Order Checks, Stop Payment on a Check, and Other Requests (2024)

How do I order checks?

You can order checks online or by phone.

To order checks online, sign on to Wells Fargo Online®. Don't have access to Wells Fargo Online? Enroll now.

To order checks by phone:

  • Personal accounts: Call Wells Fargo at 1-800-TO-WELLS (1-800-869-3557).
  • Business accounts: Call Harland Clarke Corp. at 1-800-237-8982.

How do I order a Cashier's Check?

Wells Fargo customers can order checks online or in person.

  • For checks valued up to $2,000 each, order Cashier's Checks through Wells Fargo Online, or if you are already signed into your Online Banking you can access Order Checks & Currency through the Accounts tab, or visit a Wells Fargo location near you.

We will charge your account for the amount of the Cashier's Check(s) and any applicable fees.

How do I purchase a Money Order?

Wells Fargo customers can purchase money orders valued up to $1,000 each at any Wells Fargo location.

How do I purchase a Savings Bond?

Savings bonds can be purchased by visiting the US Treasury Website.

How can I get a copy of a cancelled check?

For checks that have posted to your account, you can view a copy by signing on to Wells Fargo Online and clicking the icon beside the check number on the Account Details page, or access Request Copies through the Accounts tab.

Note: For legal purposes, a digital image is the same as a paper copy of a check, and there is no cost for Wells Fargo Online check images.

To view a Wells Fargo Online online check image:

  • For checks that posted within the past 90 days, click the check icon next to the check number on the Account Activity page.
  • For older checks, search by check number and the date it posted.
  • You will be able to view the front and back of the check, print it, or save it.
  • Wells Fargo Online check images are provided with no charge and there is no limit to the number of checks that you can view online, print, or save.

To order a paper copy of a check:

  • You will need to provide the check number, amount of the check, the date the check cleared your account, and the account number.
  • You can order a photocopy of a check that is up to seven years old.
  • Please allow up to ten business days for delivery.
  • There may be a fee for this service. For details, please refer to your Consumer Account Fee and Information Schedule or call 1-800-TO-WELLS (1-800-869-3557).

How do I request a copy of a deposit?

If a deposit has already posted to your account, you can order a copy of a past deposit through Wells Fargo Online. Simply sign on to Wells Fargo Online and access Request Copies through the Accounts tab. You will need to provide your account number, the amount of the deposit, and the date the deposit was credited to your account.

If the deposit has not yet posted, or if the deposit was made to an account you do not access through Wells Fargo Online, call us at 1-800-TO-WELLS (1-800-869-3557). Please have your Transaction Receipt available when calling.

More information about deposit photocopies:

  • You may obtain a photocopy of a deposit within seven years of the deposit date.
  • Please allow up to ten business days for delivery.
  • You may also request copies of the checks that were included in the deposit.
  • A Document Copy Fee may apply when Wells Fargo provides you with a paper copy of a deposit and/or the accompanying checks. For additional information, please refer to your Consumer Account Fee and Information Schedule, or call us at 1-800-TO-WELLS (1-800-869-3557).

To order new blank deposit slips, call 1-800-TO-WELLS (1-800-869-3557).

How do I get a new debit card PIN?

If you've recently opened a new Wells Fargo account and requested a debit card you may have selected a Personal Identification Number (PIN). If you did not select a PIN one will be mailed to you separately from your card.

If you know your current card PIN, you can quickly change it at any Wells Fargo ATM or by bringing your card to your local Wells Fargo branch. You can also change it by using the automated customer service option when calling the phone number on the back of your card.

If you can't remember your PIN and need a new one, bring your card and identification to a Wells Fargo branch, or request a system-generated PIN by talking with a Phone Banker. Simply call the customer service number on the back of your card or on your account statement.

How do I place a stop payment on a check or pre-authorized payment (ACH Automated Clearing House) item?

You can request a stop payment through Wells Fargo Online (check only), by phone (check and ACH items) or by visiting your local branch and speaking with a banker.

  • To place a stop payment online for check only, sign on to Wells Fargo Online and access Manage Accounts through the Accounts tab.
  • To place stop payments for a check or ACH item via phone please call 1-800-TO-WELLS (1-800-869-3557). Please have the following information available when speaking to a banker:
    • Checks – Please provide the Name of Payee, Account Number, Paper item number or range of paper item numbers, Paper item date and Amount of item.
    • ACH items – Please provide the Company Name, Account Number, ACH Merchant ID and/or Company ID (can be found by reviewing a previous transaction) and Amount of item.

More information about stop payments

  • The stop payment will remain in effect for six months for checks and indefinitely for ACH items. You must request a new stop payment order if you don't want it to expire and we treat each renewal as a new order, and a new fee may apply. To remove a stop payment, please call 1-800-TO-WELLS (1-800-869-3557) or visit a local branch.
  • Placing a stop payment order does not release you from any contractual agreements. You may still be held to the terms of the agreement.

How do I change or cancel an automatic withdrawal or payment?

If you had authorized the merchant/company to charge your account and you want to stop the merchant's ability to debit the account for future transactions:

  • You should contact the merchant in writing and revoke your authorization to charge your account. Keep copies of your written notice revoking authorization and when offered, obtain and record a cancellation number from the merchant.
  • You may also place a stop payment on the transaction(s). Please visit the stop payment page above for more information.

If you have revoked authorization and the merchant continues to charge the account, you can then dispute the transactions with Wells Fargo by calling 1-800-TO-WELLS (1-800-869-3557) or visiting your local branch.

How do I rent, make a payment or close a Safe Deposit Box?

Safe Deposit Boxes can be rented at most Wells Fargo locations. The yearly rental fee varies depending on the size of the box. Please contact a banker at your local Wells Fargo branch for details on safe deposit box availability.

To make the annual payment for your Safe Deposit Box:

  • Visit your local Wells Fargo location, or
  • Mail your payment to Wells Fargo Safe Deposit Operations, P.O. Box 173793, Denver, CO 80217. Include your invoice or write the Box number on your check.

To establish automatic payments to pay for your Safe Deposit Box renewal fee, call us at 1-800-TO-WELLS (1-800-869-3557).

To close your Safe Deposit Box, please visit the Wells Fargo branch where your box is located to complete a close agreement and remove your personal belongings.

How do I view the Safe Deposit Box Lease Terms?

See the Safe Deposit Box Lease Terms

How do I get assistance with a Court Blocked Account?

You can schedule an appointment with a personal banker for document review by visiting your local Wells Fargo branch or contacting the Wells Fargo Phone Bank at 1-800-TO-WELLS (1-800-869-3557).

Outstanding Cashier's checks are subject to state or territorial unclaimed property laws.

If the cashier's check is lost, stolen, or destroyed, you may request a stop payment and reissuance. A stop payment and reissuance can only be completed within a branch location. As a condition of stop payment and reissuance, Wells Fargo Bank will impose a $31.00 stop payment fee and require an indemnity agreement. In addition, for cashier's checks over $1,000.00, the waiting period before the stop payment and reissuance of an outstanding cashier's check may be processed is 90 days (30 days in the state of Wisconsin and 91 days in the state of New York). The waiting period can be avoided with the purchase of an acceptable surety bond. This can be purchased through Wells Fargo's approved insurance carrier or through an insurance carrier of the customer's choice. The cost of a surety bond varies depending on the amount of the bond and the insurer used. Surety bonds are subject to the insurance carrier's underwriting requirements before issuance. If the surety bond is not provided, the waiting period applies.

The contents of a safe deposit box are not insured by the FDIC or by Wells Fargo Bank, N.A. To insure the contents of your box, purchase an appropriate policy from the insurance company of your choice.

See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.

Wells Fargo Bank, N.A. Member FDIC.

QSR-0323-05222

LRC-0622

Order Checks, Stop Payment on a Check, and Other Requests (2024)

FAQs

What is a stop payment order on a check? ›

If you made an error on a check or want to cancel a recurring payment, you can use a stop payment order. Stop payment orders are requests you make to your bank to stop payment on a check or automatic debit payment. A stop payment order prevents the payment from going through your bank account.

Who has the right to order that payment on a check be stopped? ›

A stop payment is a request for a bank to stop a check or recurring debit payment that's waiting to be processed. Stop payment requests can only be made by the account holder who sent the original payment, and must be made before the check or payment has been processed.

What happens if I deposit a check with a stop payment? ›

Generally, banks honor a stop payment request for a check drawn on your account. If you stop payment properly and the bank cashes the check, the bank may be liable for the cashed check.

What is the usual reason for a stop payment order the check has been? ›

A stop payment is a formal request made to a financial institution to cancel a check or payment that has not yet been processed. A stop payment order is issued by the account holder and can only be enacted if the check or payment has not already been processed by the recipient.

Can someone stop payment on a check after it clears? ›

Once you've decided to cancel a check, it's important to act fast, as you will not be able to stop payment on a check after it has been deposited or cashed.

How long does stop payment on a check take? ›

Some banks may require you to complete a stop payment request form to start the process. Contacting your bank by phone may require you to provide written notification within 14 days, or the stop payment may expire. Stop payment orders take effect as soon as the bank authorizes your request.

Can a stopped check be reversed? ›

Once a check is cleared, the payer can't reverse it and get their money back. However, if they can prove to the bank that the check was fraudulent or a case of identity theft, they can potentially get their money returned to their account.

What happens if someone cancels a check on you? ›

A canceled check is one that has been cleared by cashing or depositing it, rendering the check null and void for further transactions and cannot be re-used. A canceled check indicates that the clearing process has been complete, and so canceled checks can be used as proof of payment.

Can you cancel a stop payment? ›

Online banking

Choose the Account services tab, then Stop payments. Select Stop payment history towards the lower half of the page. Choose the transaction that has the stop payment request, then select Yes, cancel request. Confirm the details and select Cancel request once more.

What is the difference between a stop payment and a Cancelled check? ›

When you cancel a check, double-check your bank's policies. A stop payment order usually isn't permanent, meaning the check could be cashed eventually. A written stop payment order typically ends after six months, but it can be renewed for another six months.

What type of check Cannot be stopped? ›

Generally, a customer cannot order a stop payment on a cashier's check, and the bank must honor a cashier's check when it is presented for payment. This is because a cashier's check is drawn directly on the bank that issues the check, not on your account.

Can someone misuse my Cancelled cheque? ›

This makes it impossible for anyone to use the cheque for unauthorized financial transactions. However, cancelled cheques still contain sensitive information, such as bank account numbers, account holder's name, cheque number, MICR code, and IFSC code, that could potentially be stolen or misused through cybercrime.

How do you handle a stop payment? ›

To stop the next scheduled payment, give your bank the stop payment order at least three business days before the payment is scheduled. You can give the order in person, over the phone or in writing. To stop future payments, you might have to send your bank the stop payment order in writing.

Who can cancel the crossing on a check? ›

Although the payee cannot uncross checks, the payer can do so, by writing "Crossing Canceled" across the front of the check, but this activity is generally discouraged because it eliminates the protection the payer originally set in place.

Who can cancel a check? ›

  • If you lose a personal check or if you think it's been stolen, you need to ask your bank or credit union to cancel the check. ...
  • In general, you can stop payment on a check — known as a stop payment order — only if your bank hasn't paid it. ...
  • There are several details you'll need before you contact your bank:
Aug 10, 2021

Does a customer have a right to stop payment on a check that has been certified or accepted by a bank? ›

A customer has a right to stop payment on a check that has been certified or accepted by a bank. A bank may contractually shift to the customer the risk of forged checks created by the use of facsimile or other nonmanual signatures.

Can someone stop a cheque? ›

Stop payments

If a cheque is lost, stolen or has an error, you may want to request a stop payment to prevent the person or merchant from cashing it. Not all financial institutions provide a “stop payment” service. You usually have to pay a fee for this service.

What makes a check Cancelled? ›

A canceled check is a check that has been paid or cleared by the bank it was drawn on after it has been deposited or cashed. The check is "canceled" after it's been used or paid so that the check cannot be used again.

Who can cross and uncross a cheque? ›

The only action that is allowed is for the payee to deposit the cheque in an account with their own name. Therefore - the payee could uncross the cheque by lettering - crossing cancelled across the front side of the cheque.

What are the two rules of crossing of cheques? ›

General Crossing – cheque bears across its face an addition of two parallel transverse lines. Special Crossing – cheque bears across its face an addition of the banker's name. Restrictive Crossing – It directs the collecting banker that he needs to credit the amount of cheque only to the account of the payee.

Why would a bank reverse a check? ›

Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for information on the bank's policies regarding fraudulent checks.

Can you stop payment on an official check? ›

Generally, a customer cannot order a stop payment on a cashier's check, and the bank must honor a cashier's check when it is presented for payment. This is because a cashier's check is drawn directly on the bank that issues the check, not on your account.

Can someone cancel a check after writing it? ›

Generally speaking, stopping payment on a check is possible at any time prior to the check being cashed. Once the check has been cashed by its recipient, the person who wrote or authorized the check will not be able to make a stop payment with their bank.

What makes a check invalid? ›

The main reason banks refuse to cash checks is due to insufficient funds, but checks can be rejected for other reasons, too, including unreadable or invalid account and routing numbers, improper formatting, a missing or invalid signature, or the elapse of too much time since the printed date.

Can you put a stop on checks if they are stolen? ›

Once a check has been cashed, you cannot stop payment or cancel it. If you believe there's fraudulent activity related to the check, contact your financial institution as quickly as possible and possibly other authorities.

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