Financial Peace University (2024)

Financial Peace University (1)

Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.

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Financial Peace University (2)
Financial Peace University (3)

Take the class that’ll teach you step-by-step how to budget, beat debt, invest wisely, and take control of your money!

What do I get with FPU?

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Get FPU, plus all our best tools, content and exclusive perks—everything you need to handle money the Ramsey way!

What do I get with Ramsey+?

But you’re not. That’s why you’re here, right? You’re in debt. You feel like a rat in a wheel—running and running but getting nowhere. That’s not okay.

You can listen to every hour of The Ramsey Show for free. Know every Baby Step. So, why are you still stressed and in debt? You know what to do—you’re just not doing it.

For 80 bucks—less than you blew on pizza last month—we’ll help you get out of debt and become a millionaire. We’d call that a pretty amazing ROI.

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But you’re not. That’s why you’re here, right? You’re in debt. You feel like a rat in a wheel—running and running but getting nowhere. That’s not okay.

You can listen to every hour of The Ramsey Show for free. Know every Baby Step. So, why are you still stressed and in debt? You know what to do—you’re just not doing it.

For 80 bucks—less than you blew on pizza last month—we’ll help you get out of debt and become a millionaire. We’d call that a pretty amazing ROI.

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FPU lays the entire foundation for handling money in just nine lessons—it’s the fastest, most streamlined way to get control.

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Money isn’t a math problem—it’s a behavior problem. FPU will change your habits so you can transform your money and your future.

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Your FPU coordinator and class members will put their arms around you (and kick your butt)—and it’s that kind of accountability that will cause you to win!

After our nine-week class, the average FPU grad is debt-free in two years or less! We’re not saying it’s easy, but it works—if you will.

Financial Peace University (11)

FPU lays the entire foundation for handling money in just nine lessons—it’s the fastest, most streamlined way to get control.

Financial Peace University (12)

Money isn’t a math problem—it’s a behavior problem. FPU will change your habits so you can transform your money and your future.

Financial Peace University (13)

Your FPU coordinator and class members will put their arms around you (and kick your butt)—and it’s that kind of accountability that will cause you to win!

Financial Peace University (14)

Financial Peace University (15)

Financial Peace University (16)

Financial Peace University (17)
Financial Peace University (18)
Financial Peace University (19)
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Financial Peace University (23)

Stop doing the same thing and expecting a different result. FPU gives you everything you need to start winning with money:

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• All nine on-demand video lessons

• Three months of premium access to the EveryDollar budgeting app

• A year of group financial coaching

• A free one-on-one financial coaching session

• Fully editable digital workbook

Stop doing the same thing and expecting a different result. FPU gives you everything you need to start winning with money:

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• All nine on-demand video lessons

• Three months of premium access to the EveryDollar budgeting app

• A year of group financial coaching

• A free one-on-one financial coaching session

• Fully editable digital workbook

Stop doing the same thing and expecting a different result. FPU gives you everything you need to start winning with money:

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• All nine on-demand video lessons

• Three months of premium access to the EveryDollar budgeting app

• A year of group financial coaching

• A free one-on-one financial coaching session

• Fully editable digital workbook

Common Questions (and Answers)

You’ll go through the class with a group of people either virtually or in person. Don’t worry—we’ll help you find the class that works best for you.

Once a week for nine weeks, you’ll watch a video lesson (each one is about an hour long) and then meet as a group for discussions and activities that drive each lesson home. (Aka, the most transformative part of FPU!)

And the results speak for themselves. FPU graduates pay off an average of $5,300 in debt and save an average of $2,700 in just 90 days. That’s a financial turnaround of $8,000—all for a few hours of your time over a few months. (Sounds like a no-brainer.)

It’s easy to feel like you’re the only one in your situation. But no matter where you are on your financial journey—sitting at rock bottom or just trying to do better—we’ve seen this class work for millions of people who:

  • Have a huge amount of debt
  • Have nothing saved for retirement
  • Can’t get on the same page with their spouse about money
  • Are facing a financial crisis
  • Are newly widowed or divorced
  • Are living paycheck to paycheck
  • Have a low to average income
  • Can’t keep up with their bills

In fact, the average FPU graduate is debt-free in two years or less!

Look, if you commit to FPU and don’t change your life, we don’t want your money. We’ll send it back to you—guaranteed.

No way—FPU is foranyone! If you're married (or about to be), FPU is definitely one of the best ways to get on the same page with your spouse about money.

But if you're single, it can be tough to manage your money on your own. For better or worse, you have to answer toyou. But in an FPU class, you'll get plugged into a community that will encourage you and hold you accountable—so you stay focused on your goals.

We can’t say yes loud enough here. Getting on the same page with your spouse about money is crucial, and FPU has been a game changer for millions of couples.

Plus, it doesn’t cost extra for them to come—you’re both covered when you buy FPU.

Financial Peace University has nine lessons. Most FPU classes meet once a week for nine weeks to go through one lesson each week. The sessions usually last one to two hours to give plenty of time for activities and discussions.

Absolutely. Once you join a class, you’ll automatically get access to everything you need to go through the class—including a digital workbook. If you want a hard copy of the workbook (and we definitely recommend it), you can always order one.

You know how the saying goes: “The best time to plant a tree was 20 years ago. The next best time is today.” The same goes for your money! Every day you wait to take control is another day you have to live with all this stress, fear and uncertainty about the future.

And we get it—you might be ashamed about some mistakes you’ve made with money. Or feel like you’ve wasted so much time. Or maybe you’re counting on a bigger income to fix the problem.

That’s okay! We’ve all been there!

In an FPU class, there’s no judgment. No shame. Just a bunch of people just like you all trying to figure this money stuff out together.

It doesn’t matter where you’re starting from. Just. Start.

Financial Peace Universityis $79.99, which includes everything you need to succeed in the class (and long after).

You have the ability to join any virtual or in-person class you want, plus you'll get a full year of access to all nine video lessons and a digital workbook. We've also thrown in three months of premium access to the EveryDollar budgeting app, as well as free group financial coaching for a year and a free one-on-one financial coaching session.

Some classes offer childcare and others don’t. When you search for classes near you, you’ll be able to see the details of each class or reach out to the coordinator before you register.

We’re not kidding—the hands-down, most effective way to change your situation with money is by taking this class with a group of other people. The accountability and support is that important!

But if you can’t find an in-person class in your area or a virtual class at a time that works for you, don’t let that stop you from taking control of your money! You can always go through Financial Peace University online at your own pace and join a class with others later.

You bet! Visit our store to purchase Financial Peace University. When you check out, just fill in the recipient’s information at the bottom of the form. After you purchase, they’ll immediately receive an email with instructions on how to set up their account and start watching the course.

If you're interested in coordinating a Financial Peace University class, check out our Become an FPU Coordinator page. Here you can find all the information you need about signing up and coordinating classes!

Redeem it here.

This class works. And we believe that so deeply, we’re giving you a preview of Lesson 1—totally free. You’ve got nothing to lose.
(Except a freaking ton of debt.)

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Financial Peace University (2024)

FAQs

How long does it take to complete financial peace university? ›

After our nine-week class, the average FPU grad is debt-free in two years or less! We're not saying it's easy, but it works—if you will.

Does the Dave Ramsey program work? ›

Do Dave Ramsey's Baby Steps Work? They can, but they might not be for everyone. Ramsey's steps are sound and logical, but they rely on some best-case scenarios. Not everyone makes enough money to save 15% for retirement while also saving for college and paying the mortgage early.

How much does it cost to go through Financial Peace University? ›

How much does Financial Peace University cost? Financial Peace University is $79.99, which includes everything you need to succeed in the class (and long after). You have the ability to join any virtual or in-person class you want, plus you'll get a full year of access to all nine video lessons and a digital workbook.

Do financial peace coordinators get paid? ›

Do coordinators get paid? FPU Coordinators are volunteers with a passion for helping others learn how to win with money.

How much does Dave Ramsey cost? ›

Regular price is $129.99 annually, however, FREE for qualified Beehive members. Limited number of memberships available; Beehive checking account, with a minimum of 5 monthly transactions, required. 12-month Ramsey + Digital Membership includes Financial Peace University, Every Dollar Premium App, and more.

Is FPU religious? ›

Fresno Pacific is a Christian university governed by the Pacific District Conference of Mennonite Brethren Churches, and is controlled by a Board of Trustees, the majority of whose voting members are elected by delegates of the Conference.

What are the 4 funds Dave Ramsey recommends? ›

And to go one step further, we recommend dividing your mutual fund investments equally between four types of funds: growth and income, growth, aggressive growth, and international.

How much of paycheck to save Dave Ramsey? ›

Eventually, your goal is to have 3–6 months of expenses in a fully funded emergency fund and at least 15% of your gross pay going into retirement savings. (These are part of the 7 Baby Steps, aka the proven method to saving money, paying off debt, and building lasting wealth.) Let's look at some examples.

Do millionaires pay off debt or invest? ›

Millionaires typically balance both paying off debt and investing, but with a strategic approach. Their decision often depends on the interest rate of the debt versus the expected return on investments.

Does Financial Peace University include EveryDollar? ›

Financial Peace University (also known as FPU) lessons are not included with an EveryDollar Premium subscription as they are two separate products. However, a Ramsey+ membership includes EveryDollar Premium, Financial Peace University, audiobooks, and much more.

Can you do Financial Peace University online? ›

Financial Peace University is made up of nine video lessons. You can go through the lessons at your own pace, or you can join a virtual or in-person class and go through it with others.

What are the baby steps in Financial Peace University? ›

Dave Ramsey's 7 Baby Steps to Financial Peace
  • Save $1,000 for Your Starter Emergency Fund.
  • Pay Off All Debt (Except the House) Using the Debt Snowball.
  • Save 3–6 Months of Expenses in a Fully Funded Emergency Fund.
  • Invest 15% of Your Household Income in Retirement.
  • Save for Your Children's College Fund.

What does Financial Peace University do? ›

Financial Peace University is a nine-lesson course that teaches you how to save for emergencies, pay off debt fast, spend wisely, and invest for your future. And no complicated financial blah blah blah over here. For over 25 years, Dave Ramsey's been teaching commonsense, biblical money principles that work.

Can I buy Financial Peace University as a gift? ›

The best way to order Financial Peace as a gift for someone is to use the direct LINK and select the “Buy Digital Gift Card" option. After doing this, when you go to your cart to check out, the checkout process will ask for an email address.

How much does a financial coach make? ›

As of Apr 13, 2024, the average hourly pay for a Financial Coach in California is $21.15 an hour.

How long does it take to study financial? ›

A bachelor's degree in finance is usually the most common requirement to pursue a career in finance. This degree takes four years to complete and prepares you with the basic fundamentals you will need as a finance professional.

How many lessons are in Financial Peace University? ›

Financial Peace University is a nine-lesson course that teaches you how to save for emergencies, pay off debt fast, spend wisely, and invest for your future.

Does every dollar come with Financial Peace University? ›

Financial Peace University (also known as FPU) lessons are not included with an EveryDollar Premium subscription as they are two separate products. However, a Ramsey+ membership includes EveryDollar Premium, Financial Peace University, audiobooks, and much more.

How much is Dave Ramsey Financial Coach training? ›

Dave Ramsey's Master Training program currently costs $2,295, which includes training materials, live lectures, and a certificate of completion.

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