Square Point of Sale
It’s free to get started with Square Point of Sale. There are no setup or monthly fees. Only pay when you take a payment.
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- Software
- Processing fees
- Browse hardware
- Add-ons
Software
Monthly fee
$0
No contracts
No setup fees
No hidden fees
Included with every Square account:
- Transfers as soon as the next business day
- Account takeover protection
- Fast online sign-up
- Free Square Reader for magstripe
- End-to-end encrypted payments
- Live phone support
- Free Square Point of Sale app
- Active fraud prevention
- Dispute management
Processing fees
See how our rates work
Card present
When a customer taps, dips, or swipes their card in person. Visa, Mastercard, Discover, and American Express all cost the same rate.
2.6% + 10 cents
per transaction
Card not present
When a customer makes a purchase through your online store, Square Online Checkout, eCommerce API, or pays an invoice online.
2.9% + 30 cents
per transaction
Keyed in
When you manually key in your customer’s card details or use a card on file.
3.5% + 15 cents
per transaction
Get a custom rate.
We can create custom pricing for some businesses that process $250K+ in credit card sales.
Talk to our sales team
Flexible hardware solutions that make selling easy.
Explore hardware accessories
See which hardware is compatible with your device
Square Stand
Turn your iPad into a professional point of sale with built-in payments and intuitive checkout — no card readers required.
$149
Square Register
Upgrade your point of sale with a fully integrated register that has a separate customer-facing display.
$799
Square Terminal
Power your business with a fully portable, all-in-one terminal that takes payments, prints receipts, and so much more.
$299
Square Stand Mount
All the power of our signature iPad POS with the versatility to go anywhere in your business.
$149
Square Reader for contactless and chip
Take chip cards and contactless payments anywhere with a card reader that pairs directly with your device.
$49
Square Reader for magstripe
Accept swipe card payments on the go with a tiny reader that plugs into your phone or tablet.
$10
Turn your Square POS
into a custom solution.
Do more than take payments with your Square POS. Add tools to your Square POS to create a custom solution based on your business needs.
Explore all Square POS features
- All
- Commerce
- Customers
- Banking
- Staff
Expand all tools
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Square Gift Cards
Bring in new customers with custom digital or physical gift cards.
Starting at $0/mo.
Square Team Management
Set the schedule, track time, and let your team clock in and out at your Square POS to streamline management.
Starting at $0/mo.
Square Email Marketing
Stay connected to customers with POS-integrated, automated email marketing.
Starting at $15/mo.
Square Loyalty
Keep customers coming back with an easy-to-use rewards program.
Starting at $45/mo.
Square Payroll
Track hours, pay employees faster, and automate your tax filings all in one place to streamline payday.
Starting at $35/mo. + $6 monthly fee per person paid
Afterpay
Let customers pay in installments while you get paid in full with Afterpay. More options for them. More sales for you.
6% + 30 cents per transaction
Square Invoices
Send digital invoices and estimates, accept payments, send reminders, and track which invoices are paid.
Starting at $0/mo.
Square Online Checkout
Create payment links, buy buttons, or QR codes. Share them through social media, email, text, or on your website.
Starting at $0/mo.
Square Virtual Terminal
Turn your computer into a credit card terminal to offer remote billing and take credit card payments over the phone.
Starting at $0/mo.
Square Online
Sell, take bookings, and show off your services online. Plus, reach customers on Instagram and Facebook.
Starting at $0/mo.
Square Text Message Marketing
Text customers directly about sales and arrivals. Plus, send coupons so you stay top of mind.
Starting at $10/mo. + messaging rates
Square Customer Directory
Create a profile each time you make a sale that includes basic information about your customers that they choose to share with you.
Starting at $0/mo.
Square Checking
Get instant access to your money with a free business debit card — no minimums, no recurring fees.1
No fees.
Square Savings
Automatically set aside a portion of your sales into folders for anything from taxes to rainy-day expenses.1
No fees.
Square Loans
Become eligible for a loan up to $250K by processing payments on Square. Get funds as soon as the next business day.1, 2
No interest — just one flat fee.
Square Shifts
Get scheduling, time tracking, payroll prep, and sales all together to simplify payday.
Starting at $0 per location
Powering millions of businesses worldwide
4.8 STARS
4.8 STARS
4.7 STARS
WINNER EASIEST SETUP
Learn how real businesses reach their goals with Square.
Bakery
How the Art of the Donut keeps employee management simple
See how a donut shop streamlines payroll and scheduling.
Read more
Quick service and retail
How Tea & Sympathy manages sales and inventory with ease
See how a cafe and retail shop manages sales and stock counts seamlessly.
Read more
Retail
How Craft and Carry keeps customers coming back
See how a bottle shop grew its loyalty program to over 10,000 customers.
Read more
Bakery
How Liv Breads drives repeat business and builds community
See how a bakery scaled with an integrated POS and customer engagement tools.
Read more
Beauty
How the Oxygen Room & Beauty Bar stays connected to their clients
See how a salon creates personalized customer experiences.
Read more
Quick service
How Graze on Main creates a seamless in-person and online experience
See how a charcuterie board shop grew with multiple channels.
Read more
Professional services
How Crossbones Dog Academy grew revenue with new sales channels
See how a dog-training service launched an online retail shop.
Read more
Fees and protection
How much does Square POS cost?
Our Square Point of Sale software is free and can support all kinds of businesses at any stage or size. The processing rate is 2.6% + 10 cents for every tapped (mobile payments), dipped (chip cards), and swiped (magstripe cards) payment.
Are there any hidden fees I should be aware of?
Nope. There are no long-term contracts, startup fees, authorization fees, statement fees, refund fees, PCI-compliance fees, or business card fees. Just pay when you use it. That’s it.
Do I have to pay for each of my employees to use Square Point of Sale?
No. You have basic Square POS functionality for any number of employees for free with Square Team Management, which also offers more advanced employee controls for a per-location fee.
Which cards can I accept with Square POS? Does the fee I pay vary by card?
You can accept every major card — Visa, Mastercard, American Express, and Discover — all for the same rate.
What does Square do to help with fraud protection?
Our systems monitor your payments to keep an eye on suspicious transactions. Machine learning and human expertise work hand in hand to adapt our technology to the shifting fraud landscape every day. And our team of fraud experts reaches out to you if we notice anything unusual.
Payments
Which methods of payment can my customers use?
You can accept cards, cash, checks, and gift cards.
How do I take a payment with Square?
Payment processing is simple with Square hardware connected to your phone or tablet, through digital invoices, or through your computer.
Can I still take payments without a signal?
Yes, with offline mode, you can accept payments even when the internet goes down. They are then sent through automatically when you regain connectivity.
How do I issue refunds?
It’s really simple, but it’s probably easier to show you with our Square Point of Sale demo.
How quickly can I access my funds?
With Square Transfers, you can send your money to an external bank account in one to two business days for free or instantly for a fee. With Square Checking, you can get your money from Square sales instantly for free.
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1Block, Inc. is a financial services company, not a bank. Banking services are provided by Square Financial Services, Inc., an affiliate of Square, Inc., and Sutton Bank; members FDIC.
2All loans are issued by Square Financial Services, Inc., a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount, and other eligibility factors. A minimum payment of 1/18 of the initial loan balance is required every 60 days, and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.
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