Could You Be Paying Less For Car Insurance? The Zebra Helps You Find Out (2024)

A re you in the market for a new car insurance policy? Even if you already have a policy you’re happy with; if it’s been more than 6 months since you last shopped around, you may want to take a look at all the available options out there.

Why? Because if not, you may be leaving money on the table. While one of the biggest determining factors in your premium is where you live, there are tons of other changing factors that can make a big difference in how much you pay. This includes:getting older, improving your credit score, buying a new vehicle, staying accident-free, and many more.

Of course, the reason people don’t compare their options as often as they should is that it’s a chore and not a particularly fun one. It involves researching and sourcing quotes, entering your demographic info hundreds of times, and reading the fine print from different providers.

But what if there were an easier way? Enter: The Zebra.

What Is The Zebra?

The Zebra was started in 2012 with a single goal: to simplify insurance. In the process, they’ve grown to become the nation’s leading insurance comparison site, and (as of early 2023) they’ve created over 16 million quotes and counting.

The Zebra takes the guesswork and, well, pretty much all the work out of the process. By answering a few questions, you can compare rates from more than a hundred insurance companies side-by-side.

The Zebra doesn’t only work with the nation’s top car insurance companies. They also provide comparisons for home insurance and car and home (should you choose to bundle policies). They also have partnerships with other top brands like Lemonade, Pawlicy Advisor, Ethos, and Progressive to help shoppers in the market for renters insurance, pet insurance, life insurance, and commercial auto insurance.

How Does The Zebra Work?

If you’ve got five minutes to spare, you can complete the research phase of your insurance comparison process. Just visit TheZebra.com and choose the insurance product you’re interested in (auto, home, renters, life, pet, etc.)

You’ll also need to enter your ZIP code and answer a few questions about who you are, what you need, and what you drive (in the case of auto insurance). Once you provide this information, just sit back and sip your coffee while The Zebra returns quotes from top carriers tailored just for you.

Sift through your matches and find the quote that works best for your needs. Or, if you want a little extra help, you can get one of The Zebra’s licensed agents to help you make your choice. The Zebra will not sell your information, and you don’t have to worry about spam calls. In fact, you don’t even have to provide your phone number.

How Does The Zebra Make Money?

The Zebra is totally free for you to use. And, as mentioned above, they don’t sell your information to insurance companies. So the question you may have is…what’s the catch?

There isn’t one. The Zebra makes money in a couple of ways. If you purchase a policy through one of their insurance agents, those insurance agents receive a commission. Or, if you purchase online without additional help, the insurance company whose quote you choose sends a commission back to The Zebra. These commissions allow The Zebra to provide their service free of charge to consumers everywhere.

How Much Could You Save?

If you haven’t checked your insurance policy lately, you could be leaving some serious savings behind.

According to The Zebra’s research comparing more than 83 million rates, the average American paid $1529 for insurance last year, which is up approximately 3% from the year before. But there’s a huge variation based on who you are and where you live. Depending on how much you pay now, you could stand to save hundreds, but you won’t know until you check it out for yourself.

You can find out for yourself in a matter of minutes by trying out TheZebra.com and getting your personalized rates today.