Loan Against Shares
Leverage your investments in shares for loans to meet unforeseen expenses!!
Avail of loans up to Rs.20.00 lacs against your shares to enable you to meet contingencies, personal needs or even for subscribing to rights or new issue of shares.
Features
- For meeting contingencies and needs of personal nature. Loan will be permitted for subscribing to rights or new issue of shares against the security of existing shares. Loan will not be sanctioned for (i) speculative purposes (ii) inter-corporate investments or (iii) acquiring controlling interest in company / companies.
- Minimum Loan Amount: Rs 50,000/-
- Maximum Loan: Rs 20.00 lacs
- (Loans against shares not to exceed Rs 10 lacs if the purpose is for subscribing to IPOs.)
- Nature of Loan is Overdraft.
- You will need to provide a margin amount of 50% of the prevailing market prices of the shares being offered as security.
- Pledge of the demat shares against which loan is sanctioned.
- Processing Fee OD: 0.75% of the loan amount + applicable GST subject to minimum of Rs.1000 (Non Refundable)
- Rs 1000 + applicable Service Tax (Applicable only for Overdraft A/c)
- Please refer the interest rate page
Eligibility
- This facility is available to our existing individual customers enjoying a past satisfactory relationship with SBI and maintaining their DEMAT Account with SBI Cap Sec. It is offered as an Overdraft only. Loan can only be availed in single name. NRIs are currently not eligible for this loan.
Repayment
- Overdraft: 30 months
Last Updated On : Monday, 23-01-2023
Interest Rates
Start From
11.15% p.a.*
*T&C Apply.
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2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
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Starts From 8.75%*
SBI Gold Loan
*T & C Apply
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2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
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8.15% p.a.*
*T&C Apply.
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8.85% p.a.
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7.00%
2 years to less than 3year
6.50%
5 years and up to 10years
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Quick Links
- Doorstep Banking Services
- FAQ's
- Interest Rates
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Most Important Terms Conditions
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Criteria
- Features
- Eligibility
- Terms and Conditions
Interest Rates
Start From
11.15% p.a.*
*T&C Apply.
View All
SEE PRODUCTS APPLY NOW
2.70% p.a.
less than Rs.10 Cr. w.e.f 15.10.22
3.00% p.a.
Rs.10 Cr. and above w.e.f 15.10.22
View All
SEE PRODUCTS APPLY NOW
Starts From 8.75%*
SBI Gold Loan
*T & C Apply
View All
SEE PRODUCTS APPLY NOW
2.70% p.a.
Balance below Rs. 10 crs
3.00% p.a.
Balance Rs. 10 crores and above
View All
SEE PRODUCTS APPLY NOW
8.15% p.a.*
*T&C Apply.
View All
SEE PRODUCTS APPLY NOW
8.85% p.a.
View All
SEE PRODUCTS APPLY NOW
7.00%
2 years to less than 3year
6.50%
5 years and up to 10years
View All
SEE PRODUCTS APPLY NOW
Quick Links
- Doorstep Banking Services
- FAQ's
- Interest Rates
- Unauthorized Digital Transaction Reporting
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