenance or track construction operations. It does not exclude losses that for rolling stock assigned to and at a specific jobsite cause.
CG 22 47-Exclusion-Saline Substances Contamination
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for property damage due to saline substance contamination that Natural Gas Oil or Gas Lease Operators cause.
CG 22 48-Exclusion-Insurance and Related Operations
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to an insured's insurance company operations-related obligations or duties that the endorsem*nt describes. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 50-Exclusion-Failure to Supply
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for loss caused by any insured failing to supply gas, oil, water, electricity, steam, or biofuel. However, it does not apply when sudden and accidental injury to equipment that provides the supply causes the failure.
CG 22 51-Exclusion-Law Enforcement Activities
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to the named insured's law enforcement activities.
CG 22 52-Exclusion-Medical Payments Coverage (Inmates, Patients, or Prisoners)
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes medical payments coverage for any inmate, patient, or prisoner being treated, cared for, detained, or imprisoned in any health care facility, mission, settlement or halfway house, or penal institution.
CG 22 53-Exclusion-Laundry and Dry Cleaning Damage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for property damage to property that is laundered or dry-cleaned at any self-service laundry/dry cleaner or with any coin-operated equipment.
CG 22 54-Exclusion-Logging and Lumbering Operations
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for all property damage that fire causes. It also excludes property damage to any vehicle during loading or unloading. This exclusion applies to only the named insured's logging and lumbering operations.
CG 22 56-Exclusion-Injury to Volunteer Firefighters
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for injuries to volunteer firefighters.
CG 22 57-Exclusion-Underground Resources and Equipment
(Use with CG 00 01, CG 00 02, CG 00 09, CG 00 37, and CG 00 38)
This endorsem*nt applies to the ten gas and oil operations listed on the endorsem*nt schedule. It excludes coverage for property damage losses included in the underground resources and equipment hazard and related expenses.
CG 22 58-Exclusion-Described Hazards (Carnivals, Circuses, and Fairs)
(Use with CG 00 01 and CG 00 02)
This endorsem*nt applies only to carnivals, circuses, and fairs. It excludes coverage for bodily injury due to mechanically operated amusem*nt devices or any sports or athletic event the named insured sponsors. It does not exclude coverage for injuries to spectators at such events.
CG 22 60-Limitation of Coverage-Real Estate Operations
(Use with CG 00 01 and CG 00 02)
This endorsem*nt restricts the coverage provided for real estate operations. Coverage applies to only losses that arise from the named insured's office and the named insured's listings of premises for sale or rent.
Note: The recent court case decision regarding CG 21 44-Limitation of Coverage to Designated Premises or Projects and the subsequent change in the endorsem*nt may result in changes to this endorsem*nt also.
CG 22 62-Underground Resources and Equipment Coverage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt provides underground resource and equipment property damage coverage for the ten operations listed on the endorsem*nt schedule that CG 22 57-Exclusion-Underground Resources and Equipment excludes. The property damage coverage provided is subject to the separate aggregate limit on the endorsem*nt schedule. The property damage exclusions for property in the insured's care, custody, and control, being worked on, and that must be restored do not apply to property damage included in the underground resources and equipment hazard.
CG 22 63-Stevedoring Operations Limited Completed Operations Coverage
(Use with CG 00 01, CG 00 02, CG 0037, and CG 00 38)
This endorsem*nt restricts coverage by revising the definition of products-completed operations hazard to exclude coverage for completed operation occurrences that are not on-board vessels.
CG 22 64-Pesticide or Herbicide Coverage-Limited Pollution Coverage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt modifies the Pollution exclusion to not apply if the herbicide application operations described on the endorsem*nt schedule are performed according to all applicable standards of any governmental entity's laws or requirements. The 04 13 edition adds "Limited Pollution Coverage" to the endorsem*nt title to better state the coverage the endorsem*nt provides.
CG 22 65-Optical and Hearing Aid Establishments
(Use with CG 00 01 and CG 00 02)
This endorsem*nt adds professional liability coverage for optical goods, products and services, and hearing aids. The 12 19 change eliminates volunteer workers as insureds for professional services.
CG 22 66-Misdelivery of Liquid Products Coverage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt modifies the Aircraft, Auto, or Watercraft exclusion so that losses due to delivery or misdelivery of any liquid product are covered.
CG 22 67-Corporal Punishment
(Use with CG 00 01 and CG 00 02)
This endorsem*nt amends the Expected or Intended Injury exclusion. It adds an exception for corporal punishment the named insured administers or directs others to administer to one of its students.
CG 22 68-Operations of Customers Autos on Particular Premises
(Use with CG 00 01 and CG 00 02)
This endorsem*nt modifies the Aircraft, Auto, or Watercraft exclusion so that when a customer's auto is used on or is adjacent to premises the named insured owns, rents, or controls there is coverage. This endorsem*nt can be used for only the five businesses the endorsem*nt lists.
CG 22 69-Pharmacists
(Use with CG 00 01 and CG 00 02)
This endorsem*nt provides professional liability coverage for the health care services of a pharmacist. It does not provide coverage when the pharmacist consults, prescribes, performs tests or diagnoses except for administering certain vaccinations. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services. Willful violation of state or federal laws regarding pharmaceutical services is excluded.
Note: Federal and state laws and statutes are expanding to allow pharmacists to perform professional services once restricted to physicians. However, this endorsem*nt provides coverage for only the more traditional services a pharmacist provides. Coverage is available for the broadened exposure under CG 22 97-Pharmacists-Broadened Coverage.
CG 22 70-Real Estate Property Managed
(Use with CG 00 01 and CG 00 02)
This endorsem*nt has two distinct parts. The first one excludes property damage to property the named insured operates, manages, oversees, or from which it collects rents. The second part states that any liability that is due the named insured acting as a real estate agent is excess over any other primary or excess insurance available
CG 22 71-Colleges or Schools (Limited Form)
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes exposures related to transporting students. It excludes medical payments for students and professional coverage at any public clinic, hospital, or on-campus infirmary that provides lodging. It also excludes bodily injury to participants that arise from practicing or participating in organized sporting contests. It then adds trustees, the college board, and student teachers as additional insureds. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide services in infirmaries, clinics, or hospitals.
CG 22 72-Colleges or Schools
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes exposures related to transporting students. It excludes professional coverage at any public clinic, hospital, or on-campus infirmary that provides lodging, and bodily injury to participants that arise from practicing or participating in organized sporting contests. It then adds trustees, the college board, and student teachers as additional insureds. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide services in infirmaries, clinics, or hospitals.
Note: This endorsem*nt is essentially the same as CG 22 71-Colleges or Schools (Limited Form) except that it does not exclude medical payments to students.
CG 22 73-Exclusion-Oil or Gas Producing Operations
(Use with CG 00 01 and CG 00 02)
This endorsem*nt replaces paragraph (1)(d) of the pollution exclusion. It excludes all pollution for oil and gas producing operations, not just pollutants the contractor or subcontractor brings to the site.
CG 22 74-Limited Contractual Liability Coverage for Personal and Advertising Injury
(Use with CG 00 01 and CG 00 02)
This endorsem*nt replaces the Contractual Liability exclusion under Personal and Advertising Injury Liability but only for the contract(s) listed on the endorsem*nt schedule. It provides contractual liability coverage for the scheduled contract(s) or agreement(s) for only personal and advertising injury offenses that arise from false arrest, detention, or imprisonment.
CG 22 75-Professional Liability Exclusion-Computer Software
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to computer-related professional services as they relate to the named insured's computer software and programs. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 76-Professional Liability Exclusion-Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to physical fitness, diet, cardio-vascular fitness, bodybuilding, or physical training programs, service, treatment, advice, or instruction. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 77-Professional Liability Exclusion-Computer Data Processing
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to computer data processing professional service acts, errors, or omissions. It also excludes claims for negligence on an insured's part in supervising others who provide such services.
CG 22 78-Hazardous Material Contractors
(Use with CG 00 01 and CG 00 02)
This endorsem*nt is mandatory for the Hazardous Material Contractors classification. It changes the Pollution exclusion for such contractors when they remove, replace, repair, enclose, or encapsulate hazardous material or substances at a building or structure. The only part of the pollution exclusion that is changed is item f. (1) (e). This item eliminated coverage for operations to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize pollutants or in any other access effects of pollutants and it is removed when this endorsem*nt is attached. All other parts of the pollution exclusion remain in effect.
CG 22 79-Exclusion-Contractors-Professional Liability
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to professional services the named insured or others provide with respect to engineering, architectural, or surveying services. It is used only in conjunction with construction work the named insured performs. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 80-Limited Exclusion-Contractors-Professional Liability
(Use with CG 00 01 and CG 00 02)
This endorsem*nt is similar to CG 22 79-Exclusion-Contractors-Professional Liability. However, it excludes only those engineering, architectural, or surveying services the named insured provides directly as such a professional. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 81-Exclusion-Erroneous Delivery or Mixture and Resulting Failure of Seed To Germinate-Seed Merchants
(Use with CG 00 01, CG 00 02, CG 00 37, and CG 00 38)
This endorsem*nt excludes coverage for property damage due to seed failing to germinate. It also excludes property damage because of erroneous delivery of seed and improper mixing of the seed formula.
CG 22 87-Exclusion-Adult Day Care Centers
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes medical payments coverage for any person in the insured's care. It also excludes coverage for losses due to medical, nursing, health, therapeutic, skin enhancement, or personal grooming services provides by an insured. Claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide the excluded services are also not covered.
CG 22 88-Professional Liability Exclusion-Electronic Data Processing Services and Computer Consulting or Programming Services
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to electronic data processing, computer consulting, or computer programming services advice or instruction that the insured or a party that operates on its behalf provides. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 90-Professional Liability Exclusion-Spas or Personal Enhancement Facilities
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to service, treatment, advice, or instruction related to appearance, skin enhancement, hair removal, hair replacement, personal grooming, and therapy, in addition to diet, cardio-vascular fitness, bodybuilding, or physical training programs. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 91-Exclusion-Telecommunication Equipment or Service Providers Errors and Omissions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to telecommunication equipment or services errors and omissions. It also excludes losses due to any type of deficiency, error, omission, or defect in evaluation, consultation, or advice given by any insured or by others on its behalf. This exclusion also extends to any set-up when the named insured is the service provider. In addition, it excludes failure by any insured to provide telecommunication services. The final exclusion is for claims of negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide any described service.
CG 22 92-Snow Plow Operations Coverage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt provides an exception to the Aircraft, Auto, or Watercraft exclusion. It provides completed operations and products coverage when an auto is used to plow show.
Note: Coverage for operations remains excluded.
CG 22 93-Lawn Care Services-Limited Pollution Coverage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt provides an exception to the Pollution exclusion so that pollution coverage applies when an insured applies herbicides or pesticides to lawns. It includes all herbicides and pesticides, even those that require licenses and permits. The 04 13 edition adds "Limited Pollution Coverage" to the endorsem*nt title to better state the coverage the endorsem*nt provides.
CG 22 94-Exclusion-Damage to Work Performed By Subcontractors on Your Behalf
(Use with CG 00 01 and CG 00 02)
This exclusion replaces the Damage to Your Work exclusion. It excludes property damage to the named insured's work that arises out of it or any part of it that the products-completed operations hazard includes. It does not have any exceptions.
Note: This endorsem*nt removes the exception for damage to the work that subcontractors perform on the named insured's behalf. It is a reaction to construction defects lawsuits. CGL Coverage Forms do not cover damage an insured does to its own work but do cover damage to that work that a subcontractor does. Since this limited exception is becoming increasingly important, the loss of the exception is a significant reduction of coverage. This exclusion applies on a blanket basis and excludes damage to work that subcontractors perform work on the named insured's behalf.
CG 22 95-Exclusion-Damage to Work Performed By Subcontractors on Your Behalf-Designated Sites or Operations
(Use with CG 00 01 and CG 00 02)
This exclusion replaces the Damage to Your Work exclusion. It excludes property damage to the named insured's work that arises out of it or any part of it that the products/completed operations hazard includes. The exclusion applies at only the sites or operations on the endorsem*nt schedule. Similar to CG 22 94-Exclusion-Damage to Work Performed by Subcontractors on Your Behalf, it removes the exception for subcontractors that work on the named insured's behalf.
Note: This endorsem*nt is less restrictive than CG 22 94 because it applies only at the sites or operations listed.
CG 22 96-Limited Exclusion-Personal and Advertising Injury-Lawyers
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for only personal and advertising injury losses that an insured acting within the professional responsibilities of an attorney causes. This means that coverage applies to personal and advertising injury that arises out of other aspects of the named insured's operations. It also excludes claims for personal and advertising injury based on negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of other lawyers.
CG 22 97-Pharmacists-Broadened Coverage
(Use with CG 00 01 and CG 00 02)
This endorsem*nt provides professional liability coverage for the health care services of a pharmacist. State laws and statutes are expanding to allow druggists to perform professional services once restricted to physicians. This endorsem*nt will cover those enhanced services. The professional aspect will require more careful underwriting. Willful violation of state or federal laws regarding pharmaceutical services is excluded on the sale of pharmaceuticals.
Note: CG 22 69-Pharmacists is a much more restricted endorsem*nt that does not provide coverage when the pharmacists consults, prescribes, or provides tests or diagnoses except for administering certain vaccinations. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 98-Exclusion-Internet Service Providers and Internet Access Providers Errors and Omissions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to Internet service or access error, omission, defect, or deficiency in any evaluation, consultation, or advice that any insured or others on any insured's behalf gives. It excludes failing to provide adequate Internet services or access. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 22 99-Professional Liability Exclusion-Web-Site Designers
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to web-site designer or consultant acts, errors, or omissions. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of others who provide such services.
CG 23 01-Exclusion-Real Estate Agents or Brokers Errors or Omissions
(Use with CG 00 01 and CG 00 02)
This endorsem*nt excludes coverage for losses due to any misrepresentation, error, or omission by the named insured or any real estate agent or broker employed by, or who represents, the named insured. It also excludes claims for negligence on an insured's part in the hiring, employing, training, supervising, and monitoring of other agents or brokers.
CG 23 02-Exclusion - Professional Services - Pharmacists
(Use with CG 00 01 and CG 00 02)
All coverage is eliminated for the rendering or failure to provide professional pharmaceutical services. However, this exclusion does not apply to products-completed operations.
CG 23 02-Exclusion - Professional Services - Optical and Hearing Aid Establishments
(Use with CG 00 01 and CG 00 02)
All coverage is eliminated for the rendering or failure to provide professional health care services related to eyeglasses, lenses, other types of optical goods and hearing aids. However, this exclusion does not apply to products-completed operations.
