travel-medical-insurance (2024)

Wherever You wish to go

Embark on your adventures worry-free with our comprehensive travel insurance.

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Why do I need travel insurance?

Travel Medical Insurance offers protection in case you fall ill or get injured while traveling outside your home country. It ensures that you receive essential medical benefits during emergencies.

While exploring foreign lands is thrilling, unforeseen illnesses and accidents can occur. To make matters worse, the medical expenses that follow can be financially burdensome. The extent of international medical coverage provided by your local insurance company can differ significantly based on your specific plan, leaving you with limited or no coverage at all. However, a travel medical insurance plan can bridge this gap and provide you with the necessary coverage.

  • Relatives visiting from overseas
  • International vacationers
  • People going on cruises, safaris or guided tours
  • Business travelers
  • Students studying abroad

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Best for You While Traveling

Partriot American Plus

Travel medical insurance

$1

56

Daily

GET QUOTE

Price are 24 years old at $100,000 maximum and $500 deductible

Popular

Patriot Platinum​

Travel medical Insurance

$2

86

Daily

  • Maximum Limits Up to $8,000,000

  • Deductible $0 to $25,000

  • Emergency Medical Evacuation: Up to maximum

  • Coinsurance ( In Network ): 100%

  • COVID-19 Coverage

  • Acute Onset of Pre-Existing Conditions

  • Telehealth

  • Evacuation Plus

GET QUOTE

Price are 24 years old at $2,000,000 maximum and $500 deductible

Recommended

Partriot Lite

Travel medical insurance

$1

42

Daily

  • Maximum LimitsUp to $1,000,000

  • Deductible$0 to $2,500

  • Emergency Medical Evacuation: $1,000,000

  • Coinsurance ( In Network )100%

  • COVID-19 Coverage

  • Acute Onset of Pre-Existing Conditions

  • Telehealth

  • Evacuation Plus

GET QUOTE

Price are 24 years old at $100,000 maximum and $500 deductible

Why Choose Patriot Travel

Comprehensive Coverage

From medical emergencies to trip cancellations, Patriot Travel offers a wide range of coverage options tailored to your unique travel needs.

Global Network

With an extensive network of healthcare providers and support services across the globe, help is always within reach, no matter where you are.

Round-the-Clock 24/7 Support:

Our dedicated, multilingual customer support team is available around the clock to assist with any questions, concerns, or claims.

Reputation for Excellence

With years of experience in the industry, PatriotTravel has earned a reputation for reliability, customer satisfaction, and commitment to providing top-notch insurance solutions.

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Patriot Travel health insurance is a part of International Medical Group and is underwritten by Crum & Forster and it is rated A “Excellent” by A.M. Best.

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Key Travel Insurance Benefits

Worldwide Assistance

Trip will never end, and holiday will never stop. Patriot Travel® includes valuable travel and medical assistance services, which are available 7 days a week, 365 days a year. Contact IMG to access any of these services.

Emergency Medical Evacuation

Patriot Travel will cover eligible expenses necessary to transport you from an initial treating facility to the nearest hospital qualified to treat your life-threatening condition.

Complications of Pregnancy

Patriot Travel offers coverage for complications of pregnancy during the first 26 weeks of gestation.

Return of Minor Children

If you are expected to be hospitalized for more than 36 hours due to a covered injury or illness and covered children under 18 years of age will be left unattended as a result, Atlas Travel will cover the eligible transportation cost for the children to return home.

Political Evacuation

If, during the coverage period and after your arrival, the U.S. Department of States issues a level 3 or higher travel advisory for your destination country, Patriot Travel will coordinate your alternate departure arrangements from that country and cover eligible associated costs.

Luggage Benefits

Lost luggage has become an increasingly frequent inconvenience for travelers. Many policies now offer benefits that reimburse the expenses incurred for essential items during the delay period, as well as provide coverage for replacement costs in case the luggage is lost.

Get Covered Today

You can buy your plan online and start coverage as early as the same day or the next day. The process takes around 5 minutes and you will receive an immediate email confirmation which will include your summary of benefits, receipt and ID card.

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Keep In Touch

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GoGlobalSafe is the leading international student insurance company that provides comprehensive coverage to students studying abroad. We understand that studying abroad can be both exciting and challenging, and we are committed to ensuring that you have the peace of mind you need to make the most of your academic journey.As an international student, you may face unique risks and challenges that you may not have encountered before, such as medical emergencies, lost or stolen belongings, or travel disruptions. That’s why we offer a range of insurance plans designed to meet your specific needs and budget while providing you with the protection you deserve.At GoGlobalSafe, we are proud of our commitment to providing exceptional customer service and support to our clients. Our team of experienced professionals is available 24/7 to answer your questions, provide guidance, and assist you with any issues you may encounter while abroad.In addition, our policies are subject to underwriting review and approval, and we work closely with our clients to ensure that they receive the coverage they need at a price they can afford.Whether you are studying abroad for a semester, a year, or pursuing a degree program, GoGlobalSafe offers insurance plans that can help protect you against unexpected events and provide you with the peace of mind you need to focus on your studies. Don’t hesitate, contact us today to learn more about our insurance plans and how we can help keep you safe and protected while studying abroad.

GoGlobalSafe是领先的国际学生保险公司,为留学生提供全面的保障。我们理解留学既令人兴奋又充满挑战,我们致力于确保您有安心的保障,以便充分利用学术之旅。作为一名国际学生,您可能会面临独特的风险和挑战,这些挑战可能是您以前没有遇到过的,例如医疗紧急情况、丢失或被盗的物品或旅行中断。这就是为什么我们提供一系列的保险计划,旨在满足您特定的需求和预算,同时为您提供应有的保护。在GoGlobalSafe,我们自豪地致力于向客户提供出色的客户服务和支持。我们的经验丰富的专业团队全天候提供服务,回答您的问题,提供指导,并在您在国外遇到任何问题时协助您。此外,我们的政策需经过核保审查和批准,我们与客户密切合作,确保他们以他们负担得起的价格获得所需的保障。无论您是为一个学期、一年还是攻读学位课程而出国留学,GoGlobalSafe都提供保险计划,可以帮助您应对意外事件,并为您提供所需的安心保障。不要犹豫,今天就联系我们,了解更多关于我们的保险计划以及我们如何帮助您在留学期间保持安全和受保护的信息。

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travel-medical-insurance (2024)

FAQs

How much medical travel insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

Is 250000 enough for medical travel insurance? ›

If you read any of our other articles, you'll remember that we always offer a simple recommendation for Medical Insurance. Overseas travelers should have these minimum levels of protection: Medical Insurance Coverage - $100,000. Medical Evacuation Coverage - $250,000.

Does travel insurance ask for medical records? ›

Their experts will want to weigh up the likelihood that you might make a claim relating to your condition, which they'll have to pay out. And beware, if you don't disclose relevant medical information in your insurance application, your policy could be invalidated in the event of a claim.

Can I use travel insurance as health insurance? ›

Travel insurance isn't the same thing as health insurance.

It doesn't cover preventive, routine or elective medical care.

Is 100000 medical travel insurance enough? ›

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

What does travel insurance not cover? ›

Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.

What is the best medical travel insurance? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

Is travel healthcare worth it? ›

Yes! With more money, flexibility, career options, travel perks, and personal growth, it's still one of the most exciting nursing opportunities in 2024.

How much medical insurance do I need for travel to Europe? ›

A comprehensive travel policy with at least $50,000 in medical coverage is recommended when traveling to Europe or any country where you don't have health insurance. Travel medical insurance will cover expenses related to an unexpected injury or illness.

How do you prove illness for travel insurance? ›

Regardless, if you feel too sick to travel it's important to have your opinion confirmed and your diagnosis documented by a doctor. Medical documentation will be required if you're looking to be reimbursed for your non-refundable trip costs if you have to cancel your trip.

What is the difference between travel insurance and medical travel insurance? ›

International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time.

What does medical travel insurance cover? ›

Travel medical insurance helps cover the cost of many emergency medical treatments during a trip. If you're traveling and have an unexpected illness, medical condition or injury that's covered by your travel medical insurance, you typically will be reimbursed up to the plan limits.

When should you get travel medical insurance? ›

Travel Health Insurance

Before you go, consider your insurance options in case you need care while traveling. Travel health insurance is especially important if you have an existing health condition, are traveling for more than 6 months, or doing adventure activities such as scuba diving or hang gliding.

Do I need travel insurance if I already have insurance? ›

Even if your health plan does cover you internationally, you may want to consider buying a special medical travel policy. Much of the additional coverage available is supplemental (or "secondary"), so it covers whatever expenses your health plan doesn't, such as deductibles.

What happens if you have a medical emergency abroad? ›

Health Care Resources for Travelers

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

What percent of trip should travel insurance cost? ›

Travel insurance is not one-size-fits-all, so the price and conditions of a plan will vary. However, it may be useful to understand pricing guidelines to plan your travel insurance purchase. In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost.

Do I need additional medical insurance when traveling abroad? ›

Make sure you have a plan to get care overseas, in case you need it. Consider buying additional insurance that covers health care and emergency evacuation, especially if you will be traveling to remote areas. Enroll with the Department of State's Smart Traveler Enrollment ProgramExternal Link (STEP).

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