GCash USA to Philippines (2024)

GCash is a powerful mobile app in the Philippines that allows you to make bank transfers, pay bills with QR codes, take out loans, and top up airtime on your mobile phone. Since it is one of the most convenient mobile wallets in the Philippines, receiving money means making the most of GCash's products and services.

Fortunately for you, market-leading and trusted services like WorldRemit, Remitly, Wise, Western Union, and others enable you to send Philippine pesos to GCash from the USA easily, quickly, and affordably! Find the cheapest and fastest service using Monito's live comparison tool below. 👇

Key Facts: USA to GCash in the Philippines

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Is GCash Available in the US?

As of October 2023, GCash is available in the USA thanks to GCash Overseas. However, the only way you can use GCash in the US is if you hold a valid Filipino passport.

Still, using GCash in the USA is just like using GCash in the Philippines, meaning the app is based in Philippine pesos and cannot support US dollar deposits. This means GCash can't be used directly to send a remittance from the USA to the Philippines. Therefore, as mentioned above, the only way to send money from the US to the Philippines via GCash is to use a trusted third-party transfer provider like WorldRemit or Remitly, which we'll explore further later in this article.

How to Use GCash in the USA

Using GCash Overseas to access GCash's savvy online services in the US is very simple. All you'll need to do is complete the following steps:

You can learn more about GCash overseas here.

Can I Convert Dollars to Pesos in GCash?

No, you can't convert US dollars to pesos in GCash yet since GCash doesn't support USD-PHP conversions at all. As we saw above, the app is denominated in Philippine pesos and isn't yet able to support US dollar deposits. Fortunately, there are quick, easy, and super-affordable solutions! We delve into them below:

Online Transfer Apps

The best way to send money to GCash from the USA is through a digital money transfer platform. GCash has partnered with several online platforms in the United States, including WorldRemit, Remitly, Panda Remit, Skrill, Wise, and Wirebarely.

According to Monito's comparison data, WorldRemit is the single best option for anyone in the United States trying to send money to GCash in the Philippines. Remitly is a second option, but it's not always quite as cheap as WorldRemit. Skrill is the third-best option.

How to GCash via an Online Transfer App

To start sending money to GCash in the Philippines from the US via a third-party money transfer specialist's app or platform, you must do the following:

1. Sign up on one of these platforms (the process is quick, easy & free),
2. Choose GCash as your delivery method,
3. Enter the recipient's GCash-registered name and account number,
4. Confirm your transfer,
5. Your recipient in the Philippines gets pesos on their GCash account.

Let's go through each option in more detail below:

Best Option: WorldRemit

WorldRemit is a UK-based remittance platform that's usually the fastest and cheapest way to send money to the Philippines. It supports transfers from the USA to the Philippines (and many other countries worldwide, including the UK, EU, and Australia).

Monito Score 2023

• Trust & Credibility

  8.3

• Service & Quality

  7.7

  See Also

  OFW Savings Account - Philippine National BankMaya Account Limit | Maya.phIs Kabayan Remit safe and secure? - Send money todayBest way to transfer money from the USA to the Philippines
• Fees & Exchange Rates

  7.0

• Customer Satisfaction

  9.0

Go to WorldRemit ❯

• Avg. cost from US to Philippines: Approx. 1%
• Transfer time:In minutes
• GCash limits:Varies by bank; on average ₱300,000 per transfer
• More info:See our fullWorldRemit revieworvisit their website.
• Tutorial video:

Go to WorldRemit now

2nd-Best Option: Remitly

Remitlyis a US-based remittance platform that's one of the fastest and cheapest ways to send money to the Philippines. It supports transfers from the USA to the Philippines (and many other countries worldwide, including the UK, EU, and Canada).

Monito Score 2023

• Trust & Credibility

  7.8

• Service & Quality

  9.3

• Fees & Exchange Rates

  9.7

• Customer Satisfaction

  9.4

Go to Remitly ❯

• Avg. cost from US to Philippines: Around 1.5%
• Transfer time:In minutes
• GCash limits:USD 2,999 within 24 hours, USD 10,000 within 30 days, and USD 18,000 within 180 days
• More info:See our fullRemitly revieworvisit their website.
• Tutorial video:

Try Remitly now

3rd-Best Option: Skrill

Skrill is a UK-based money transfer service that offers good rates, especially to and from Europe, South Africa, and Morocco. Skrill has expanded to operate in more than 120 countries with the digital wallet offered in 40 different currencies.

Monito Score 2023

• Trust & Credibility

  8.8

• Service & Quality

  8.7

• Fees & Exchange Rates

  7.0

• Customer Satisfaction

  8.5

Go to Skrill ❯

• Avg. cost from US to Philippines: 1.3%
• Transfer speed: Up to 1 business day
• GCash limits: $999.99 (unless you verify your ID)
• More info: See our full Skrill review or visit the website.

Legacy Platforms

In addition to the savvy online options discussed above, a traditional player like Western Union or MoneyGram is another good alternative to send money to GCash from the US. Both Western Union and MoneyGram are verified partners with GCash.

Although legacy platforms are usually more expensive than online platforms, they offer decent exchange rates. The size of the fees charged will largely depend on how much money you are transferring, which is why we recommend you compare money transfer providers before every new transfer to the Philippines.

Let's go over the leading platforms in this category:

4th-Best Option: Western Union

Western Union is the largest and oldest money transfer operator globally, offering money transfers from the USA to GCash in the Philippines from dozens of countries across the globe.

Monito Score 2023

• Trust & Credibility

  8.0

• Service & Quality

  8.5

• Fees & Exchange Rates

  7.7

• Customer Satisfaction

  9.0

Go to Western Union

• Avg. cost from US to Philippines: Approx. 2-3%
• Transfer speed: 1-2 business days
• GCash limits: $1,500 per day
• More info: See our full Western Union review.

5th-Best Option: MoneyGram

After Western Union, MoneyGram is the second-largest money transfer operator in the world and also offers money transfers from the USA to the Philippines.

Monito Score 2023

• Trust & Credibility

  7.6

• Service & Quality

  7.3

• Fees & Exchange Rates

  7.8

• Customer Satisfaction

  9.4

Go to MoneyGram

• Avg. cost from US to Philippines: Approx. 1-2% + $5 fee
• Transfer speed: 1-2 business days
• GCash limits: $10,000 every 30 days
• More info: See our full MoneyGram review.

Worst Option: Banks

If you live in the United States and have a bank account, you can sometimes send money back to the Philippines and convert your US dollars into pesos. This is generally not advisable if you want to save money, as costs can quickly add up to over 5% of the total transaction amount. You can learn more about the high costs of using your bank to send money abroad in our dedicated explainer.

Instead of banks, we recommend choosing a provider on this list like Remitly or comparing money transfer providers in real-time below to find the best deal for your specific transfer 👇

Recap: Best Ways to Send GCash From the USA to the Philippines

To conclude, let's recap the main recommendations we explored for sending GCash to the Philippines from the US:

• Remitly: Hands down the best method. It's cheap, fast, and secure!
• Skrill: A solid alternative, but not often cheaper than Remitly.
• Western Union: A legacy provider. Trustworthy but rather pricey.
• Banks: Seldom support transfers to GCash, but pricey when available.

Compare providers via Monito

FAQ About Sending GCash From the USA to the Philippines

• Can I send money to GCash from the USA?

  Yes, you can send money from the USA to the Philippines with GCash. On average, the best money transfer provider for this corridor is Remitly.

• How do I send GCash from the USA to the Philippines?

  Follow these steps:

  1. Sign up on one of these platforms (the process usually is quick, easy, and free);
  2. Choose GCash as your delivery method;
  3. Enter the recipient's GCash-registered name and account number;
  4. Confirm your transfer
  5. Your recipient in the Philippines will get pesos on their GCash account.
• Can I use GCash in the USA?

  Yes, you can use GCash overseas as long as you are a Filipino national and have a Filipino phone number.

• How do I send money with Western Union to GCash?

  1. Go to a Western Union Remittance branch;
  2. Fill out the form to send money;
  3. Pay for the remittance;
  4. Log in to the GCash App;
  5. Select ‘Cash-In’. Then, select ‘Western Union’;
  6. Enter the amount to cash in, 10-digit MTCN, and country of birth.
• How do I send money with Remitly to GCash?

  1. Log in to Remitly;
  2. Enter the amount to send;
  3. Select Mobile Money as the delivery method;
  4. Choose GCash as delivery location;
  5. Enter the recipient's account information;
  6. Enter the sender's details;
  7. Input the payment details;
  8. Confirm the details and send transfer.

References

1. GCash. How do I receive remittance through GCash? Accessed 23 November 2022.
2. Remitly. How Remitly works with GCash. Accessed 21 March 2023.
3. Remitly. US Dollar to Philippine Peso. Accessed 21 March 2023.
4. GCash. How do I send remittance to GCash via Skrill?. Accessed 21 March 2023.
5. Western Union. Send money to the Philippines. Accessed 21 March 2023.
6. MoneyGram. Send Money to The Philippines. Accessed 21 March 2023.

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