Chase vs PNC Bank: Which is Better? (2024)

Chase is a national bank with good promotions for new customers. How does it compare to PNC Bank? Read our comparison chart below.

Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

While PNC Bank has approximately 2,400 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

Compare Chase with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

Chase vs PNC Bank: Which is Better? (1)

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Chase

PNC Bank

SPECIAL OFFER
Chase Bank $200 Bonus - Learn More
Read Chase Review
SPECIAL OFFER
Virtual Wallet with Performance Select Checking - $400 Bonus - Learn More
Read PNC Bank Review

Benefits and Features

Savings
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
4.65% APY
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
ATMs
15,000+ Chase ATMs
Locations
Over 4,700

CreditDonkey® Reviews

Chase vs PNC Bank: Which is Better? (2)
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CDChase vs PNC Bank: Which is Better? (13)Chase vs PNC Bank: Which is Better? (14)Chase vs PNC Bank: Which is Better? (15)Chase vs PNC Bank: Which is Better? (16)Chase vs PNC Bank: Which is Better? (17)Chase vs PNC Bank: Which is Better? (18)Chase vs PNC Bank: Which is Better? (19)Chase vs PNC Bank: Which is Better? (20)Chase vs PNC Bank: Which is Better? (21)Chase vs PNC Bank: Which is Better? (22)
CheckingChase vs PNC Bank: Which is Better? (23)Chase vs PNC Bank: Which is Better? (24)Chase vs PNC Bank: Which is Better? (25)Chase vs PNC Bank: Which is Better? (26)Chase vs PNC Bank: Which is Better? (27)Chase vs PNC Bank: Which is Better? (28)Chase vs PNC Bank: Which is Better? (29)Chase vs PNC Bank: Which is Better? (30)Chase vs PNC Bank: Which is Better? (31)Chase vs PNC Bank: Which is Better? (32)
Customer ServiceChase vs PNC Bank: Which is Better? (33)Chase vs PNC Bank: Which is Better? (34)Chase vs PNC Bank: Which is Better? (35)Chase vs PNC Bank: Which is Better? (36)Chase vs PNC Bank: Which is Better? (37)Chase vs PNC Bank: Which is Better? (38)Chase vs PNC Bank: Which is Better? (39)Chase vs PNC Bank: Which is Better? (40)Chase vs PNC Bank: Which is Better? (41)Chase vs PNC Bank: Which is Better? (42)
Mobile AppChase vs PNC Bank: Which is Better? (43)Chase vs PNC Bank: Which is Better? (44)Chase vs PNC Bank: Which is Better? (45)Chase vs PNC Bank: Which is Better? (46)Chase vs PNC Bank: Which is Better? (47)Chase vs PNC Bank: Which is Better? (48)Chase vs PNC Bank: Which is Better? (49)Chase vs PNC Bank: Which is Better? (50)Chase vs PNC Bank: Which is Better? (51)Chase vs PNC Bank: Which is Better? (52)
Money MarketChase vs PNC Bank: Which is Better? (53)Chase vs PNC Bank: Which is Better? (54)Chase vs PNC Bank: Which is Better? (55)Chase vs PNC Bank: Which is Better? (56)Chase vs PNC Bank: Which is Better? (57)
Pros & ConsPros:
  • More than 4,700 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • Virtual Wallet tools
  • Relatively easy to waive fees
  • Free student account
Cons:
  • Limited branches
  • Low APY
Bottom LineNational bank with good promotions for new customers... Read full reviewEast Coast bank with advanced financial tools to help achieve goals... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chase: Pricing information and data points from published website as of 01/03/2024.

PNC Bank: Pricing information from published website as of 01/04/2024 based on 91107 zip code.

Chase vs PNC Bank: Which is Better? (58)

Member FDIC

Chase Total Checking® - $200 Bonus

Expires 1/24/2024

  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*Chase vs PNC Bank: Which is Better? (59)

Chase vs PNC Bank: Which is Better? (60)

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/24/2024

  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send or receive money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.

Chase vs PNC Bank: Which is Better? (61)

Member FDIC

Chase Business Complete Banking® - $400 Bonus

Expires 4/18/2024

  • Earn $400 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.

Which is Better: Chase or PNC Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.

Articles on Chase

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Is Chase a Good Bank

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Open Chase Bank Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

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Chase Bank Offers

What promotions does Chase have right now? Find out how much you can earn and how to qualify for the latest Chase bank promotions.

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Chase Total Checking Bonus

Chase Total Checking is offering $200 for opening a new account. Find out how to qualify for the bonus below.

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Chase Business Checking Bonus

Chase Business Complete Banking offers a $400 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.

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Chase Business Complete Banking Review

Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.

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Chase Secure Banking Coupon

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How to Open a Chase Business Bank Account

Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.

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Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

Articles on PNC Bank

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PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

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PNC High Yield Savings Review

PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.

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How to Close a PNC Account

Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.

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PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

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PNC Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

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Chase vs PNC Bank: Which is Better? (2024)
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