How can I change my address and personal information? If your plan allows address and phone changes to be made online, select the Address & phone tab in My Profile. You can view your plan's rules regarding address changes under Administer my plan in Plan Rules. Note: These links will require you to log in if you have not done so already. View related questions The IRS limits plan loans to the lesser of one-half of your vested balance or $50,000 in any 12-month period. Your highest total loan balance within the last 12 months is deducted from the amount eligible for a loan to determine the actual available amount. Your employer may place further restrictions on the available loan amount. View related questions How can I designate or change beneficiaries? If your plan allows beneficiary changes to be made online, select Beneficiaries on My Profile. You can view your plan's rules regarding beneficiary changes under Administer my plan in Plan Rules. Note: These links will require you to log in if you have not done so already. View related questions How can I take a loan from my plan? Your plan's loan options can be found in Loans and withdrawals. If your plan allows loans, additional information (eligibility, applications, interest rate, fees, disbursem*nt options) can be found under Access my money in Plan Rules. Note: These links will require you to log in if you have not done so already. View related questions How can I take a withdrawal from my plan? Your plan's withdrawal options can be found in Loans and withdrawals. If your plan allows withdrawals, additional information can be found under Access my money in Plan Rules. Note: These links will require you to log in if you have not done so already. View related questions How can I terminate my plan? Your plan's termination options can be found in Rollover or leave the plan. If your plan allows online terminations, additional information (payment methods, distribution options, automatic cash-outs) can be found under Access my money in Plan Rules. Note: These links will require you to log in if you have not done so already. View related questions Do you offer information in Spanish? Yes. You can get a guide to your retirement plan and answers to common questions at vanguard.com/espanol . View related questions
