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Top Providers For transfers from the USA to the Philippines
Based on 18,956 comparisons made by Monito users in the past 3 months.
Compare live resultsBest for Transfers to a Bank Account
- Remitly Monito Score 9.1
Cheapest
Go to Remitly Cheapestin 75% of all comparisons
- Wise Monito Score 9.5
Top rated
Go to Wise Top ratedin 100% of all comparisons
- Panda Remit Monito Score 8.7
Fastest
Go to Panda Remit Fastestin 77% of all comparisons
Best of 10 providers. Compare all
Best for Transfers to Cash Pickup
- Remitly Monito Score 9.1
Top provider
Go to Remitly Cheapestin 80% of all comparisons
Top ratedin 99% of all comparisons
Fastestin 80% of all comparisons
- Cheapest
in 80% of all comparisons
Top ratedin 99% of all comparisons
Fastestin 80% of all comparisons
Best of 5 providers. Compare all
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1 USD = PHP Mid-market exchange rate
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Advertiser disclosure
Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to the Philippines:
Best Ways to Send Money from the USA to the Philippines
- The best rated: Wise (9.5/10)
- The cheapest: Remitly and WorldRemit
- The fastest: Remitly
- Best cash pickup network in the Philippines: WorldRemit
- The fastest (transfer to a bank account): Panda Remit
About Money Transfers from the USA to the Philippines
Monito compares 11 providers offering international money transfer services from the USA to the Philippines. The total cost of the cheapest available option at any given point in the past month was -0.8% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 5.5%.
| 💸 Number of providers | 11 |
|---|---|
| 🏆 Most often cheapest provider | Remitly |
| 💰 Average Lowest Total Cost | -0.8% |
| 💰 Highest Total Cost | 5.5% |
| 👍 Recommended Providers | Paysend, Remitly, Wise, CurrencyFair, Panda Remit, Instarem, Revolut, XE Money Transfer, Xoom, WorldRemit, OFX |
| ⚡ ️Fastest Transfer Time | In minutes |
| 💳 Pay-in Options | Bank transfer, Debit card, Credit card, Direct bank payment |
| 💵 Pay-out Options | Bank account, Cash pickup, Cash delivery, Card, Mobile wallet, payout.BILL, Bank account (via international transfer), Airtime top-up |
| 💸 Most transferred amount | 100 USD |
FAQ About Money Transfers From the US to the Philippines
💸 What's the best way to transfer money from the US to the Philippines?
There are plenty of options when it comes to money transfers from the US to the Philippines. The best way to send money depends on the amount you send, the delivery method, and the transfer speed. Sounds too complicated?
Compare your options on Monito to find the best money transfer from the US to the Philippines with just a few clicks.
What's the cheapest way to send money from the US to the Philippines?
A good rule of thumb 👍🏻: never use your bank to send money from the US to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges.
Check out your options on Monito and find money operators that are less expensive than banks.
Is it possible to send money online from the US to a cash pick-up location in the Philippines?
Yes, a beneficiary can pick up a money transfer in cash in the Philippines. It's a quick and hassle-free option, especially when a recipient doesn't have a bank account.
With WorldRemit you can get access to funds from any branch of:
- LBC (LBC Express, Metrobank, Palawan Express, PS Bank)
- M Lhuillier: more than 2,500 locations all over the country (150 offices operate 24/7)
- Cebuana Lhuillier (also known as Cebuana): the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces
- Palawan Pawnshop: leading pawn shops with more than 2,500 offices located in all major Philippine cities
- Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and other cities across the Philippines
- True Money Philippines: more than 6,600 branches in all major cities in the Philippines
- BDO - any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan.
🏦 How to send money from the US to bank account in the Philippines at the best rate?
Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money. With Monito ,you can find money transfer operators which offer cheaper and faster transfers from the United States to the Philippines.
Here's how to send money from the US to the Philippines with a money transfer specialist:
- Compare & find the cheapest money transfer provider on Monito
- Open an account online or log in (if you have an account)
- Set-up your transfer and provide the beneficiary's bank detailsin the Philippines
- Fund your transfer by wire transfer, debit or credit card
- Click "send" - your money is on its way from the US to the Philippines 💸
Best Rated Providers to Send Money from the USA to the Philippines
9.5
Monito Score 2023
- Customer Satisfaction 9.5
Go to Wise
9.1
Monito Score 2023
- Customer Satisfaction 9.4
Read the full review
9.0
Monito Score 2023
- Customer Satisfaction 9.4
Read the full review
8.8
Monito Score 2023
- Customer Satisfaction 8.5
Read the full review
8.7
Monito Score 2023
- Customer Satisfaction 6.8
Read the full review
8.5
Monito Score 2023
- Customer Satisfaction 7.8
Read the full review
8.5
Monito Score 2023
- Customer Satisfaction 8.6
Read the full review
8.4
Monito Score 2023
- Customer Satisfaction 8.2
Read the full review
8.1
Monito Score 2023
- Customer Satisfaction 8.4
Read the full review
8.0
Monito Score 2023
- Customer Satisfaction 9.0
Read the full review
6.6
Monito Score 2023
- Customer Satisfaction 7.8
Read the full review
See Monito's In-Depth Money Transfer Guides
Everyone wins, except expensive solutions
With our model, the only losers are the expensive banks or providers you’ll stop using!
To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.
We include as many providers as possible in our comparison and have partnerships with almostall major and innovative providers.
We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.
You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.
Questions you may have
How can I use Monito to find the best option to send money to the Philippines?
Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the Philippines, do I really need to compare other options?
Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?
Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?
Monito is not a money transfer company. We’re here to help you find the best way to send money to the Philippines.
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.
Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
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Monito is Trusted by 15+ Millions Users across the globe.
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Mid-market exchange rate
To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source fromXE.
