Get The World's First Dual-Mode Crypto Card • Nexo (2024)

Credit Line Starting from 0%Interest

Credit Mode offers you rates starting from 0% and never exceeding 15.9% p.a. You can also repay at any time, unlike traditional credit cards that require you to deposit funds every month.

• Nexo Card from 0%p.a.¹

• Traditional Credit Card from 17.9%p.a.

• Traditional Credit Card up to 34.9%p.a.

One Account for Everything

The days of managing separate accounts are behind you. Now you can spend and earn without sacrificing either, as you would with traditional debit cards.

• Nexo

  a single all-in-one account

• Traditional Financial Institutions

  2 accounts to spend and earn.

No Minimum Repayments & No Fees

Yes, you read that right. We don't require you to make any minimum monthly repayments on your Nexo Card! There are also no monthly, annual, or inactivity fees to worry about.

Go Virtual & SpendImmediately

Don’t want to wait for your physical card to arrive? Simply activate your virtual Nexo Card with a single tap and start spending with your phone instantly.

Travel & Earn

Love to Travel? OfCourse, You Do!

Pay like a local and earn rewards with the ultimate travel crypto card.

• 100M+

  Merchants

  Accepted by over 100 million merchants across the globe.

• €10,000

  No FX fees

  Save on foreign transaction fees for up to €10,000 per month.

• 5 Free

  ATM withdrawals

  Get up to 5 free ATM withdrawals every month.

• €10,000

  ATM limit

  A generous monthly ATM withdrawal limit of up to €10,000.

Security

Spend with Peace of Mind

Manage your Nexo Card in real time with just a few taps.

• 

  Freeze your card if you lose it.

• 

  Change your PIN at any time.

• 

  Track transactions with instant notifications.

Learn more about Nexo's approach to security

How To Get Your Card

Issuing your Nexo Card only takes a couple of seconds and is free of charge.

Learn More

FAQs

Have questions? Here are the answers.
Visit our Help Center for more.

• How does the Nexo Card work?

  The Nexo Card is a crypto card that can be used as credit and debit. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.

  Credit Mode:

  А natural extension of our Instant Crypto Credit Lines, Credit Mode allows you to make purchases without having to sell your valuable crypto. Put simply, you’ll be using the crypto in your account as security for repayment (i.e. collateral), and we give you fiat you can spend at borrowing rates starting at 0%.

  Credit Mode can help you retain the upside potential of your crypto but also use its value in everyday life.

  Debit Mode:

  An easy and rewarding way to spend your cryptocurrencies and EUR, GBP, and USD stablecoins. The only thing you need to do is top up funds and you’re ready to spend them while earning daily compound interest. Before you shop, you can change the order in which you want to spend your assets with a simple drag and drop. Alternatively, you can tap on your chosen asset to move it to the top of the priority list. This prioritization allows you to automatically use the currency with the second highest priority when a bigger purchase depletes your primary one.

  Debit Mode can help you grow your savings while having them available to spend at any time.

• How much cashback will I get?

  The type of benefit depends on the selected card mode.

  Credit Mode:

  You’ll start receiving cashback on every purchase, paid out in NEXO Tokens or Bitcoin, with the option to change your reward currency at any time and as often as you like. The more NEXO Tokens you have in your account, the more cashback you will receive when using your Nexo Card. Each Loyalty Tier has its own crypto rewards rate – here is the breakdown:

  • Platinum: 2% in NEXO Tokens or 0.5% in BTC

  • Gold: 1% in NEXO Tokens or 0.3% in BTC

  • Silver: 0.7% in NEXO Tokens or 0.2% in BTC

  • Base: 0.5% in NEXO Tokens or 0.1% in BTC

  Debit Mode:
  You’ll start earning daily compound interest on your balance, which is also available to spend. Just like Credit Mode, the rate depends on your Loyalty Tier and changes if you’ve enabled the option to earn in NEXO Tokens. Here is the maximum you can earn:

  • Platinum: 14% in NEXO Tokens or 12% in-kind

  • Gold: 12% in NEXO Tokens or 11% in-kind

  • Silver: 10.50% in NEXO Tokens or 10.25% in-kind

  • Base: 10% in NEXO Tokens or in-kind

• Is the Nexo Card free?

  The Nexo Card is completely free of charge. It can be activated, once you have added at least $50 to your Nexo account, and that balance can be spent instantly.

  There’s also free shipping for the physical Nexo Card. To order a physical card, you need a portfolio balance of at least $500 and a Gold Loyalty Tier.

• Who can order a Nexo Card?

  Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you also need to verify your identity.

• How to activate my crypto card?

  Activating your virtual Nexo Card is almost instantaneous:

  1. Open the Nexo app and tap on the 'Card' section.

  2. Tap on the 'Activate Nexo Card' button to issue your virtual card.

  3. Add the card to Apple Pay or Google Pay.

  4. You're now ready to make your first transaction!

  For more detailed instructions, visit our Help Center.

  To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or NEXO.

  If you’d like, you can also order a physical Nexo Card:

  1. Open the Nexo app and go to the ‘Card’ tab.

  2. Swipe left and tap on the ‘Order Nexo Card’ button.

  3. Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.

  4. Once you receive your card, activate it by opening the Nexo app, entering your 16-digit card number, and selecting a PIN.

• How many free ATM withdrawals am I allowed per month?

  Depending on your Loyalty Tier, you can enjoy up to 5 free withdrawals:

  • Silver: 1 free withdrawal

  • Gold: 2 free withdrawals

  • Platinum: 5 free withdrawals

  Once you run out of free withdrawals, you’ll be charged only 1.99 EUR/GBP per additional withdrawal until your monthly limit resets again. Keep in mind that there are monthly and daily withdrawal limits on your Nexo Card. The ATM withdrawal limits for the physical card are as follows:

  • Monthly: up to €10,000 / £9,000

  • Daily: up to €2,000 / £1,800

  Per single withdrawal: up to €600 / £540

• Are there any foreign transaction fees?

  Depending on your Loyalty Tier, you can enjoy up to €10,000 in free foreign transactions:

  • Basic: No FX fees for up to €1,000 / £900 per month

  • Silver: No FX fees for up to €2,000 / £1,800 per month

  • Gold: No FX fees for up to €5,000 / £4,500 per month

  • Platinum: No FX fees for up to €10,000 / £9,000 per month

  Once you reach your currency exchange limit, you’ll be charged a modest 0.5% fee on foreign transactions until your monthly limit resets again. Keep in mind that there are monthly and daily transaction limits on your Nexo Card.

  • Monthly: up to €60,000 / £54,000

  • Daily: up to €10,000 / £9,000

  Per single transaction: up to €10,000 / £9,000

Earn Crypto on Every Purchase

Order your card today and get instant worldwide access to your digital assets.