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Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.
If you are applying for the Amazon Store card, you will need a score above 640. For the Amazon Rewards Visa Signature Card® and the Amazon Prime Rewards Visa Signature Card®, you'll need a good FICO credit score (670-739).
How hard is it to get the Amazon.com Store Card? It is not hard to get the Amazon Store Card because you can qualify for it with fair credit or better (a credit score of 640 to 850). As long as you have a credit score of 640 or above and a steady income, you will have a good chance of being approved.
The hard inquiry allows Synchrony Bank to determine your credit risk and ultimately decide whether you'll be approved for an account. The Amazon Store Card requires fair credit to be approved. You can check your credit score by signing up for a free WalletHub account.
Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.
Review these documents carefully before using your card. If your application isn't approved instantly, you'll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.
You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target Circle™️ Card. Like any card, you'll have a better chance of being approved if you have good credit or better. Applicants with lower credit scores may also be offered a lower credit limit.
Synchrony Bank will report your account activity to the major credit bureaus. Building a history of on-time payments can help build your credit. As a cardholder, you have several tools at hand to help you learn to build your credit through responsible usage.
Limited credit history, late payments, high debt, insufficient income and too many recent inquiries are all reasons a lender might deny an application, even if you have a credit score that falls in the acceptable range. Another factor for Amazon credit cards specifically is Amazon Prime membership.
Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.
You can make one-time or recurring payments on your Amazon Store Card or Amazon Secured Card Account by signing into your Synchrony Bank online account. The payment due date for your account can be found on your monthly billing statement, or by accessing your online account.
The Prime Visa credit limit is $500. Everyone who gets approved for Prime Visa is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.
The Discover it® Secured Credit Card is one of the best secured cards that offers rewards, and it's available to people with limited or no credit. You'll have to put down a security deposit, but then you may be able to upgrade to the Discover it® Cash Back and get your deposit back once your credit improves.
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