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Written by Rickie Houston; edited by Sarah Silbert
2022-01-21T22:06:04Z
- Overall rating
- Is Titan right for you?
- Titan vs. Wealthfront
- Titan vs. Betterment
- Ways to invest with Titan
- Titan: Is it trustworthy?
- Titan — Frequently asked questions (FAQ)
- Related terms
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Titan investing
3.95/5
3.95 out of 5 Stars
Account Minimum
$500
Fees
0% Market Index strategy and 0.7% - 0.9% proprietary strategies; 0.15% crypto transactions and fees vary for partner proprietary strategies
Investment Types
Stocks, cryptocurrencies, venture capital, and real estate
On Titan's website
Titan investing
3.95/5
3.95 out of 5 Stars
Account Minimum
$500
Fees
0% Market Index strategy and 0.7% - 0.9% proprietary strategies; 0.15% crypto transactions and fees vary for partner proprietary strategies
Investment Types
Stocks, cryptocurrencies, venture capital, and real estate
On Titan's website
Titan investing
On Titan's website
Details
Account Minimum
$500
Fees
0% Market Index strategy and 0.7% - 0.9% proprietary strategies; 0.15% crypto transactions and fees vary for partner proprietary strategies
Editor's Rating
3.95/5
3.95 out of 5 Stars
Pros & Cons
Pros
Titan utilizes a mixture four key investment strategies (these include cryptocurrencies and domestic and foreign stocks); it also credit, real estate, venture capital, and cash opportunities
Instant deposits and fractional share investing
Portfolio manager support available (includes real-time video updates)
You can designate beneficiaries for your account
Cons
Withdrawals take 2-4 business days
Not best for short-term traders or investors who don't want to hold their assets for at least three years
Customer service is limited
Additional Reading
Overall rating
| Feature | Insider rating (out of 5) |
| Fees | 3.50 |
| Investment selection | 4.25 |
| Platform navigability | 4.50 |
| Customer service | 3.50 |
| Trustworthiness | N/A* |
| Educational resources/research | 4.00 |
| Overall score | 3.95 |
*Personal Finance Insider normally includes an investment platform's Better Business Bureau rating in this row, but Titan doesn't have a BBB profile at this time.
Is Titan right for you?
Titanis an investment firm offering active portfolio management for individuals in the US. Built from a team of experienced Wall Street professionals, the company brings active portfolio management and hedge fund-like investing — something that was traditionally reserved for ultra-high-net-worth individuals – to all investors.
Titan also supplements its investment offerings (which include cryptocurrencies) with helpful resources like jargon-free market research and educational articles/guides.
The firm's mobile app is available on iOS and Android devices.
Titan vs. Wealthfront
|
|
|
Min. Investment $500 | Min. Investment $500 (or $1 for stock investing account) |
Fees 0% Market Index strategy and 0.7% - 0.9% proprietary strategies; 0.15% crypto transactions and fees vary for partner proprietary strategies | Fees 0.25% |
Investment choices Stocks, cryptocurrencies, venture capital, and real estate | Investment choices Stocks, ETFs, index funds, and crypto trusts |
| Learn more | Start Investing |
If you're looking for professional portfolio management, Titan andWealthfront are both great options. Both platforms offer a range portfolio options, but their minimum requirements, fees, and investment options vary.
Wealthfront could be great for passive investors in who want exposure to both ETFs and alternative investments like crypto trusts. Titan, on the other hand, is a great option for hedge fund-oriented investors in search of access to domestic and international stocks, cryptocurrencies, and other top-performing assets. It's also worth noting that to invest in stocks and fractional shares with Wealthfront, you'll need to open a separate stock investment account.
Titan vs. Betterment
|
|
|
Min. Investment $500 | Min. Investment $0 or $100,000, depending on plan |
Fees 0% Market Index strategy and 0.7% - 0.9% proprietary strategies; 0.15% crypto transactions and fees vary for partner proprietary strategies | Fees 0.25% (0.40% for premium plan); 1%/year crypto portfolios |
Investment choices Stocks, cryptocurrencies, venture capital, and real estate | Investment choices ETFs and cryptocurrencies |
| Learn more | Start Investing |
Titan costs more than Betterment, but it offers a wider range of investment options. Betterment is a stronger choice for those in search CFP-guided ETF investing.
Ways to invest with Titan
Managed portfolios
Titan is best for those who want to sit back and let the professionals manage their investments. You can get started with a minimum of $500, and you'll have the choice of an individual account or an IRA. Titan offers four stock strategies:
- Flagship: Titan says this strategy focuses on finding high-quality US companies that can outperform the S&P 500 index. It aims to do so over a three- to five-year horizon, and the large cap strategy contains 15-20 stocks and has a minimum target annualized return rate of 15%.
- Opportunities: This portfolio has about 15-25 stocks, but it instead works to identify smaller US companies that have the potential to generate significant returns. It also has a minimum target annualized return rate of 15%.
- Offshore: As indicated by the name, this strategy focuses on generating attractive returns from foreign markets. While its target return rate is the same as the two previously mentioned strategies, it aims to generate that rate over a three-year time horizon.
- Market Index: This fund is good for investors who want to benefit from a strategy that tracks the performance of the S&P 500 index. The passively managed strategy has 503 holdings, and it has a 0.03% expense ratio. Unlike the above-mentioned strategies, it doesn't have any advisory fees. Titan recommends it for beginners.
Titan also offers several other strategies, and each one has a minimum requirement of $500. These include crypto, credit, venture capital, and real estate. The crypto strategy contains about 5-10 coins.
If you're a market newcomer, you might also find Titan's market commentary and investor updates particularly helpful. The firm regularly publishes short and digestible guides to keep you in the loop on all things investing. Plus, it offers multiple educational articles on all things investing.
Titan: Is it trustworthy?
Personal Finance Insider evaluates trustworthiness by reviewing each investment platform's Better Business Bureau profile. The BBB bases its ratings (which range from A+ to F) off how well it believes each company interacts with its customers.
Though Titan doesn't currently have a BBB profile, it's nonetheless important to do your own due diligence before making a final decision. And as for its record, Titan's slate is clean of any major scandals or lawsuits.
Titan — Frequently asked questions (FAQ)
What does Titan do?
The platform offers active portfolio management for US investors, giving them access to indexing opportunities, offshore strategies, crypto portfolios, and more.
Is Titan legit?
Yes. Titan Global Capital Management USA LLC is registered with both the US Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA).
Who owns Titan?
Titan's co-founders are Joe Percoco, Clayton Gardner, and Max Bernardy. Joe Percoco and Clayton Gardner are also the company's co-CEOs. Plus, Max Bernardy serves as CTO.
Rickie Houston
Senior Wealth-Building Reporter
Rickie Houston was a senior wealth-building reporter for Business Insider, tasked with covering brokerage products, investment apps, online advisor services, cryptocurrency exchanges, and other wealth-building financial products. Before Insider, Rickie worked as a personal finance writer at SmartAsset, focusing on retirement, investing, taxes, and banking topics. He's contributed to stories published in the Boston Globe, and his work has also been featured in Yahoo News. He graduated from Boston University, where he contributed as a staff writer and sports editor for Boston University News Service. Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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