Students will learn and develop skills in these subjects:
- Personal Exploration With Personal Finances
- Income & Taxes
- Financial Institutions
- Checking Accounts
- Using Credit
- Budget & Spending
- Savings
- Investing
- Insurance
- Retirement
- Financial Planning
*Please note this product is not just a bundle of activities and projects; this is a professional course created to meet national standards and gives teachers and students everything they need from day one of class to finals. No textbooks or outside resources are needed. Please read below to see what is included and how our courses will help you rest easy this school year!*
**If you are looking for a full-year course, this course is designed to pair perfectly with our Economics Semester Course.**
Course Highlights:
- One-time purchase with continued free updates
-We will always share free updates with you.
- Shared Google Drive Folder for the entire course.
- 624 Pages of materials.
- 9 Unit Plans
- 31 Activities, 9 Projects & Rubrics, 9 Presentations & Notes, & 7 Tests & Answer Keys
- 51 days of materials for 75-minute classes.
- The course can be taught in the classroom or online
- Google, Windows, & Mac-friendly!
- All documents are editable to meet your classroom needs
- National Business Education Association Standards & ISTE Standards Included
- Everything you need from day 1 of class to finals.
- All lessons incorporate Technology/ Real-World Application
- The course provides differentiated instruction and mastery in content.
This is a TURNKEY SEMESTER COURSE with daily lesson plans for Personal Finance that we have created ourselves. This is a course designed to meet district and state curriculum standards. We also follow National Business Educator Association Standards and ISTE Standards in this course. This course is created to meet district and state curriculum standards.
The goal of Personal Finance is to help students to become financially responsible, conscientious members of society. Students will cover a broad area of personal finance basics while diving deep into subjects that will help give students the tools and resources needed to make wise financial decisions. \Students will analyze their personal financial decisions, evaluate the costs and benefits of their choices, recognize their rights and responsibilities as consumers, and apply the knowledge learned to financial situations encountered later in life. Students will learn how choices influence occupational options and future earning potential. Students will also learn to apply decision-making skills to evaluate career choices, set personal goals, and create budgets for their preferred lifestyles. The course content is designed to help the learner make wise spending, saving, taxes, and credit decisions and make effective use of income to achieve personal financial success.
This course is conducted through lectures, real-world scenarios, engaging activities, group-paced instruction, hands-on practice, and discussion. Assignments range from a mix of daily assignments, time, projects graded on effort/attempt, unit tests, and projects graded on overall appearance and completion of given requirements.
Unit Objectives:
Personal Exploration
- With demonstrations and application, students will have knowledge of the basic concepts of financial literacy.
- Students will analyze and research future education, career, and salary opportunities.
- Students will understand SMART Goals and develop a plan for their future personal finances.
Income & Taxes
- Students will understand deductions, net pay, benefits, and incentives.
- Students will be able to analyze and research job availability, income, earnings, and gross pay.
- With demonstrations and application, students will have knowledge of taxes, tax brackets, w-2, 1040s, and filing a tax return.
Financial Institutions & Checking Accounts
- Students will be able to analyze and research types of financial institutions, how they operate, and their services.
- Students will understand types of transactions, electronic monetary transactions, and emerging methods.
- Students will be able to compare online banks vs. traditional banking.
- Through discussion and research, students will know the types of checking accounts and their features.
- With demonstrations and applications, students will know writing checks, check registers, bank reconciliations, and balancing a checkbook.
Using Credit
- Students will be able to analyze and research types of credit, establishing credit, rewards, interest, and aspects of credit.
- Students will understand the types of credit, how to apply for a credit card or loan, credit scores, and debt management.
- Students will be able to compare the advantages and disadvantages of credit.
- Through discussion and research, students will know how to analyze credit cards and compare loans vs. credit cards.
- With demonstrations and applications, students will know how to calculate interest rates and APRs and compare multiple loans.
Budget & Spending
- Students will be able to analyze and research budgeting guidelines, the rational decision-making process for spending, and various sources of income.
- Students will understand budgeting, expenses, cost of living, disposable income vs. discretionary income, and comparison shopping practices.
- Students will be able to have knowledge of supply and demand, how economic decisions are made, and consumer protection laws,
- Through discussion and research, students will know how to analyze wants and needs, goods and services, and price variances.
- With demonstrations and applications, students will know how to create budget goals, compare purchasing, leasing, and renting, and apply those skills to shopping for houses and cars.
Savings, Investing, Insurance & Retirement
- Students will be able to analyze and research types of insurance, retirement, and tips for choosing the right plan.
- Students will understand savings, savings accounts, and types of savings plans.
- Students will be able to have knowledge of types of investments, investment plans, costs of investments, and the stock market.
- Through discussion and research, students will understand the time value of money and tools for retirement and insurance.
- With demonstrations and applications, students will know how to calculate simple and compound interest.
Financial Planning
- Students will share their future financial plans based on their goals, budget, lifestyle expectations, and career choices.
If you buy this package, here is what you will be receiving:
- 51 Detailed Daily Lesson Plans (75 Minute Class, Semester Course)
- National Business Education Association & ISTE Standards
- Unit Objectives
- Daily unit instructions for the teacher
- All included materials for each lesson
Items that go with the daily lesson plans:
- Syllabus
- Back 2 School Teacher Checklist & PowerPoint
- Seating Chart/ Classroom sign-out sheet
- Finals Reminder Document
- Student Weekly Task List Form
- Daily Class Schedule Form
- Get To Know You Choices Project
- Classroom Goals Project
- PowerPoint Presentations
- Student’s Notes to follow along with the PowerPoints
- Activities with every unit
- Projects with every unit
- Assessments & Rubrics with every unit
- Final Project & Rubric
- Final Review Activity & Exam With Answer Key
- Daily Bellwork & Closer Activities
Important: This course is intended for class periods that are 75 minutes long, so depending on how long your classes are and the pace that your students can learn will change how many days it will take your class to get through this semester's course. Remember that everything is editable, therefore it is important for you, as the teacher, to be responsible for editing and adapting all of these materials to meet your student's needs.
In my classroom, we use Google Drive and Classroom to store and turn in assignments. Students can use Microsoft Word or Google Docs when working on their assignments and projects. The same rule applies to presentations, they can use PowerPoint or Google Slides. It is up to you, as the teacher, to decide how you will have your students receive and turn in their assignments, projects, etc.
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