Taking a road trip? Are you a snowbird heading south for the winter? Here's how wecan help you to stay protected on the road.
You're covered in Canada and the U.S. on vacation
Your Autoplan insurance covers youanywhere in Canada and the United States, including Alaska and Hawaii. But it’s important to check with the place you’re visiting to make sure you’re complying with its registration requirements. You’ll need to change your insurance policy if that jurisdiction requires you to register or licence your vehicle there, even if you’re on vacation.
Coverage under Enhanced Care
All B.C. residents are covered under Enhanced Accident Benefits, even for injuries resulting from a crash outside B.C.
You may want to consider Extended Third Party Liability coverage when driving outside the province. Should you be responsible for a crash,Extended Third Party Liabilitywill cover you for the other driver’s vehicle repair costs that exceed the limit of your Basic Third Party Liability coverage. It also protects you in jurisdictions where the law permits the other driver to sue.
Talk to your broker about how much Third Party Liability coverage is right for you.
When to call your Autoplan broker
If you're mixing travel with business, you may need to change your coverage. Also, if your vehicle is outside of B.C. and it won't be operated in B.C.at any point during your insurance policy period, then you will need to register, licence and insure yourvehicle where you're living or visiting.
Check with yourAutoplan brokerfor details on your specific situation.
|
Check the expiry date
Make sure to check the expiry dateon your insurance and driver's licence before you leave.
If the insurance expires and you're involved in a crashwhile you're out of B.C., you won't be covered. You can renew your insurance up to 44 days before your Autoplan policy expires.
Renew your insurance
If you're outside B.C., you may be able torenew your insuranceby calling1-800-328-4484, Monday to Friday, between 8:15 a.m. and 4:30 p.m.
You can also renew your driver's licence up to six months (180 days) before it expires at anydriver licensing office. It's illegal to drive with an expired licence so don't leave it to the last minute.
Renew your driver's licence
If you're outside B.C. when yourdriver's licence expires, contact us at:
1-800-950-1498 (B.C., Canada and the U.S.)
250-978-8300 (Other countries)
Many people choose toincrease their Third Party Liabilitycoverage if they're travelling outside of B.C.
TheRoadStar and Roadside Plus packagesalso include great coverages for extra protection while you're travelling, including rental vehicle protection. There's also the option of puchasing justrental vehicle coverage.
Your Autoplan insurance doesn't cover you outside of Canada and the U.S. If you're driving to Mexico or beyond, talk to yourICBC Autoplan brokerabout your options for coverage.
If you're outside of Canada and the U.S. for more than 30 continuous days, you may be able to get a refund of the Autoplan premium you paid while you were away.
To apply for a refund, you'll need to provide:
Proof of the dates yourvehicle entered and exited the other country. You can use an importation document, for example a Mexican Banjercito receipt, gasoline receipts, camping receipts or hotel receipts that show your vehicle's VIN, registration number or plate number, and
Proof that your vehicle was continuously outside Canada or the U.S. for 30 days or more. You can use a photocopy of a foreign insurance policy, or the receipts listed above.
Your refund will becalculated using the entry and exit dates shown in thedocumentation you provide.
For travel in Mexico, you can use ourMexican travel refund request checklist
to ensure you have the right documentation.
Mail your documents to:
Customer Service
151 West Esplanade
North Vancouver, BC V7M 3H9
If you have more questions, pleasecontact us. We accept collect calls.
