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Lazy Portfolio ETF
Lazy permanent portfolios built with ETFs
Last Update: 29 February 2024
The 10-year Treasury Portfolio obtained a 4.68% compound annual return, with a 6.82% standard deviation, in the last 30 Years.
The Stocks/Bonds 80/20 Portfolio obtained a 9.29% compound annual return, with a 12.51% standard deviation, in the last 30 Years.
Summary
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| 10-year Treasury Portfolio | Stocks/Bonds 80/20 Portfolio | ||
|---|---|---|---|
| Portfolio Risk | Low | Very High | |
| Asset Allocation | Stocks | 0% | 80% |
| Fixed Income | 100% | 20% | |
| Commodities | 0% | 0% | |
| 30 Years Stats | Return | +4.68% | +9.29% |
| Std Dev | 6.82% | 12.51% | |
| Max Drawdown | -23.18% | -41.09% | |
| All time Stats (Since Jan 1871) | Return | +4.52% | +8.48% |
| Std Dev | 5.45% | 13.30% | |
| Max Drawdown | -23.18% | -75.27% | |
| Last Update: 29 February 2024 | |||
Historical Returns as of Feb 29, 2024
Comparison period starts from January 1871
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| 1M | 6M | 1Y | 5Y | 10Y | 30Y | MAX | |
|---|---|---|---|---|---|---|---|
| 10-year Treasury Portfolio | -2.08 | +0.99 | +1.36 | -0.24 | +1.03 | +4.68 | +4.52 |
| Stocks/Bonds 80/20 Portfolio | +3.98 | +11.46 | +23.48 | +11.27 | +9.93 | +9.29 | +8.48 |
| Return over 1 year are annualized. |
Capital Growth as of Feb 29, 2024
10-year Treasury Portfolio: an investment of 1$, since March 1994, now would be worth 3.95$, with a total return of 294.92% (4.68% annualized).
Stocks/Bonds 80/20 Portfolio: an investment of 1$, since March 1994, now would be worth 14.38$, with a total return of 1337.99% (9.29% annualized).
10-year Treasury Portfolio: an investment of 1$, since January 1871, now would be worth 875.51$, with a total return of 87451.23% (4.52% annualized).
Stocks/Bonds 80/20 Portfolio: an investment of 1$, since January 1871, now would be worth 260154.81$, with a total return of 26015381.27% (8.48% annualized).
Drawdowns
Drawdown comparison chart since March 1994.
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10-year Treasury Portfolio | Stocks/Bonds 80/20 Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -41.09% | Nov 2007 | Feb 2009 (16) | Jan 2011 (39) | 19.37 | |||||
| -33.33% | Sep 2000 | Sep 2002 (25) | Jul 2005 (59) | 17.37 | |||||
| -23.18% | Aug 2020 | Oct 2023 (39) | In progress (43) | 13.50 | |||||
| -22.75% | Jan 2022 | Sep 2022 (9) | Jan 2024 (25) | 12.23 | |||||
| -16.53% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 7.42 | |||||
| -13.95% | Jul 1998 | Aug 1998 (2) | Nov 1998 (5) | 7.01 | |||||
| -13.35% | May 2011 | Sep 2011 (5) | Feb 2012 (10) | 5.69 | |||||
| -11.32% | Oct 2018 | Dec 2018 (3) | Apr 2019 (7) | 5.24 | |||||
| -9.34% | Oct 1998 | Jan 2000 (16) | Aug 2000 (23) | 5.17 | |||||
| -7.60% | May 2013 | Dec 2013 (8) | Nov 2014 (19) | 4.38 | |||||
| -7.18% | Aug 2016 | Apr 2018 (21) | May 2019 (34) | 4.82 | |||||
| -7.05% | Jun 2015 | Sep 2015 (4) | May 2016 (12) | 3.70 | |||||
| -6.91% | Mar 1994 | Nov 1994 (9) | Mar 1995 (13) | 4.83 | |||||
| -6.90% | Feb 1996 | May 1996 (4) | Nov 1996 (10) | 4.58 | |||||
| -6.90% | Apr 2000 | May 2000 (2) | Aug 2000 (5) | 4.02 | |||||
| -6.65% | Jan 2009 | Jun 2009 (6) | Jun 2010 (18) | 4.33 | |||||
| -6.60% | Nov 2001 | Mar 2002 (5) | Jul 2002 (9) | 3.77 | |||||
| -5.68% | Jun 2003 | Jul 2003 (2) | Dec 2003 (7) | 2.83 | |||||
| -5.21% | Apr 2012 | May 2012 (2) | Aug 2012 (5) | 2.35 | |||||
| -5.12% | Jul 1999 | Sep 1999 (3) | Nov 1999 (5) | 2.75 | |||||
Drawdown comparison chart since January 1871.
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10-year Treasury Portfolio | Stocks/Bonds 80/20 Portfolio | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index | Drawdown | Start | Bottom Date (#Months) | Recovery Date (#Months) | Ulcer Index |
| -75.27% | Sep 1929 | May 1932 (33) | Mar 1943 (163) | 35.72 | |||||
| -41.09% | Nov 2007 | Feb 2009 (16) | Jan 2011 (39) | 19.37 | |||||
| -36.88% | Jan 1973 | Sep 1974 (21) | Mar 1976 (39) | 16.98 | |||||
| -33.33% | Sep 2000 | Sep 2002 (25) | Jul 2005 (59) | 17.37 | |||||
| -26.75% | Apr 1876 | Jun 1877 (15) | Jan 1879 (34) | 13.17 | |||||
| -24.55% | Sep 1987 | Nov 1987 (3) | Apr 1989 (20) | 12.14 | |||||
| -24.50% | Dec 1968 | Jun 1970 (19) | Mar 1971 (28) | 11.73 | |||||
| -24.11% | Oct 1906 | Nov 1907 (14) | Nov 1908 (26) | 12.38 | |||||
| -23.18% | Aug 2020 | Oct 2023 (39) | In progress (43) | 13.50 | |||||
| -22.75% | Jan 2022 | Sep 2022 (9) | Jan 2024 (25) | 12.23 | |||||
| -21.68% | Oct 1902 | Oct 1903 (13) | Nov 1904 (26) | 13.45 | |||||
| -21.64% | Feb 1893 | Aug 1893 (7) | Jul 1897 (54) | 10.36 | |||||
| -18.38% | Nov 1919 | Jun 1921 (20) | Mar 1922 (29) | 10.94 | |||||
| -18.32% | Jul 1881 | Jun 1884 (36) | Nov 1885 (53) | 9.98 | |||||
| -17.66% | Dec 1916 | Dec 1917 (13) | Apr 1919 (29) | 8.70 | |||||
| -17.65% | Jan 1962 | Jun 1962 (6) | Apr 1963 (16) | 9.16 | |||||
| -17.16% | Jun 1946 | Nov 1946 (6) | Oct 1949 (41) | 10.82 | |||||
| -16.70% | Nov 1912 | Oct 1914 (24) | Aug 1915 (34) | 6.97 | |||||
| -16.53% | Feb 2020 | Mar 2020 (2) | Jul 2020 (6) | 7.42 | |||||
| -15.76% | Jul 1979 | Feb 1980 (8) | May 1980 (11) | 7.54 | |||||
Yearly Returns
For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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| 10-year Treasury Portfolio | Stocks/Bonds 80/20 Portfolio | |||
|---|---|---|---|---|
| Year | Return | Drawdown | Return | Drawdown |
| 2024 | -2.01% | -2.08% | +4.87% | 0.00% |
| 2023 | +3.64% | -8.81% | +21.92% | -8.31% |
| 2022 | -15.19% | -16.91% | -18.23% | -22.75% |
| 2021 | -3.33% | -5.73% | +20.16% | -3.88% |
| 2020 | +10.01% | -2.02% | +18.36% | -16.53% |
| 2019 | +8.03% | -2.59% | +26.30% | -4.97% |
| 2018 | +0.99% | -3.19% | -4.19% | -11.32% |
| 2017 | +2.55% | -1.90% | +17.68% | 0.00% |
| 2016 | +1.00% | -6.50% | +10.77% | -4.34% |
| 2015 | +1.51% | -4.25% | +0.40% | -7.05% |
| 2014 | +9.07% | -1.05% | +11.20% | -2.23% |
| 2013 | -6.09% | -7.60% | +26.34% | -2.66% |
| 2012 | +3.66% | -2.67% | +13.79% | -5.21% |
| 2011 | +15.64% | -1.29% | +2.36% | -13.35% |
| 2010 | +9.37% | -4.30% | +15.18% | -10.23% |
| 2009 | -6.59% | -6.65% | +23.84% | -14.71% |
| 2008 | +17.91% | -4.15% | -28.21% | -30.13% |
| 2007 | +10.37% | -1.85% | +5.68% | -4.17% |
| 2006 | +2.52% | -2.87% | +13.41% | -2.63% |
| 2005 | +2.64% | -3.19% | +5.53% | -3.41% |
| 2004 | +4.12% | -4.85% | +11.08% | -2.95% |
| 2003 | +5.29% | -5.68% | +25.40% | -3.13% |
| 2002 | +15.45% | -4.13% | -14.73% | -20.47% |
| 2001 | +5.40% | -5.21% | -7.09% | -17.69% |
| 2000 | +17.28% | -1.12% | -6.18% | -12.05% |
| 1999 | -7.83% | -8.11% | +18.90% | -5.12% |
| 1998 | +14.64% | -1.61% | +20.33% | -13.95% |
| 1997 | +11.97% | -2.02% | +26.68% | -3.85% |
| 1996 | -0.00% | -6.90% | +17.49% | -4.78% |
| 1995 | +25.55% | -1.23% | +32.26% | -0.70% |
| 1994 | -7.19% | -9.56% | -0.67% | -6.95% |
| 1993 | +12.97% | -2.55% | +10.44% | -2.06% |
| 1992 | +7.23% | -4.02% | +8.71% | -2.02% |
| 1991 | +18.91% | -0.54% | +28.96% | -3.69% |
| 1990 | +7.70% | -4.48% | -3.13% | -12.23% |
| 1989 | +17.84% | -2.30% | +25.22% | -2.00% |
| 1988 | +6.90% | -4.60% | +15.32% | -2.84% |
| 1987 | -2.64% | -10.87% | +2.40% | -24.55% |
| 1986 | +21.35% | -3.93% | +14.68% | -6.76% |
| 1985 | +29.85% | -3.33% | +29.47% | -3.45% |
| 1984 | +14.87% | -7.99% | +4.75% | -7.80% |
| 1983 | +2.30% | -6.29% | +19.17% | -3.09% |
| 1982 | +39.57% | -2.66% | +22.62% | -7.08% |
| 1981 | +5.28% | -7.42% | -1.44% | -10.81% |
| 1980 | -1.29% | -11.52% | +27.10% | -10.71% |
| 1979 | +1.83% | -8.62% | +20.47% | -6.94% |
| 1978 | -0.74% | -2.31% | +6.99% | -9.83% |
| 1977 | +0.53% | -3.55% | -2.48% | -6.59% |
| 1976 | +15.29% | -1.33% | +23.93% | -1.62% |
| 1975 | +5.52% | -4.42% | +31.73% | -10.05% |
| 1974 | +4.05% | -3.79% | -21.11% | -27.27% |
| 1973 | +3.29% | -3.40% | -13.65% | -14.55% |
| 1972 | +2.35% | -2.01% | +14.64% | -1.96% |
| 1971 | +11.24% | -7.34% | +16.00% | -6.14% |
| 1970 | +18.93% | -5.54% | +7.28% | -14.57% |
| 1969 | -5.63% | -7.29% | -8.65% | -9.37% |
| 1968 | +6.26% | -3.63% | +11.29% | -4.08% |
| 1967 | -3.08% | -5.97% | +21.80% | -3.81% |
| 1966 | +5.46% | -3.03% | -5.99% | -12.18% |
| 1965 | +0.72% | -1.64% | +11.50% | -3.73% |
| 1964 | +3.65% | -0.06% | +13.90% | -1.08% |
| 1963 | +1.64% | -0.38% | +17.24% | -2.26% |
| 1962 | +5.83% | -0.48% | -6.55% | -17.65% |
| 1961 | +2.10% | -1.70% | +21.82% | -2.35% |
| 1960 | +11.66% | -0.41% | +3.34% | -5.42% |
| 1959 | -1.12% | -3.37% | +9.88% | -4.67% |
| 1958 | -2.10% | -5.86% | +35.29% | -1.18% |
| 1957 | +5.92% | -3.36% | -6.23% | -10.37% |
| 1956 | -2.68% | -3.65% | +6.50% | -6.18% |
| 1955 | -1.13% | -2.16% | +20.42% | -2.50% |
| 1954 | +3.13% | -0.84% | +41.03% | -2.67% |
| 1953 | +2.19% | -3.70% | +1.26% | -6.31% |
| 1952 | +1.89% | -1.78% | +11.34% | -3.17% |
| 1951 | -0.56% | -2.77% | +16.61% | -5.01% |
| 1950 | -1.39% | -1.65% | +24.24% | -4.40% |
| 1949 | +4.92% | -0.12% | +16.85% | -3.37% |
| 1948 | +2.72% | -0.72% | +2.41% | -8.79% |
| 1947 | -1.38% | -2.99% | +2.98% | -5.12% |
| 1946 | +0.36% | -1.88% | -4.87% | -17.16% |
| 1945 | +5.77% | -0.94% | +31.60% | -3.21% |
| 1944 | +2.27% | 0.00% | +17.44% | -1.24% |
| 1943 | +1.98% | -0.10% | +22.81% | -6.71% |
| 1942 | +1.78% | -0.45% | +13.64% | -9.90% |
| 1941 | +2.73% | -1.73% | -7.63% | -10.69% |
| 1940 | +6.10% | -1.80% | -4.87% | -18.76% |
| 1939 | +4.02% | -4.74% | +2.49% | -11.80% |
| 1938 | +4.38% | -0.49% | +23.58% | -20.31% |
| 1937 | +1.27% | -2.41% | -27.51% | -31.04% |
| 1936 | +5.37% | -0.04% | +27.82% | -5.96% |
| 1935 | +4.30% | -1.07% | +37.81% | -7.62% |
| 1934 | +7.94% | -1.90% | +3.30% | -14.20% |
| 1933 | +1.81% | -2.00% | +46.35% | -15.62% |
| 1932 | +8.90% | -2.36% | -4.47% | -35.31% |
| 1931 | -2.56% | -4.95% | -35.71% | -43.75% |
| 1930 | +4.57% | -0.39% | -21.13% | -31.14% |
| 1929 | +4.44% | -1.50% | -8.19% | -28.19% |
| 1928 | +0.97% | -1.23% | +30.76% | -3.44% |
| 1927 | +6.82% | 0.00% | +27.72% | -3.53% |
| 1926 | +5.82% | 0.00% | +10.11% | -7.22% |
| 1925 | +5.31% | -0.17% | +21.26% | -5.26% |
| 1924 | +7.49% | -0.16% | +23.20% | -2.70% |
| 1923 | +4.19% | -0.04% | +5.04% | -10.37% |
| 1922 | +5.64% | -0.73% | +24.33% | -3.61% |
| 1921 | +13.13% | 0.00% | +10.70% | -7.08% |
| 1920 | +1.43% | -3.24% | -11.16% | -12.22% |
| 1919 | +2.57% | -0.68% | +16.14% | -6.23% |
| 1918 | +4.60% | -1.27% | +15.45% | -2.95% |
| 1917 | -2.28% | -4.06% | -15.26% | -15.26% |
| 1916 | +3.78% | -0.86% | +7.17% | -2.83% |
| 1915 | +4.51% | -0.88% | +26.18% | -1.80% |
| 1914 | +1.79% | -0.80% | -3.07% | -15.69% |
| 1913 | +1.68% | -2.83% | -3.04% | -6.45% |
| 1912 | +4.01% | -0.15% | +6.01% | -3.29% |
| 1911 | +1.86% | -1.26% | +3.60% | -7.84% |
| 1910 | +2.84% | -0.36% | -1.92% | -8.66% |
| 1909 | -0.85% | -2.48% | +13.16% | -2.11% |
| 1908 | +5.53% | -0.75% | +33.83% | -2.66% |
| 1907 | -6.38% | -7.33% | -19.45% | -22.50% |
| 1906 | +3.21% | -1.01% | +0.63% | -7.84% |
| 1905 | +2.69% | -2.49% | +17.12% | -4.36% |
| 1904 | +0.53% | -0.68% | +26.86% | -1.84% |
| 1903 | +2.04% | -1.21% | -13.28% | -20.02% |
| 1902 | -0.08% | -4.81% | +6.77% | -6.04% |
| 1901 | +4.10% | -0.79% | +15.88% | -6.66% |
| 1900 | +6.14% | -1.37% | +17.38% | -4.20% |
| 1899 | +7.64% | -0.37% | +2.83% | -7.28% |
| 1898 | +2.65% | -6.31% | +24.31% | -4.46% |
| 1897 | +11.31% | -0.69% | +17.42% | -4.24% |
| 1896 | +2.95% | -4.43% | +3.38% | -10.33% |
| 1895 | +7.80% | -4.07% | +3.97% | -8.19% |
| 1894 | +4.33% | -0.91% | +4.08% | -4.26% |
| 1893 | +3.79% | -2.27% | -14.13% | -21.64% |
| 1892 | +0.66% | -1.54% | +5.29% | -1.86% |
| 1891 | -0.82% | -3.77% | +16.15% | -3.45% |
| 1890 | -0.41% | -2.94% | -4.72% | -10.81% |
| 1889 | +2.36% | -0.75% | +6.12% | -1.97% |
| 1888 | +5.24% | -1.11% | +3.72% | -2.84% |
| 1887 | +0.62% | -2.47% | -0.27% | -7.87% |
| 1886 | +7.20% | -0.14% | +9.69% | -3.72% |
| 1885 | +4.15% | -0.70% | +25.05% | -1.30% |
| 1884 | +2.46% | -2.98% | -9.11% | -11.70% |
| 1883 | +6.44% | -0.71% | -3.56% | -5.29% |
| 1882 | +5.46% | -0.63% | +3.48% | -4.68% |
| 1881 | +8.87% | -1.40% | +0.85% | -8.18% |
| 1880 | +12.45% | -0.82% | +22.26% | -7.02% |
| 1879 | +7.32% | -0.63% | +40.02% | -0.88% |
| 1878 | +2.37% | -1.30% | +14.30% | -0.73% |
| 1877 | -2.01% | -3.27% | -0.16% | -15.24% |
| 1876 | -2.30% | -4.98% | -9.91% | -13.58% |
| 1875 | +4.92% | -3.56% | +5.57% | -2.81% |
| 1874 | +6.58% | -3.03% | +6.48% | -4.60% |
| 1873 | +5.59% | -5.41% | -1.18% | -13.40% |
| 1872 | +6.04% | -2.60% | +9.26% | -2.91% |
| 1871 | +10.11% | -1.22% | +13.02% | -3.74% |
