Travel Insurance For Senior Citizens | USA Seniors Insurance (2024)

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Buy Seniors Travel Insurance for the USA

Seniors deserve to enjoy life to the maximum in their golden years, and what better way to reward yourself than traveling to different parts of the world? But, traveling can bring a lot of unexpected misfortunes. Don’t let your beloved parents/ grandparents go through them alone and suffer. Purchase travel insurance for seniors and let them enjoy their trip happily without any stress.

As a senior, chances are that you are more vulnerable to illness, injury, and medical emergencies, which can create serious financial challenges if it happens while you are away from your home country. This is where senior travel insurance comes in.

Medical care in the US can be extremely expensive, and just one night’s hospitalization could set you back thousands of dollars. Therefore, buying adequate protection through travel insurance for seniors like theSafe Travels USAComprehensiveinsuranceor theAtlas America insuranceis a highly prudent choice for any senior visiting the United States. Contact Visitor Guard® to get your quote today!

Travel Insurance For Senior Citizens | USA Seniors Insurance (1)

Travel Insurance for Senior Citizens - Limited Benefit Plans

Travel Insurance For Senior Citizens | USA Seniors Insurance (2)

Visitors Care

$31 / mo For age 45 year with $50,000 plan and $100 deductible

  • Maximum plan limits ranging from $25,000 to $100,000
  • Deductible options of $0, $50, $100 (varies by age)
  • Coverage for hospitalization, emergency room, urgent care, doctor's office visits, prescription drugs, Covid-19
  • Coverage for non-chronic acute onset of pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
  • Review plan

Comprar ahora

  • Límites máximos del plan que van desde $25,000 hasta $170,000
  • Opciones de deducible $0; Para edades de 79 a 89 años: $100, $200
  • Cobertura para hospitalización, sala de emergencias, atención de urgencia, visitas al consultorio médico, medicamentos recetados, Covid-19
  • Cobertura para 1 inicio agudo de condiciones preexistentes
  • Cobertura de 5 días a 364 días
  • Folleto
  • Plan de revisión

Comprar ahora

Travel Insurance for Seniors - Comprehensive Plans

Travel Insurance For Senior Citizens | USA Seniors Insurance (4)

Patriot Platinum

$167 / mo For age 45 year with $2 million plan and $250 deductible

  • Plan maximum limits ranging from $1 million to $8 million
  • Deductible options from $0 to $2,500
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage
  • Coverage from 5 days to 2 years
  • Brochure
  • Review Plan

Purchase Now

Travel Insurance For Senior Citizens | USA Seniors Insurance (5)

Atlas Premium

$150 / mo For age 45 years with $50,000 plan and $250 deductible

  • Plan maximum limits ranging from $50,000 to $2 million
  • Deductible options from $0 to $5,000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
  • Brochure
  • Review Plan

Purchase Now

Need help?
Talk with an expert!

+1 (804) 325-1385

Travel Insurance For Senior Citizens | USA Seniors Insurance (6)

Benefits of Travel Insurance for Senior Citizens

Purchase senior travel insurance and have an amazing trip without any stress.

  1. Emergency healthcare: Seniors travel insurance provide coverage for any unexpected accident or injury.
  2. Pre-existing conditions coverage: Seniors travel insurance also provide coverage for pre-existing conditions that can prove to be life threatening.
  3. Coverage for luggage loss: Don’t worry about loss of your baggage. Travel insurance for seniors will provide coverage for that too!
  4. Trip delays and cancellation: These insurance plans reimburse for any expense caused due to trip cancellation or flight delay.
  5. Emergency evacuation: Travel insurance for seniors arranges transportation services

Why choose us for Travel Insurance for Senior Citizens

Choose the best travel insurance for seniors with us!

  1. Quick claims: Visitor Guard® makes sure that you can claim your seniors travel insurance policy quickly.
  2. International reach: Visitor Guard® provides services to all the visitors from all around the world.
  3. Secured purchase: With Visitor Guard®, you don’t have to worry about safety!
  4. Affordable rates: Compare between various seniors travel insurance policies and choose the one that suits your budget.
  5. Expert assistance: We provide support service 24*7 so that all your doubts get solved.

Should Seniors Buy Travel Insurance?

Seniors planning to visit the United States from their home country to meet their children, family members, or friends, as leisure tourists, or for any other purpose, should be aware of how costly medical care in the US can be.

Unexpected medical emergencies can turn your much-awaited visit to the US into a nightmare especially if you do not have seniors travel insurance. The risk is often higher for seniors because of their age, frail health, or multiple medical conditions.

Unexpected medical emergencies can turn your much-awaited visit to the US into a nightmare especially if you do not have seniors travel insurance. The risk is often higher for seniors because of their age, frail health, or multiple medical conditions.

Travel Insurance For Senior Citizens | USA Seniors Insurance (7)

When you choose a good travel insurance policy for seniors, such as Safe Travels USA Comprehensive Plan, you can leave all your financial worries related to a health emergency at home and enjoy your travel to the U.S. with a free mind.

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Best Travel Insurance for Seniors over 65, 70, 75, 80

Among several seniors travel insurance available in the market, choosing the right one that complies with all your requirements can be tough and overwhelming. You wouldn’t want to invest your precious time and money and then end up purchasing the wrong seniors travel insurance plan.

When you’re a senior citizen, you should focus more on your health requirements while traveling to another country. But don’t let your health stop you from having fun. Contact Visitor Guard® to get your seniors to travel insurance today! We make sure you don’t end up making the wrong decision by guiding you throughout your purchase.

Some of the best travel insurance for seniors include:

  1. Visitors Care Insurance
  2. Patriot America Plus
  3. Safe Travel USA Comprehensive
  4. Atlas America

Advantages of Travel Insurance for Seniors

With a good seniors travel insurance plan, you can expect to get the following advantages:
  • Secures you during your travel from the home country and during your stay in the U.S.
  • Coverage is provided even for an acute onset of a pre-existing medical condition
  • No medical test required in most cases
  • Minimal need for documentation
  • Easy application process
  • Cashless hospitalization
  • Highly competitive rates
  • Flexibility in terms of coverage amount and duration of coverage
  • Travel insurance for seniors is an easy to renew the policy up to two years
  • 24/7 customer service and support
Travel Insurance For Senior Citizens | USA Seniors Insurance (9)

How to find the best Travel Insurance for Seniors?

Follow these simple steps to determine the right type and amount of seniors travel insurance coverage for your travel to the US.


Assess Your Health
Depending on your medical history, current health condition, and age, you can estimate your risk of medical emergencies while you are away from home in a foreign country. This can give you a fair idea of how much seniors travel insurance coverage you should purchase.

Find out What Types of Coverage You Need
Consider whether you are looking for a comprehensive travel insurance coverage plan for seniors that protects you against a wide range of potential financial risks during your trip. You should also consider optional benefits, such as athletic sports coverage and “Follow Me Home,” which you can receive with a Safe Travels USA Comprehensive Plan.

Calculate the Number of Days You Need Coverage For
With the Safe Travels plan, you have a choice to buy insurance from 5 days up to a year. Consider how long you will be away from your home country, or whether you plan to undertake multiple trips to the US within a year.

Use VisitorGuard.com to Find the Best Senior Travel Insurance
VisitorGuard.com® provides you with the right information to help you find the best travel insurance for seniors. Compare plans based on what coverage is important to you and read the Online Brochure for details on benefits and exclusions. Call Us  for a free quote or to learn more about Safe Travels USA Comprehensive Plan for seniors.

Travel Insurance For Senior Citizens | USA Seniors Insurance (10)

Safe Travel USA Comprehensive Insurance

Safe Travels USA Comprehensive insurance policy provides medical insurance to non-US citizens and non-US residents while visiting the US. The policy offers coverage for covered medical expenses including hospitalization, surgery, physician visits, and prescriptions. The plan includes one acute onset of pre-existing condition coverage and one well-check visit per policy. For more details, you can review the Brochure

Purchase Now

Travel Insurance For Senior Citizens | USA Seniors Insurance (11)

Atlas America

Atlas America medical insurance is a comprehensive travel insurance policy providing medical insurance for visitors to the US, i.e. non-US citizens traveling to the US. Atlas America can be bought for a minimum of 5 days up to a maximum of 364 days. You may apply for a new period of coverage after 364 days. For more details you can review the brochure

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Travel Insurance for Seniors - FAQ

Travel insurances for seniors do not cover pre-existing medical conditions. However, there are some plans that can cover the acute onset of pre-existing conditions (depending on the plan). Be sure to check till what age and how much coverage will the plan cover for an acute onset of pre-existing conditions. It is also important to check how the plan defines a pre-existing condition.

Most plans offer coverage until the age of 99 years. However, the issue is not of the age but the amount of coverage a Senior traveler will get. Many travel insurances for seniors offer coverage up to $100K for age up to 79 years. The moment your age is above 80 years, that’s when the coverage drops to $20,000 or $10,000.

No, there is no age restriction. Travel insurance policies for foreigners to the US are available till the age of 99 years however the amount of coverage you get through the policy might vary per the age.

Yes, you can buy travel medical insurance plans for senior or older travelers visiting the USA after they start the journey. However, it is a good practice to purchase travel insurance for seniors before they depart their home country so that they can be covered during their travel. It is important to understand that the insurance company will not cover an incident if it occurs before you buy the policy.

Atlas America is a comprehensive travel insurance plan available for foreigners traveling to the US. Atlas America is Underwritten by Lloyds of London, a well reputed Underwriter. The policy provides coverage for illness and injuries which need hospitalization, intensive care, surgery as well as prescriptions. The policy waives the deductible and coinsurance if in network providers are used and Urgent care visits for a minor illness or injury can be covered with a $15 copay. The plan has a wide PPO network coverage with a range of reputed providers. The plan also provides coverage for Evacuation as we Repatriation/ Return of Mortal remains. For visitors under the age of 70 years, acute onset of non-chronic pre-existing conditions can be covered per the limits if treatment is obtained within 24 hrs. Atlas America plan has excellent customer feedback and several positive reviews which makes it a popular choice among travel plans.

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Travel Insurance For Senior Citizens | USA Seniors Insurance (2024)

FAQs

What is the best travel insurance company for seniors? ›

This is a selection of companies that offer cover to over-65s and older.
  • Staysure (0330 828 6371; staysure.co.uk) has no upper age limit for single-trip or annual multi-trip policies.
  • World First (0345 908 0161; world-first.co.uk) covers those up to the age of 100 for a single trip, and up to age 79 on annual cover.
Apr 16, 2024

Does AARP have travel insurance for seniors? ›

While there are no AARP travel insurance products or discounts available for seniors, members can use the AARP website for trips and tricks on how to plan for international travel and information regarding how to choose the right insurance plan for older travelers.

What is the best international travel medical insurance for seniors? ›

Top 9 Best Senior Travel Insurance Companies of 2024
  • Faye: Our top pick for seniors.
  • Travelex: Our pick for families.
  • Berkshire Hathaway Travel Protection: Our pick for luxury travelers.
  • Nationwide Travel Insurance: Our pick for cruise travel.
  • Generali Global Assistance: Our pick for emergency assistance.
Apr 16, 2024

Can a 70 year old get travel insurance? ›

Travel insurance companies consider people older than 70 to be at high risk for illness and injury. Because of this, most senior travel insurance plans have restricted policy maximum options, reduced benefits and higher premiums.

Should seniors buy travel insurance? ›

Since seniors and retirees are more likely to face a medical emergency during a trip, most travel insurance plans for seniors include coverage for emergency medical expenses and emergency medical evacuation. Coverages vary among plans, as do limits, so make sure to compare options before you book a trip overseas.

How many days before should you buy travel insurance? ›

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

Is Allianz travel insurance good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

Does Medicare cover me when I travel overseas? ›

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Can I get travel insurance for an 80 year old? ›

Over 80s Travel Insurance is designed to ease the worries and uncertainties you may have when travelling in the later stages of life. This includes specialised medical cover for pre-existing conditions, as well as medical emergencies, ensuring travellers over 80 can enjoy their getaways with peace of mind.

What travel insurance company is the best? ›

Our Rankings of the Best Travel Insurance Companies of 2024
  • Faye: Our top pick.
  • Travelex Insurance: Our pick for families.
  • Nationwide Travel Insurance: Our pick for cruise travel.
  • Tin Leg Travel Insurance: Our pick for customizable coverage.
  • Berkshire Hathaway Travel Protection: Our pick for luxury travelers.
7 days ago

How much is flight insurance for seniors? ›

Compare senior travel insurance rates
TRAVEL INSURANCE COMPANYBEST TRAVEL INSURANCE PLAN FOR SENIORSAVERAGE TRAVEL INSURANCE COST
Trawick InternationalSafe Travels First Class$439
Generali Global AssistancePremium$445
NationwidePrime$446
Seven CornersTrip Protection Choice$483
2 more rows

How much does international travelers insurance cost? ›

On average, travelers should expect to pay 6.87% of their total trip cost for travel insurance. The minimum you might expect to pay is 4.15%, but it can go as high as 15.8%.

What percent of a trip should travel insurance cost? ›

Travel insurance is not one-size-fits-all, so the price and conditions of a plan will vary. However, it may be useful to understand pricing guidelines to plan your travel insurance purchase. In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost.

What is the maximum age for travel insurance? ›

Who Offers Travel Insurance To Senior Travellers?
INSURERSINGLE TRIP AGE LIMITSANNUAL POLICY AGE LIMITS
Downunder BUYUnder 60Under 60
Easy Travel InsuranceUnder 85Under 75
Fast Cover BUYNo Age LimitUnder 65
Go insuranceUnder 75Under 75
29 more rows

What is the best medical insurance for international travel? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

Who is the best and cheapest travel insurance? ›

The 7 Best Cheap Travel Insurance Companies Worth The Cost
CompanyBBB RatingCheapest Plan
Travelex Compare PlansA+Travel basic
Seven Corners Travel Insurance Compare PlansA+Trip Protection Basic
Generali Global Assistance Compare PlansA+Standard Plan
AIG Travel Guard Compare PlansA+Essential
3 more rows

What is a good rate for travel insurance? ›

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

Should I buy my own travel insurance? ›

If you would lose the money you paid for your flights, accommodations, rental car, or activities if you had to cancel or go home early, travel insurance that specifically includes trip cancellation and trip interruption is probably a good idea.

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