Costco Anywhere Visa Card by Citi — Citi.com (2024)

FAQs

Is it hard to get a Costco Anywhere Visa card? ›

Applicants need to have excellent credit to qualify for the Costco Anywhere Visa® Card. The exact credit score required varies, but a very good credit score ranges from 740 to 799 and excellent credit is 800 and higher, according to Experian.

Credit score requirements: According to the issuer, you'll need excellent credit to qualify for the Costco Anywhere Visa® Card by Citi. That's generally defined as a credit score of 720 or better.

What do I do if I have questions about my Costco Anywhere Visa® Card by Citi? Good news: Answers are just a phone call away! Please contact Citi directly using the information below: Existing Cardholders: www.citi.com Consumer cards: 1-855-378-6467 Business cards: 1-855-378-6...

Here's the average credit limit of members who matched their Costco Anywhere Visa® Card by Citi or similar cards. The average credit limit for members who have matched with this card or similar cards is $4,696, with $300 being the most common.

Most cards offered by Citi require a good to excellent credit score—670 to over 800.

It is quite difficult to get the Costco Anywhere Visa^® Card by Citi since you'll need an excellent credit score (750+) to increase your approval odds. In addition to excellent credit, there are Costco Citi Card requirements that influence your chances: You must be a current Costco member to apply.

Chip Lupo, Credit Card Writer

The Costco Anywhere Visa® Card by Citi may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $500, and some cardholders report having limits as high as $11,900.

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get approved for because there's no credit check for new applicants. In addition to being easy to get, the OpenSky Plus Card has a $0 annual fee and reports to the major credit bureaus, making it easy to save money and build credit.

To get approved for the Costco Anywhere Visa® Card by Citi you'll typically need a FICO® score of 800 or higher. This cash-back card doesn't have an annual fee, but you'll need a Costco membership to apply.

A Costco member can use the Costco Anywhere Visa® Card by Citi* to earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 spent annually, 1% thereafter, 3% cash back on restaurants and eligible travel purchases, 2% cash back on purchases from Costco and Costco.com and 1% cash back on all other ...

How does Costco Anywhere Visa card work? ›

Earn Costco cash back rewards with the Costco Anywhere Visa^® Card anywhere Visa^® is accepted, with the Costco Anywhere Visa® Card by Citi. Earn 4% cash back rewards on eligible gas and EV charging for the first $7,000 per year, and then 1% thereafter. Earn 3% on restaurants and eligible travel.

Bottom Line The Costco Credit Card is worth it for Costco members with excellent credit, especially those who spend a lot of money on gas, travel and dining. It offers substantial rewards in those categories, in addition to Costco purchases, and has a $0 annual fee.

A high credit limit is $5,000 to $10,000 or more. You generally need good credit or better to get a credit card with a minimum limit this high, and most other credit cards will only guarantee a fraction of that spending power to start with.

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

Yes, the Costco Anywhere Visa® Business Card by Citi does a hard inquiry on your credit report when you apply. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.

Yes, the Costco Anywhere Visa® Business Card by Citi does a hard inquiry on your credit report when you apply. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.

If you apply for a Citi Costco Credit Card online or by phone, you will have to wait for your physical credit card to arrive before you can make any purchases. You should receive it within 7-14 business days of account. This answer was first published on 04/28/23 and it was last updated on 01/08/24.

Chip Lupo, Credit Card Writer

No, the Costco Credit Card doesn't have pre-approval. However, you may be pre-selected for an application. Getting pre-selected for a Costco Credit Card indicates that your chances of being approved for an account are high (70%), should you decide to apply.