Mariia Chernetska
A high-touch Ukraine lawyer, Real estate agent, SEO specialist known for his extensive market knowledge and his unmatched devotion to clients, my success is based almost exclusively on positive referrals.
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What Is Fixed Income?Fixed income broadly refers to those types of investment security that pay investors fixed interest or dividend payments until their maturity date. At maturity, investors are repaid the principal amount they had invested. Government and corporate bonds are the most common types of fixed-income products.Unlike equities that may pay out no cash flows to investors, or variable-income securities, where payments can change based on some underlying measure—such as short-term interest rates—the payments of a fixed-income security are known in advance and remain fixed throughout.In addition to purchasing fixed-income securities directly, there are several fixed-income exchange-traded funds (ETFs) and mutual funds available to investors.Companies and governments issue debt securities to raise money to fund day-to-day operations and finance large projects. For investors, fixed-income instruments pay a set interest rate return in exchange for investors lending their money. At the maturity date, investors are repaid the original amount they had invested—known as the principal.For example, a company might issue a 5% bond with a $1,000 face or par value that matures in five years. The investor buys the bond for $1,000 and will not be paid back until the end of the five years. Over the course of the five years, the company pays interest payments—called coupon payments—based on a rate of 5% per year. As a result, the investor is paid $50 per year for five years. At the end of the five years, the investor is repaid the $1,000 invested initially on the maturity date. Investors may also find fixed-income investments that pay coupon payments monthly, quarterly, or semiannually.#investment #interestrates #finance #security #change #money #projects #investments #mutualfunds #payments
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Sharad Singh
Equity research | Valuation | Financial Modelling
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Unleash the power of fixed-income investments.... 😎 👍 Fixed income broadly refers to those types of investment securities that pay investors fixed interest or dividend payments until their maturity date. 👍 At maturity, investors are repaid the principal amount they invested. Government and corporate bonds are the most common types of fixed-income products.👍 Companies and governments issue debt securities to raise money to fund day-to-day operations and finance large projects. For investors, fixed-income instruments pay a set interest rate return in exchange for investors lending their money. 👍 At the maturity date, investors are repaid the original amount they had invested—known as the principal.If you Like my content please do like, comment, repost, and follow me for more such content#sharad #valuation #investmentbanking #research #finance #fixedincome #bonds
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Evli Fund Management Company Ltd
3,135 followers
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It’s time for bond investors to focus on corporate bonds – attractive long-term returns on offer evli.comThe time is ripe to invest in fixed income but is it worth placing your money in short or long maturity investments. What should be kept an eye on for the rest of the year as interest rates continue to move? Read the blog by Juhamatti Pukka: https://hubs.li/Q01Q-GR30
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See AlsoChip Explains: Fixed Income IndexesModels for Fixed Income Returns - CFA, FRM, and Actuarial Exams Study NotesOverview of Fixed-Income ToolsMariia Chernetska on LinkedIn: What Is Fixed Income? #broker #newyork #shots1 Comment
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Alima Ibrahim
CA Finalist
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Whether to invest in equity oriented mutual funds or debt oriented mutual funds? This decision is a complex one to make. The investor must look for the benefits and shortcomings of both, and should consider the risk that they are willing to take, and then must make a well informed and wise decision. The following points about investing in equity oriented mutual funds must also be taken into consideration-1) Significant tax advantage over most other investments can be claimed.2) Long term capital gains are tax-free up to ₹1 Lakh in a financial year and taxed at 10% thereafter.3) Short term capital gains are taxed at 15%.Even though there are numerous benefits of investing in equity oriented mutual funds, some investors might want to take less risk and would be willing to earn a little less but constant return on their investments, they must go for debt oriented mutual funds. The following are some points that might help them in coming to a decision-1) Short Term Capital Gains are when the investments were held for less than 3 years before selling them off.2) Long-Term Capital Gains are for tenures of 3 years or more. These are taxed at 20% after allowing for indexation, eventually reducing the tax payable.3) Stable returns on investment, usually higher than bank FDs. The investor must look wisely and consider all options available, and then come to a decision. #tax #investment #investing #mutualfunds
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Types of Fixed income securities to know..
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Yasir Khan, PFP
Financial Planner - Investment Specialist
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Understanding the bond market rbcgam.comFixed income investing can offer a number of benefits. It can provide a predictable source of income, help to preserve capital and offer attractive diversification benefits. Learn more about the segments of the bond market:
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Gary Couto, CFP, CIM, RRC
Senior Financial Planner at RBC
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Understanding the bond market rbcgam.comFixed income investing can offer a number of benefits. It can provide a predictable source of income, help to preserve capital and offer attractive diversification benefits. Learn more about the segments of the bond market:
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Investopedia
80,238 followers
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Fixed Income investopedia.comFixed income refers to assets and securities that bear fixed cash flows for investors, such as fixed rate interest or dividends. We created a guide to help you better understand the term. https://lnkd.in/dUpeN2e
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Frédérique Onguene Pl.Fin.
Planificatrice Financière, Banque Royale du Canada et Fonds d'investissem*nt Royal Inc.
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Understanding the bond market rbcgam.comFixed income investing can offer a number of benefits. It can provide a predictable source of income, help to preserve capital and offer attractive diversification benefits. Learn more about the segments of the bond market:
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Understanding the bond market rbcgam.comFixed income investing can offer a number of benefits. It can provide a predictable source of income, help to preserve capital and offer attractive diversification benefits. Learn more about the segments of the bond market:
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Manthan Investment
Financial stratagiest at Manthan Investment Empowering individuals and families to achieves financial goals Building financial well-being with mutual funds, insurance and personalized advice
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Taxation on mutual fundIn light of amendments to the Finance Act, 2023, capital gains from mutual fund investments, with a domestic equity allocation below 35 percent, are taxed as per the investor's slab rate. Consequently, debt mutual fund investments made after April 1, 2023, are not eligible for benefits associated with long-term capital gains (LTCG) and indexation.
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