Sims 4‘s new expansion may be all about university, but that doesn’t mean the real world issues that come with it aren’t part of the game too. So that you’re not in loads of college debt, here’s everything you need to know about how to pay back loan in Sims 4 Discover University.
How to Pay Back Loan in Sims 4 Discover University
When you apply to university and are accepted, each term will have a price you’ll need to pay. If you get a scholarship, that’ll be automatically be applied to the balance and you’ll have a couple of options when it comes to paying what is left.
First of all, you can choose to pay the fees with your regular household funds. Depending on the price of the course and whether you’ve got a scholarship to reduce the price though, you may not have enough to cover it.
If you don’t, you can take out a loan to cover it, just as you can in real life. You’ll also have to pay it back with interest, so it’s best to pay off earlier if you have the means to do so.
You can pay off your loan just like you would normal bills in The Sims 4. Head to your mailbox and choose ‘Pay Back Loan’ to pay it off. You’ll then be free from the debt and won’t have to worry about the money you have.
In short, here’s how to pay back loan in Sims 4 Discover University
You can pay the university fees with normal income or take out a loan.
To pay it back, head to your mailbox and select ‘Pay Back Loan’.
That’s everything you need to know about how to pay back loan in Sims 4 Discover University. For more tips and tricks on the game, be sure to search for Twinfinite. We have also listed some other helpful guides on the expansion down below.
If a Sim does not pay back their loan they will get a warning. If the Sim continues to ignore their payments, they will be visited by the Repo-man, who will collect the payment by taking some of the sims belongings.
To make a loan payment, your Sim will need to go to the Bank to take care of this bill. Once at the bank, loan payments are taken by the Bank Tellers with the new option called SNBank Loan Payments.
This is less a bug and more of a consequence of gameplay. If you don't have enough money saved to afford a place at the end of schooling, they cannot purchase a lot or rent an apartment. However, this is not a game over. You can move your sim in with any existing household that's in the world when moving out.
The traditional way to pay one's bills in The Sims 4 is by selecting a Sim and having them check the building's mailbox for letters. If the bills are included in the mail, a notification will appear, revealing how many Simoleons are needed to keep the utilities running.
No, you can't be arrested or put in prison for not making payments on student loan debt. The police won't come after you if you miss a payment. While you can be sued over defaulted student loans, this would be a civil case — not a criminal one. As a result, you don't have to worry about doing any jail time if you lose.
Repo-men will arrive to repossess a household's furniture after their water and electricity has been shut off for neglecting their bills. This will absolve their bills. However, this will not relieve them of their debt, and they still have to pay their loans.
To put an exact amount of Simoleons in a household's funds you will need to activate the cheat console., type in “testingcheats true”, type in “Money X” with the “x” being the amount you'd want in the account. For example: typing in “Money 145897” will make the household funds 145,897 exactly.
Money [simoleons amount required]: give the household an exact number of Simoleons – you'll need to type in 'testingCheats true' and press enter first to activate this.
A Sims household can only have up to 9,999,999 Simoleons, and if players want to reach this, they have to open the cheat console and type "money 9999999".
With the frugal reward trait, costing a not-so-frugal 2,000 satisfaction points, will reduce your Sim's bills by 25 percent. If you have multiple Sims in the household and each one of them has the frugal reward trait, the bill will be reduced by a percentage for each Sim.
Press Ctrl + Shift + C to open the cheat console and type "testingcheats true" to enable cheats.Then type "money x" in the console, where "x" is the amount of money you want to have. For example, typing "money 0" will set your Sim's funds to zero.
The player can take out up to ten loans at a time. They may also set the amount they take out in increments of §5,000, with a limit of §25,000 per loan. The player must pay back 150% of the total in regular payments over ten years.
To put an exact amount of Simoleons in a household's funds you will need to activate the cheat console., type in “testingcheats true”, type in “Money X” with the “x” being the amount you'd want in the account. For example: typing in “Money 145897” will make the household funds 145,897 exactly.
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