Solutions To High DTI Mortgage Lending Guidelines (2024)

John Strange made the impossible possible for us. Courteous, professional, always available and an expert at the mortgage process, he never gave up on helping us attain a beautiful home with a shop for our business and a wonderful future! After being turned down several times by other lenders because I didn't have 2 years of tax returns for my business, I found John. He breezed through the process and delivered exactly what he said he was able to do. There are mortgage lenders, and then there's JOHN STRANGE. Thank you John! Also, thank you to Angie Torres who worked diligently until the final pen stroke.

I worked with John Strange and Angie Torres. I am so happy that I found this company for my mortgage needs. They really worked hard, very patient, and very knowledgeable of my VA mortgage process. My family will be in a new home near my family thanks to this company. Thank you!

I am thrilled to write a review on behalf of Gustan Cho!!! I first want to say that my husband and I worked with John Strange and he was amazing! John answered all of our questions and went above and beyond to ensure that we got into our dream home!My husband and I applied for many home loans and was turned down countless times. We were told things like “your debt to income ratio is too high”, and “your credit score is not good enough”. It was disappointing and frustrating as we had a deep desire to become home owners. The first time I called Gustan Cho, I was honest and transparent about our situation. Our loan officer went over our documents and worked tirelessly to make the deal happen! We would call him on weekends, and after work hours and he would answer every time! I’m great full for every effort he made in order to get us into our new dream home! I am Happy to say that because of our Lord and savior Jesus Christ, and our loan officer, we are now first time home owners! If you are looking to buy a home please give Gustan Cho a chance to make it happen! John Strange is amazing! He is knowledgeable in this field and knows what he’s doing! You won’t regret it I promise!

I highly recommend Gus and his team! They have worked day and night to help me get the home I have been wanting for quite some time. I was constantly let down and denied for years while trying to maintain a good credit score, and a better income that I had almost given up. I decided to try one more time and it must have been my lucky day because I came across Gus and his team!! Thank you so much for the hard work you all have put in for my family and I!! Your friend from Maine🦞

John Strange was a joy to work with. Not only is he experienced but most importantly he’s genuine. In these times finding a house and securing financing isn’t the easiest task and he made it all obtainable and stress free which I thought would be impossible. I would give 10 stars if it was possible. Thank you again John!!

I do not ever write reviews but my experience was so good that I had too. John Strange was the most knowledgeable and professional loan officer I have ever talked to. I had three people turn me down without even consulting me as to why. John made the whole process of buying a house easy and made sense every step of the way.

I would like to thank Alex Carlucci for being very patient and helping my family purchase a home. We now have our FOREVER HOME because of him.

Gus is a great guy he works very hard to make sure that everything goes as planned an keeps in touch with you the whole time of the process. I would recommend Gus an his whole team to any one that is buying a home.