PNC Bank vs Wells Fargo: Which is Better? (2024)

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Wells Fargo? Read our comparison chart below.

PNC Bank has approximately 2,400 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare PNC Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

PNC Bank

Wells Fargo

SPECIAL OFFER
Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More
Read PNC Bank Review
SPECIAL OFFER
IRA Certificate of Deposit - Up to 4.50% APY - Learn More
Read Wells Fargo Review

Benefits and Features

Savings
4.65% APY
0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CDStandard Fixed Term CD available online: 1.50% to 4.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 4.51% APY if you maintain a linked Portfolio by Wells Fargo relationship. More CD terms are available in branch.
CheckingClear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money MarketAlso known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
Customer ServiceAvailable 24 hours a day, 7 days a week.
ATMsMore than 12,000 ATMs across the country.
IRA CDStandard Term CD: 0.01% to 4.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 4.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money MarketAlso known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
LocationsApproximately 4,500+ retail banking branches coast to coast.

CreditDonkey® Reviews

SavingsPNC Bank vs Wells Fargo: Which is Better? (1)PNC Bank vs Wells Fargo: Which is Better? (2)PNC Bank vs Wells Fargo: Which is Better? (3)PNC Bank vs Wells Fargo: Which is Better? (4)PNC Bank vs Wells Fargo: Which is Better? (5)PNC Bank vs Wells Fargo: Which is Better? (6)PNC Bank vs Wells Fargo: Which is Better? (7)PNC Bank vs Wells Fargo: Which is Better? (8)PNC Bank vs Wells Fargo: Which is Better? (9)PNC Bank vs Wells Fargo: Which is Better? (10)
CDPNC Bank vs Wells Fargo: Which is Better? (11)PNC Bank vs Wells Fargo: Which is Better? (12)PNC Bank vs Wells Fargo: Which is Better? (13)PNC Bank vs Wells Fargo: Which is Better? (14)PNC Bank vs Wells Fargo: Which is Better? (15)PNC Bank vs Wells Fargo: Which is Better? (16)PNC Bank vs Wells Fargo: Which is Better? (17)PNC Bank vs Wells Fargo: Which is Better? (18)PNC Bank vs Wells Fargo: Which is Better? (19)PNC Bank vs Wells Fargo: Which is Better? (20)
CheckingPNC Bank vs Wells Fargo: Which is Better? (21)PNC Bank vs Wells Fargo: Which is Better? (22)PNC Bank vs Wells Fargo: Which is Better? (23)PNC Bank vs Wells Fargo: Which is Better? (24)PNC Bank vs Wells Fargo: Which is Better? (25)PNC Bank vs Wells Fargo: Which is Better? (26)PNC Bank vs Wells Fargo: Which is Better? (27)PNC Bank vs Wells Fargo: Which is Better? (28)PNC Bank vs Wells Fargo: Which is Better? (29)PNC Bank vs Wells Fargo: Which is Better? (30)
Money MarketPNC Bank vs Wells Fargo: Which is Better? (31)PNC Bank vs Wells Fargo: Which is Better? (32)PNC Bank vs Wells Fargo: Which is Better? (33)PNC Bank vs Wells Fargo: Which is Better? (34)PNC Bank vs Wells Fargo: Which is Better? (35)
Customer ServicePNC Bank vs Wells Fargo: Which is Better? (36)PNC Bank vs Wells Fargo: Which is Better? (37)PNC Bank vs Wells Fargo: Which is Better? (38)PNC Bank vs Wells Fargo: Which is Better? (39)PNC Bank vs Wells Fargo: Which is Better? (40)PNC Bank vs Wells Fargo: Which is Better? (41)PNC Bank vs Wells Fargo: Which is Better? (42)PNC Bank vs Wells Fargo: Which is Better? (43)PNC Bank vs Wells Fargo: Which is Better? (44)PNC Bank vs Wells Fargo: Which is Better? (45)
Mobile AppPNC Bank vs Wells Fargo: Which is Better? (46)PNC Bank vs Wells Fargo: Which is Better? (47)PNC Bank vs Wells Fargo: Which is Better? (48)PNC Bank vs Wells Fargo: Which is Better? (49)PNC Bank vs Wells Fargo: Which is Better? (50)PNC Bank vs Wells Fargo: Which is Better? (51)PNC Bank vs Wells Fargo: Which is Better? (52)PNC Bank vs Wells Fargo: Which is Better? (53)PNC Bank vs Wells Fargo: Which is Better? (54)PNC Bank vs Wells Fargo: Which is Better? (55)
Pros & ConsPros:
  • Virtual Wallet tools
  • Relatively easy to waive fees
  • Free student account
Cons:
  • Limited branches
  • Low APY
Pros:
  • Low requirements for Everyday Checking
  • Full service bank
  • 24/7 customer service
Cons:
  • Low savings rates
  • Not in all states
Bottom LineEast Coast bank with advanced financial tools to help achieve goals... Read full reviewA "big 4" bank with a good range of checking accounts and full services... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PNC Bank: Pricing information from published website as of 12/05/2023 based on 91107 zip code.

Wells Fargo: Pricing information from the published website as of 12/22/2023 is based on the 91107 zip code.

Which is Better: PNC Bank or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

In short: Wells Fargo's cd is worth mentioning.

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PNC Bank

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PNC High Yield Savings

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Wells Fargo Routing Number

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PNC Bank vs Wells Fargo: Which is Better? (2024)
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