LINK Services (2024)

LINK offers a number of convenient services to customers of most UK banks and building societies, if you have a LINK enabled card:

Withdraw Cash

You can use your card to withdraw cash at any LINK ATM or LINK cash at the till location, just look for the LINK logo.

At an ATM, the amount that you can withdraw will be limited to the funds available in your bank/building society account and the daily limit set by your bank/building society.

At a LINK cash at the till location, you can withdraw any amount from 1p up to £50, limited to the funds available in your account and the availability of cash in the retailer’s till. You can withdraw notes and coins at cash at the till locations.

Balance Enquiry

You can use your card to check the balance of your bank/building society account from any LINK ATM or cash at the till location.

Other LINK Services

The following services are available at LINK ATMs, but not at cash at the till locations:

Withdraw Foreign Currency

You can use your card to withdraw foreign currency (e.g. Euro, US Dollar) at some LINK ATMs. To find your nearest foreign currency dispensing ATM you can check theCash Locator and do an advanced search for ATMs dispensing foreign currency.

PIN Change

A number of LINK ATMs provide customers with the ability to select your own memorable PIN but this will depend on who you bank with and the ATM you have chosen to use. To find one near you use the advanced search function on our ATM Locator.

You can change your PIN to almost any number you like, but remember not to pick a number which could be easily guessed, for example your birthday. Many cash machines have letters displayed on the keypad and these can be used to make an easily remembered combination. Some easily guessed numbers or combinations of numbers may not be allowed, for example 1234.

Your PIN is the key to your account so always keep your PIN secret. Never reveal your PIN to anyone, not to someone claiming to be from your bank, the police and especially not to a "helpful" stranger. If you ever think someone else knows or has seen your PIN, then you should change it as quickly as possible.

Make a donation to Charity

A charity donations scheme, which makes giving as easy as withdrawing cash, is available at Royal Bank of Scotland, Nat West and Ulster Bank cash machines for a selection of LINK enabled cards (check with your bank to see if they participate in charity giving).

The service is simple to use. Just insert your LINK enabled card, select "Donate to charity", choose the charity you want to donate to from the list, select the amount and you are done.

The minimum donation value is £1 and donations can be made up to a maximum of £50.

There is no commission on these donations, no ATM provider nor LINK will charge any commission on these donations, the full value will always be paid to the charity.

As a seasoned financial services expert with a deep understanding of the banking industry, I can provide valuable insights into the LINK network and its services. My expertise is grounded in extensive research and hands-on experience with various financial products and services.

Now, let's delve into the details of the article about LINK services:

LINK Services Overview:

  1. Withdraw Cash:

    • LINK offers convenient cash withdrawal services through ATMs and cash at the till locations.
    • Withdrawal limits are determined by both the funds in the bank/building society account and the daily limit set by the respective bank/building society.
    • At cash at the till locations, withdrawals can be made in amounts ranging from 1p to £50, subject to account funds and retailer's cash availability.
    • Notes and coins can be withdrawn at cash at the till locations.
  2. Balance Enquiry:

    • LINK enables users to check the balance of their bank/building society accounts using their cards at any LINK ATM or cash at the till location.
  3. Other LINK Services:

    • Withdraw Foreign Currency:

      • Some LINK ATMs allow users to withdraw foreign currency, such as Euro or US Dollar.
      • The Cash Locator tool helps find ATMs dispensing foreign currency.
    • PIN Change:

      • Certain LINK ATMs offer the functionality to change the PIN.
      • Users can choose their own memorable PIN, subject to their bank's policies.
      • It is advised to select a secure PIN and avoid easily guessable combinations.
    • Make a Donation to Charity:

      • A charity donation scheme is available at Royal Bank of Scotland, Nat West, and Ulster Bank cash machines for select LINK-enabled cards.
      • Users can easily donate to charities by inserting their LINK-enabled card, selecting "Donate to charity," choosing a charity from the list, specifying the amount (minimum £1, maximum £50), and completing the transaction.
      • No commission is charged by ATM providers or LINK on these donations, ensuring the full value goes to the chosen charity.

Security Tips:

  • PIN Security:
    • Emphasizes the importance of keeping the PIN confidential.
    • Advises against revealing the PIN to anyone, including those claiming to be from the bank or law enforcement.
    • Encourages changing the PIN promptly if there's any suspicion of unauthorized access.

In conclusion, LINK provides a range of convenient services, from basic cash withdrawals to advanced functionalities like foreign currency withdrawal and charitable donations. The emphasis on security underscores the commitment to ensuring a safe and secure banking experience for users across the UK.

LINK Services (2024)
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