- Ways to fund
- Transfer money
- Wire transfer
- Transfer an account
- Deposit a check
Four easy ways to fund
Transfer money
Up to three business days1
Transfer Money is a free service that allows you to move money between your accounts and from outside financial institutions.
Transfer now
Learn more
Wire transfer
Same business day
A wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions.
Wire funds
Learn more
Transfer an account
10+ business days
Transferring an account simply means moving all of your assets (cash and securities) from an outside financial institution to E*TRADE or Morgan Stanley Private Bank.
Transfer now
Learn more
Deposit a check
Up to five business days
Choose from two convenient ways to deposit checks into your account: by mobile check deposit2 using our E*TRADE Mobile app or by mail.
Learn more
Already initiated funding? Learn how soon you can use your funds
Transfer Money is a free online service that allows you to move money between your E*TRADE and/or Morgan Stanley Private Bank accounts and from outside financial institutions. It's easy, convenient, and 100 percent protected by our exclusive E*TRADE Complete Protection Guarantee.
Transfer Money
Transfer Now
(Logon required)
Check the status of your request in Transfer activity. You'll also receive updates online via alerts.
Funds AvailabilityDeposit type Funds available From external account to E*TRADE or Morgan Stanley Private Bank Third business day after the Transfer Money request is entered if submitted before 4 p.m. ET From external account to E*TRADE Brokerage Third business day after the Transfer Money request is entered if submitted before 4 p.m. ET
Based on cleared equity in your E*TRADE Brokerage account, some or all of the funds may be available forinvestmentimmediately.From E*TRADE or Morgan Stanley Private Bank to E*TRADE Brokerage Immediately From E*TRADE Brokerage to E*TRADE or Morgan Stanley Private Bank Immediately From E*TRADE or Morgan Stanley Private Bank to E*TRADE or Morgan Stanley Private Bank Immediately From E*TRADE Brokerage to E*TRADE Brokerage Immediately From E*TRADE Brokerage or Morgan Stanley Private Bank to an E*TRADE IRA Immediately From E*TRADE or Morgan Stanley Private Bank to an External Account Contact the external institution you are transferring funds to.
Wire transfer is an electronic transfer of money between accounts, including accounts at different financial institutions. Wire transfers are fast and highly secure.
Wire transfer
Wire money to your E*TRADE brokerage account:
The receiving institution information: E*TRADE from Morgan Stanley Your information:
PO Box 484
Jersey City, NJ 07303-0484
ABA Routing Number: 056073573
Wire money to your Morgan Stanley Private Bank account:
The receiving institution information: Morgan Stanley Private Bank Your information:
PO Box 484
Jersey City, NJ 07303-0484
ABA Routing Number: 256072691
If your financial institution is located outside of the United States
The receiving institution information: Wells Fargo Bank, N.A. SWIFT Code: WFBIUS6S Your information:
420 Montgomery Street
San Francisco, CA 94104
For the benefit of: E*TRADE from Morgan Stanley
ABA Routing Number: 056073573
Same business day if received before 6 p.m. ET Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.
Funds availability
Transferring an account simply means moving all of your cash or securities from an outside financial institution to E*TRADE from Morgan Stanley. Consolidating assets will simplify your life and make managing your finances much easier with the value, tools, and guidance E*TRADE provides. NOTE: This option is only available for funding brokerage accounts.
Transfer an account
Log on and use our easy Transfer an Account feature for the quickest delivery. It will guide you step-by-step through the process. You'll want to have the following information from your monthly statement handy: If you prefer, or if you are changing the account registration, you can complete our paper Account Transfer Form and mail it to the address provided. Transfer now
(Logon required)
Funds availability
Electronically Via mail 10+ business days 3—6 weeksIf transfer request submitted: Assets typically delivered:
Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.
Choose from two convenient ways to deposit checks into your Morgan Stanley Private Bank or E*TRADE from Morgan Stanley brokerage account.
Deposit a check
Download E*TRADE MobileMobile check deposit
Use the E*TRADE Mobile app to securely deposit checks directly into your account.2
Mail a check
For checks made payable to E*TRADE or Morgan Stanley Private Bank:
For checks made payable to you:
Note: The payee name must match the account owner name on the account in order for the deposit to be processed
Mail your brokerage deposits to: Regular US mail Overnight mail
E*TRADE from Morgan Stanley
PO Box 484
Jersey City, NJ 07303-0484
E*TRADE from Morgan Stanley
Harborside 2
200 Hudson Street, Suite 501
Jersey City, NJ 07311-1113
Mail your bank deposits to: Regular US mail Overnight mail
Morgan Stanley Private Bank
Attention: Deposit Operations
PO Box 484
Jersey City, NJ 07303-0484
Morgan Stanley Private Bank
Harborside 2
200 Hudson Street, Suite 501
Jersey City, NJ 07311-1113
Funds deposited to your brokerage account will be available for investing or withdrawal on the fourth business day after the date of deposit (items received prior to 4 p.m. ET). For funds deposited to your bank account, generally the first $225 will be available on the first business day after the date of deposit (items received prior to 4 p.m. ET), an additional $5,300 will be available on the second business day after the date of deposit, and the remaining amount will be available on the fourth business day after the date of deposit. Check the status of your request in the Transfer activity. You'll also receive updates online via alerts.
Funds availability
As a financial expert with in-depth knowledge of fund transfer and account management, I can provide comprehensive insights into the concepts covered in the article.
1. Ways to Fund:
-
Transfer Money:
- Duration: Up to three business days.
- Description: A free service facilitating the movement of money between accounts, including those at different financial institutions.
- Process: Log in, select accounts, enter the transfer amount, date, and frequency, then confirm.
-
Wire Transfer:
- Duration: Same business day.
- Description: Electronic transfer of money between accounts, even across different financial institutions.
- Process: Complete a specific wire transfer form, provide necessary details, and send it to the respective financial institution.
-
Transfer an Account:
- Duration: 10+ business days.
- Description: Moving assets (cash and securities) from an external financial institution to E*TRADE or Morgan Stanley Private Bank.
- Process: Use the Transfer an Account feature, providing details from your monthly statement or complete a paper form.
-
Deposit a Check:
- Duration: Up to five business days.
- Description: Two methods - mobile check deposit via E*TRADE Mobile app or by mail.
- Process: For mobile deposit, launch the app, enter amount, select account, sign, take pictures of the check, and submit. For mail, follow specific instructions based on payee and recipient.
2. Transfer Money Process:
- Accounts: Select from and to accounts.
- Amount: Enter transfer amount.
- Date: Choose transfer date.
- Frequency: Set transfer frequency.
- Confirmation: Preview transfer and confirm.
- Security: 100 percent protected by E*TRADE Complete Protection Guarantee.
3. Funds Availability:
- From External Account to ETRADE or Morgan Stanley Private Bank:* Third business day.
- From External Account to ETRADE Brokerage:* Third business day, immediate availability for investments based on cleared equity.
- Between ETRADE or Morgan Stanley Private Bank and ETRADE Brokerage: Immediate.
- From ETRADE Brokerage to ETRADE or Morgan Stanley Private Bank: Immediate.
- Between ETRADE Brokerage or Morgan Stanley Private Bank and ETRADE IRA: Immediate.
- From ETRADE or Morgan Stanley Private Bank to External Account:* Contact external institution.
4. Wire Transfer Details:
- Process: Fill out the specific wire transfer form and send it to the financial institution.
- Receiving Institution Information: Detailed information provided for E*TRADE and Morgan Stanley Private Bank wire transfers.
- International Transfers: Additional details for institutions outside the United States.
5. Transfer an Account Details:
- Process: Log in, use the Transfer an Account feature, and follow the step-by-step guide.
- Information Required: Details from monthly statement - delivering financial institution name, account number, and ownership details.
6. Deposit a Check Details:
- Methods: Mobile check deposit via E*TRADE Mobile app or by mail.
- Mobile Deposit Process: Launch app, enter amount, select account, sign, take pictures, and submit.
- Mail Deposit Process: Specific instructions based on payee and recipient.
7. Funds Availability for Check Deposits:
- Brokerage Account: Fourth business day for investing or withdrawal.
- Bank Account: Gradual availability - first $225 on the first business day, additional $5,300 on the second business day, and the remaining amount on the fourth business day.
By incorporating these concepts, readers can gain a thorough understanding of the various ways to fund, transfer money, execute wire transfers, transfer accounts, and deposit checks within the financial services offered by E*TRADE and Morgan Stanley Private Bank.
