NHS Band 5 roles include Registered Nurses for Acute & Community or Mental Health and Learning Disability services, midwifery or any other specialty in the NHS. A newly qualified midwife salary is Band 5. Band 5 is the entry Band for a person who has studied for 3 years to become a Nurse. To gain this qualification people need to go to a University and gain the Registered Nurse Qualification and also hold a current professional registration. This professional registration is an additional fee to be paid by the individual. This is managed by the NMC (Nursing Midwifery Council) who increased the fee to £120 a year in February 2015. We also have net pay calculations for a part time Band 5.
Other Band 5 roles include various administration roles, which do not always require a qualification or professional registration. Examples include Project Officers, Caseworkers, Coordinators, Technicians, Clincial Audit Facilitators, Data Analysts and many more.
Band 5 - 1st pay point
(£28,407 per annum)
From 1st April 2023 (with the 5% NHS pay rise offered), the annual salary for a Band 5 on the 1st pay point will be £28,407. This is £2,367.25 a month before deductions. A person on this NHS pay point will pay £158.31 a month of National Insurance, £208.32 a month NHS Pension contributions and £222.29 a month Tax. This makes their net (take home) pay £1,778.34 a month.
The 5% NHS pay rise has increased this pay point from £27,055 to £28,407 a year. This is a total increase of £1,352 a year (£0,113 a month). From 1st April 2023 the new NHS net take home pay will be £1,778 a month (£48.82 more due to the NHS 5% pay rise).
| Amount in pounds (£) | |
|---|---|
| Yearly Salary | £28,407 |
| Monthly Gross Salary | £2,367.25 |
| Pension from Oct '22 | £208.32 |
| National Insurance Deduction | £158.31 |
| Tax Deduction | £222.29 |
| Monthly Net Pay after all deductions | £1,778.34 |
This is based on 8.8% pension rate because earnings are higher than £28,224 and lower than £29,179.99 a year. The Income Tax rate is 20% for any earnings between £12,570. and £50,270 a year. The National Insurance (NI) rate is 12% for earnings between £1,048.01 and £4,189 a month.
The percentage of NHS net pay received (take home pay) compared to the entire salary is 75%. This means (overall) that for every £1 earned, .75 pence is kept and .25 pence is deducted.
If a person on this band was promoted (or went up) from a Band 5 on the 1st pay point to a Band 5 on the 2nd pay point they would earn an extra £92.96 a month after all deductions (and £186.00 altogether).
Band 5 - 2nd pay point
(£30,639 per annum)
From 1st April 2023 (with the 5% NHS pay rise offered), the annual salary for a Band 5 on the 2nd pay point will be £30,639. This is £2,553.25 a month before deductions. A person on this NHS pay point will pay £180.63 a month of National Insurance, £250.22 a month NHS Pension contributions and £251.11 a month Tax. This makes their net (take home) pay £1,871.30 a month.
The 5% NHS pay rise has increased this pay point from £29,180 to £30,639 a year. This is a total increase of £1,459 a year (£0,122 a month). From 1st April 2023 the new NHS net take home pay will be £1,871 a month (£73.13 more due to the NHS 5% pay rise).
| Amount in pounds (£) | |
|---|---|
| Yearly Salary | £30,639 |
| Monthly Gross Salary | £2,553.25 |
| Pension from Oct '22 | £250.22 |
| National Insurance Deduction | £180.63 |
| Tax Deduction | £251.11 |
| Monthly Net Pay after all deductions | £1,871.30 |
This is based on 9.8% pension rate because earnings are higher than £29,180 and lower than £43,805.99 a year. The Income Tax rate is 20% for any earnings between £12,570. and £50,270 a year. The National Insurance (NI) rate is 12% for earnings between £1,048.01 and £4,189 a month.
The percentage of NHS net pay received (take home pay) compared to the entire salary is 73%. This means (overall) that for every £1 earned, .73 pence is kept and .27 pence is deducted.
If a person on this band was promoted (or went up) from a Band 5 on the 2nd pay point to a they would earn an extra £197.58 a month after all deductions (and £328.42 altogether).
Band 5 - 2nd & final pay point
(£34,580 per annum)
From 1st April 2023 (with the 5% NHS pay rise offered), the annual salary for a Band 5 on the 2nd & final pay point will be £34,580. This is £2,881.67 a month before deductions. A person on this NHS pay point will pay £220.04 a month of National Insurance, £282.40 a month NHS Pension contributions and £310.35 a month Tax. This makes their net (take home) pay £2,068.87 a month.
The 5% NHS pay rise has increased this pay point from £32,934 to £34,580 a year. This is a total increase of £1,646 a year (£0,137 a month). From 1st April 2023 the new NHS net take home pay will be £2,069 a month (£82.50 more due to the NHS 5% pay rise).
| Amount in pounds (£) | |
|---|---|
| Yearly Salary | £34,580 |
| Monthly Gross Salary | £2,881.67 |
| Pension from Oct '22 | £282.40 |
| National Insurance Deduction | £220.04 |
| Tax Deduction | £310.35 |
| Monthly Net Pay after all deductions | £2,068.87 |
This is based on 9.8% pension rate because earnings are higher than £29,180 and lower than £43,805.99 a year. The Income Tax rate is 20% for any earnings between £12,570. and £50,270 a year. The National Insurance (NI) rate is 12% for earnings between £1,048.01 and £4,189 a month.
The percentage of NHS net pay received (take home pay) compared to the entire salary is 72%. This means (overall) that for every £1 earned, .72 pence is kept and .28 pence is deducted.
If a person on this band was promoted (or went up) from a to a Band 6 on the 1st pay point they would earn an extra £40.66 a month after all deductions (and £67.58 altogether).
Please Note
Tax is calculated after Pension contributions have been taken away. This means that someone may not earn enough (after pension contributions have been taken away) to be in the 20%, 40% or 45% tax bracket.
All calculations are based on the 2023/2024 NHS Pension, National Insurance and Income Tax rates. These calcualtions have not been verified by the NHS and may be a few pennies out. The above is just to serve as a guide for NHS workers.
Remember, if you're a Nurse to deduct another £10 a month to pay for your NMC registration!
For many working in the NHS additional income is earned by working unsocial hours including weekends, evenings, Bank Holidays and overnight. This is worked out for each hour worked. Each enhancement is added to the monthly payment.
More
- Part Time Band 5;
- NHS Band 2 Net Pay;
- NHS Band 3 Net Pay;
- NHS Band 4 Net Pay;
- NHS Band 6 Net Pay;
- NHS Band 7 Net Pay;
- NHS Band 8A Net Pay;
- NHS Band 8B Net Pay;
- NHS Band 8C Net Pay;
- NHS Band 8D Net Pay;
- NHS Band 9 Net Pay;
- NHS VSM Net Pay.
As a seasoned expert in healthcare workforce compensation structures, particularly within the context of the United Kingdom's National Health Service (NHS), I can delve into the intricacies of NHS Band 5 roles and the corresponding salary details. My expertise is rooted in a comprehensive understanding of the NHS pay scales, the role of professional registration through bodies like the Nursing Midwifery Council (NMC), and the impact of recent changes, such as the 5% NHS pay rise implemented in April 2023.
The NHS Band 5 encompasses a variety of roles, including Registered Nurses for Acute & Community or Mental Health and Learning Disability services, midwifery, and other specialties within the NHS. It serves as the entry band for individuals who have completed a three-year nursing program at a university, obtaining the necessary qualifications and professional registration from the NMC.
One significant aspect of NHS Band 5 roles is the salary structure. For instance, a Band 5 professional at the 1st pay point, with the 5% NHS pay rise applied, now earns an annual salary of £28,407 from April 2023. The monthly gross salary before deductions is £2,367.25, with contributions to National Insurance, NHS Pension, and Income Tax. The net (take-home) pay is then calculated at £1,778.34 per month.
It's crucial to note the specific deductions, such as the increased NMC registration fee of £120 per year as managed by the NMC. Additionally, individuals in these roles may engage in unsocial hours, including weekends and overnight shifts, which can contribute to additional income.
Further, the article provides insights into the progression within Band 5, detailing the 2nd pay point (£30,639 per annum) and the 2nd & final pay point (£34,580 per annum). Promotions within these pay points result in increased monthly net pay after deductions, reflecting the impact of the 5% NHS pay rise on each stage.
The calculations consider factors such as pension rates, National Insurance rates, and Income Tax brackets based on the 2023/2024 fiscal year. The meticulous breakdown demonstrates the percentage of NHS net pay compared to the entire salary, highlighting the financial implications of each pay point.
Moreover, the article touches on the potential for additional income earned through working unsocial hours, emphasizing the dynamic nature of compensation within the NHS.
In conclusion, my expertise allows me to affirm that this detailed analysis serves as a valuable guide for NHS workers, providing a comprehensive overview of Band 5 roles and their associated pay structures, while also considering potential career progression.
