Transfer money in Apple Cash to your bank account or debit card (2024)

You can transfer moneyfrom your AppleCash card instantly orwithin 1 to 3 business days.

How to transfer money to your bank or eligible debit card

When you transfer money from your Apple Cash1 card, you can either use a bank transfer to send funds to your bank account in 1 to 3 days or you can use Instant Transfer2to send funds instantly3 to an eligible Mastercard or Visa debit card.

You can also send money to an individual inMessages or Wallet.

Transfer money in Apple Cash to your bank account or debit card (1)

Transfer instantly to an eligible debit card

First, make sure that your iPhone or iPad hasthe latest version of iOS or iPadOSandadd an eligible debit card4in the Wallet app.

Then, make an Instant Transfer:

  1. Go to your card info:
    • OniPhone: open the Wallet app, tap your AppleCash card, tapthe More buttonTransfer money in Apple Cash to your bank account or debit card (2), then tap Transfer to Bank Transfer money in Apple Cash to your bank account or debit card (3).
    • OniPad: open the Settings app, tap Wallet & Apple Pay, tap your AppleCash card, then tap Transfer to Bank Transfer money in Apple Cash to your bank account or debit card (4).
  2. Enter an amount and tap Next.
  3. Tap Instant Transfer.
  4. If you haven't added an eligible debit card, tap Add Card and follow the instructions on your screento adda Mastercard or Visa debit card.
  5. Tap Transfer. Then tap >toselect the debit card that you want to transfer funds to and select the billing information for your chosen debit card.

Your funds shouldtransfer within 30 minutes.

Transfer money in Apple Cash to your bank account or debit card (5)

Transfer in 1 to 3 business days to a bank account

  1. Go to your card info:
    • OniPhone: Open the Wallet app, tap your AppleCash card, tapthe More buttonTransfer money in Apple Cash to your bank account or debit card (6), then tap Transfer to Bank Transfer money in Apple Cash to your bank account or debit card (7).5
    • OniPad: Open the Settings app, tap Wallet & Apple Pay, tap your AppleCash card, then tap Transfer to BankTransfer money in Apple Cash to your bank account or debit card (8).
  2. Enter an amountand tap Next.
  3. Tap1-3 Business Days. If you don't have a bank account set up, follow the instructions on your screen to add one.
  4. Tap Transfer. Then confirm withFace ID,Touch ID,or passcode.

Your funds should transfer within 1 to 3 business days.

If you're under 18 years old and part of Apple Cash Family

Children less than 13 years old can transfer funds from their Apple Cash account to a bank account.1

Teens at least 13 years old can transfer funds to their bank account or an eligible debit card using Instant Transfer.

Transfer money in Apple Cash to your bank account or debit card (9)

How to update your bank account information

  1. Go to your card info:
    • OniPhone: Open the Wallet app, tap your AppleCash card, tapthe More buttonTransfer money in Apple Cash to your bank account or debit card (10), then tap Card Details Transfer money in Apple Cash to your bank account or debit card (11).
    • OniPad: Open the Settings app, tap Wallet & Apple Pay, then tap your AppleCash card.
  2. Tap Bank Account, then tap the bank account you want to update.
    • To delete your banking information,tap Delete Bank Account Information. Tap again to confirm. After deleting, you can add your bank information again or add different information.
    • To edit your bankinformation, tap next toyour routing number or account number, add your information,then confirm the numbersand tap Next.6

When you update your information on one device,it automatically updates on all of the devices that are signed in with your Apple ID.

See Also
Apple Cash

Transfer money in Apple Cash to your bank account or debit card (12)

About transfer limits

You can transfer up to $10,000 per transfer and up to $20,000 within a seven-day period from AppleCash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from AppleCash to your bank account, unless you use an Instant Transfer.

Learn about account limits and person to person payment limits.

Transfer money in Apple Cash to your bank account or debit card (13)

How to find your bank account number or routing number

Your bank account number and routing numbers are easy to find on your checks.If youdon't have a check, you can callyour bank and ask for this information.

Transfer money in Apple Cash to your bank account or debit card (14)

Transfer money in Apple Cash to your bank account or debit card (15)

If you didn't receive your transfer

Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers aren't deposited on bank holidays or the weekend.See holidays observed by the Federal Reserve on federalreserve.gov.

If you don't receive an Instant Transfer after2 hours, or youdon't receive a1 to 3 business day transferafter3 business days,contact Apple Support.

If you thinkthat you entered the wrong bank account or routing number,contact Apple Support.

Transfer money in Apple Cash to your bank account or debit card (16)

If you can't transfer money

  1. Check foriOS, iPadOS,orwatchOSupdates.
  2. Make sure that yourdevice is eligibleto use with Apple Pay.
  3. Make sure that you have aWi-Fior cellular connection.
  4. If you're transferring money to a debit card, make sure that it's an eligible debit card.

After each step, try to transfer money again:

  1. For 1 to 3 business day transactions,make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account.
  2. Instant Transfers require you to use the billing address that matches your selected debit card.
  3. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $10,000.
  4. Make sure you aren't using accents when you enter your name.

If you still can't transfer money to your bank, you might need toverify your identity.

Transfer money in Apple Cash to your bank account or debit card (17)

  1. You must be at least 18 years old and a resident of the United States touse Apple Cashservices, unless you're part of Apple Cash Family. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
  2. A 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each Instant Transfer.
  3. Account security checks may require additional time to make funds available. Instant Transfers typically post immediately but can take up to 30 minutes.
  4. Only eligible for debit cards issued in the United States. If you aren't sure whether your card is eligible, contact your card issuer.
  5. When you aren't using Instant Transfer, there are no fees to transfer your money from AppleCash to your bank account.
  6. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered.If you need help,contactApple Support.

Published Date:

Transfer money in Apple Cash to your bank account or debit card (2024)

FAQs

Transfer money in Apple Cash to your bank account or debit card? ›

On iPhone: open the Wallet app, tap your Apple Cash card, tap the More button. , then tap Transfer to Bank. . On iPad: open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Transfer to Bank.

Can I transfer Apple cash to debit card? ›

Transfer Apple Cash to a debit card instantly

Tap "Instant Transfer." If you haven't added a debit card to your Apple Cash account, tap "Add Card" and follow the steps on your screen to add one. Tap "Transfer." Confirm the transaction using Face ID, Touch ID or a passcode.

Is Apple Pay linked to bank account or debit card? ›

No. Apple pay does not directly use Bank accounts. You need a debit card or credit card you can add to Apple Pay to make use of it.

Does Apple Pay cash go to your bank account? ›

The funds go right to their own Apple Cash card in Wallet, ready to spend with Apple Pay. Or they can transfer the money to their bank account to save for the future.

Does Apple Pay use Apple cash or debit card? ›

You can spend it however you like in stores, online, and in apps with Apple Pay. Apple Pay enables you to make secure, contactless purchases using Apple Cash, Apple Card, and any other credit and debit cards that you add to Wallet.

Why can't I transfer Apple cash to my debit card? ›

Please note that Apple Cash can only transfer to eligible Mastercard or Visa debit cards. If you aren't sure whether your card is eligible, contact your card issuer. If your issuer says your card is eligible and you can't transfer to the card from Apple Cash: Check for iOS, iPadOS, or watchOS updates.

How do I transfer my Apple balance to my bank account? ›

Transfer money from Savings to a linked external bank account
  1. On your iPhone, open the Wallet app and tap Apple Card.
  2. Tap Savings account.
  3. Tap Withdraw.
  4. Enter the amount that you want to withdraw, then tap Next.
  5. Select or add the external bank account that you want to deposit money into.

What does linking my debit card to Apple Pay do? ›

With your cards stored in the Wallet app , you can use Apple Pay to make secure payments in stores, for transit, in apps, and on websites that support Apple Pay.

Do you need a debit card for Apple cash? ›

After you set up Apple Cash1, you can add money to your balance using the debit or prepaid cards2 that you already use with Apple Pay in Wallet. If you don't already have one of these cards in Wallet, you need to add one before you can add money.

Is Apple cash the same as Apple Pay? ›

Apple Cash is a digital card that you can load with cash for peer-to-peer money transfers and to make merchant purchases using your Apple device. Apple Pay is a secure payment service that lets you make in-store and online purchases using the debit cards and credit cards added to your digital wallet.

Which bank is Apple cash through? ›

Apple Cash services are provided by Green Dot Bank, Member FDIC.

How do I withdraw money from my Apple account? ›

You cannot transfer money out of your Apple Account. Depending on where the money came from that you added to your Apple Account, you may be able to reverse that transfer with your bank. When using gift cards to add money to your Apple Account, they cannot be transferred to cash and can only be used for purchases.

Where does Apple cash withdraw money from? ›

You can't withdraw money from Apple Pay Cash. You can use the money in the Apple Pay Cash card to buy things in stores that accept Apple Pay, or withdraw it from your bank account after you transfer it to it.

Is Apple Pay safe from hackers? ›

Apple Pay provides security

Apple Pay requires you to use Face ID, Touch ID, or your passcode to make a purchase. So even if your phone is stolen, no one else can use your Apple Pay to buy something. On the other hand, a thief could easily use your stolen credit card at a store that doesn't match IDs and cards.

How do I use Apple Pay as a debit card? ›

Pay with your iPhone
  1. To use your default card: If your iPhone has Face ID, double-click the side button. ...
  2. To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
  3. Hold the top of your iPhone near the contactless reader until Done and a checkmark appear on the display.
Feb 2, 2024

How do I get cash from Apple cash? ›

You can't withdraw money from Apple Pay Cash. You can use the money in the Apple Pay Cash card to buy things in stores that accept Apple Pay, or withdraw it from your bank account after you transfer it to it.

How do I receive money from Apple cash? ›

If you see Accept in the message, tap it. If this is the first payment that you've received or if you turned off the setting to automatically accept payments, then you need to tap to accept the money. Tap Settings > Wallet & Apple Pay, then make sure that you turned on Apple Cash.

Can I get cash out of an ATM with Apple Pay? ›

You may also be able to use Apple Pay at an ATM machine to make a cash withdrawal², if the ATM supports contactless — and therefore cardless — withdrawals. To find an ATM that takes Apple Pay you'll need to look out for the contactless symbol which will be displayed prominently on the ATM machine.

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