Top 3 ways Hawaii residents afford the high cost of living (2024)

Top 3 ways Hawaii residents afford the high cost of livingAina Kay2021-06-22T16:54:00-10:00

  • Top 3 ways Hawaii residents afford the high cost of living (1)

How to afford cost of living in Hawaii #1: Simple Lifestyles

Locals in Hawaii live very simple lives. People don’t own “toys” like recreational vehicles or ATVs. No one has a boat, unless they are a fisherman for a living. It’s things like this that Hawaii residents do to afford the high cost of living. People have very simple lifestyles with minimal disposable income and a flexible lifestyle. For example, instead of opting to purchase or rent jet skis, people will enjoy the beach with a body board or just as-is, no toys needed! People also reduce their consumption of “aesthetic” goods such as extravagant clothes, shoes and such. Locals have very simple outerwear and many local Hawaiian outfitters don’t feature flamboyant or flashy designs. Neutral colors are fashionable for ladies and aloha shirts are in style for men. Local homeowners also opt for very small properties and typically single story homes. People choose simple lifestyles here in the islands.

Top 3 ways Hawaii residents afford the high cost of living (2)

Enjoy the simple things in life, like rainbows.
Waipio’o Valley by Andy Gippetti is licensed under CC BY-NC 2.0. Image may have been resized or cropped from original

How to afford cost of living in Hawaii #2: Minimal Travel

Traveling to and from the islands can be expensive for a small family. Hence, locals minimize their travel off the island to afford this high cost. Plane tickets for a small family of four to get to a mainland city can cost up to $6000, and that doesn’t include the trip’s expenses itself. For example, if you want to take your family to Disneyland in southern California for a week, you’re looking at a $15000 trip after you account for food, activities, theme park tickets, airfare, etc. This can be a hefty expense for a household who already has the burden of Hawaii’s cost of living, regardless of taking annual vacations. It’s best to minimize your travel off the islands in order to afford the high cost of living. You’ll find yourself doing more “staycations” on the island and enjoying what paradise has to offer instead of traveling out of state. If you’re not a fan of traveling as it is, this may be a great lifestyle for you.

Top 3 ways Hawaii residents afford the high cost of living (3)

The only traveling necessary in the islands can be done in rubbah slippahs. Photo credits palihawaiiansandals.com

How to afford cost of living in Hawaii #3: Family

Having family members and relatives here can help you afford the cost of living. For example, there are many multi-family units here on the island in which families live with in-laws or grandparents on the same property. Some even opt for accessory dwellings that are meant for their in-laws to live on property with them. These connections help small families afford the high cost of living. Relatives can also offset the cost of childcare for families raising small children. This can be helpful for spouses and their keiki because day care expenses can be costly for a family of 4. AfterSchool Care programs are always an option, but those are at the family’s expense. Family is always an option to fall back on for some in difficult or stressful times. It’s comforting to have another relative nearby. Not to mention, knowing more people on the island can help in job searches or finding work. This can be especially helpful for those on the job market.

Top 3 ways Hawaii residents afford the high cost of living (4)


Our family in Hawaii by Wesley Fryer is licensed under CC BY-SA 2.0. Image may have been resized or cropped from original

Absolutely, diving into the aspects of how Hawaiians cope with the high cost of living requires an understanding of their lifestyle adaptations. Let's break down the key concepts discussed in the article:

1. Simple Lifestyles:

Living in Hawaii often means embracing a simpler way of life. Residents opt for minimalism, eschewing extravagant possessions like recreational vehicles, boats (except for fishermen), and flashy clothing. The emphasis is on enjoying nature's offerings rather than material possessions. This lifestyle choice involves:

  • Minimal Consumption: Residents reduce spending on unnecessary items, focusing on essentials.
  • Housing Choices: Opting for smaller, single-story homes reduces expenses.

2. Minimal Travel:

The high cost of travel off the islands significantly impacts residents' budgets. With airfare for a family of four to the mainland costing up to $6000, Hawaii locals prefer to limit off-island travel, opting for "staycations" and exploring the beauty of Hawaii itself. The goal is to enjoy what the island offers rather than spending on expensive mainland trips.

3. Family Support Networks:

Families in Hawaii often live in multi-family units, with in-laws or grandparents sharing the same property. This arrangement not only fosters closer family ties but also helps alleviate the high cost of living. Relatives assist with childcare, reducing expenses for families raising children. Moreover, having familial connections aids in job searches or finding work, providing a safety net during challenging times.

The article emphasizes the cultural and lifestyle choices that enable Hawaiians to navigate the financial challenges posed by the high cost of living. These strategies center on simplicity, community support, and a focus on local experiences rather than expensive mainland travel or material possessions.

Top 3 ways Hawaii residents afford the high cost of living (2024)
Top Articles
Latest Posts
Article information

Author: Van Hayes

Last Updated:

Views: 5999

Rating: 4.6 / 5 (66 voted)

Reviews: 89% of readers found this page helpful

Author information

Name: Van Hayes

Birthday: 1994-06-07

Address: 2004 Kling Rapid, New Destiny, MT 64658-2367

Phone: +512425013758

Job: National Farming Director

Hobby: Reading, Polo, Genealogy, amateur radio, Scouting, Stand-up comedy, Cryptography

Introduction: My name is Van Hayes, I am a thankful, friendly, smiling, calm, powerful, fine, enthusiastic person who loves writing and wants to share my knowledge and understanding with you.