Financing and Credit (2024)

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Up to 3% Daily Cash Back

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  • 3% on purchases from Apple and a total of 3% from select partners when you use your Apple Card with Apple PayFootnote 2
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  • 2% on purchases using Apple Pay
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  • 1% on every other purchase, including those made with the Apple-designed titanium card
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No fees

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\\n No annual, international, late, or hidden feesFootnote 3\\n

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Apply in as little as a minute and start using it right away — on any purchaseFootnote 4

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\\n You need an iPhone 6 or later with the latest version of iOS.\\n

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  1. Variable APRs for Apple Card range from 19.24% to 29.49% based on creditworthiness. Rates as of February 1, 2024. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
  2. \\n
  3. Select partners can be found here See how Apple Card works (opens in new window) under Daily Cash.
  4. \\n
  5. Late or missed payments will result in additional interest accumulating toward your balance.
  6. \\n
  7. Subject to credit approval.
  8. \\n
  9. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
  10. \\n

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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

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If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

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\n

\n

Up to 3% Daily Cash Back

\n

    \n
  • 3% on purchases from Apple and a total of 3% from select partners when you use your Apple Card with Apple PayFootnote 2
  • \n
  • 2% on purchases using Apple Pay
  • \n
  • 1% on every other purchase, including those made with the Apple-designed titanium card
  • \n

\n

\n\n\n

\n

No fees

\n

\n No annual, international, late, or hidden feesFootnote 3\n

See Also
Apple Cash

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Apply in as little as a minute and start using it right away — on any purchaseFootnote 4

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\n You need an iPhone 6 or later with the latest version of iOS.\n

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\n \n

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You can apply now and see your Apple Card offer without impacting your credit score.Footnote 5

\n

\n\n

\n

    \n
  1. Variable APRs for Apple Card range from 19.24% to 29.49% based on creditworthiness. Rates as of February 1, 2024. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
  2. \n
  3. Select partners can be found here See how Apple Card works (opens in new window) under Daily Cash.
  4. \n
  5. Late or missed payments will result in additional interest accumulating toward your balance.
  6. \n
  7. Subject to credit approval.
  8. \n
  9. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
  10. \n

\n

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

\n

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

\n

\n

ApplePay Later

Shop now. Pay over time.

With Apple Pay Later, purchases between $75 and $1000 can be split into four interest-free payments over six weeks.footnote To apply for a loan and make a purchase, simply choose Apple Pay at checkout and select the Pay Later tab. And you can easily view your payment schedule to track deadlines and payoff progress inWallet.

Learnmore about ApplePay Later

0% interest and no fees, including no late feesfootnote°

Available with Apple Pay in apps and online, oniPhone or iPad

Check out with Apple Pay and select Pay Later to get started

Financing and Credit (1)

Financing and Credit (2024)
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