Give your future self a gift
Set aside funds now and see them grow throughout the new year. For a limited time, receive a 5.50% APY on 6-month certificate accounts.
Go anywhere, do anything
Escape day-to-day worries without leaving your finances behind. Take along card manager, alerts and many more essential tools.
Learn while you play
Play Banzai, the free financial education program that makes it fun to learn about budgeting, paying for college, saving for a home and paying off debt.
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Get tools such as merchant services, fraud prevention, cash management and credit cards.
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Back to Help CenterYes, anywhere Visa is accepted. Visa fees will apply, and it will show on your statement as an international 1% transaction service fee. Other institution's fees may apply. We also recommend ordering a chip card to prevent any problems when traveling abroad. Please notify us of your travel plans to avoid any blocks being placed on your card. You may also do this yourself using Card Manager on the mobile app or on the online branch.
We charge a foreign ATM fee of $1.50. (Stateside & out-of-country)
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© 2023, all rights reserved. Mountain America Credit Union, P.O. Box 2331, Sandy, UT 84091, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Mountain America Federal Credit Union does business as Mountain America Credit Union. Membership required—based on eligibility. Loans on approved credit. Annual Percentage Yield (APY). Annual Percentage Rate (APR).
As an enthusiast well-versed in the intricacies of financial institutions, particularly credit unions, I can attest to the wealth of information embedded in the provided article. My expertise extends to various financial concepts, products, and services, and I'm here to unravel the intricacies of the Mountain America Credit Union's offerings.
Accounts: The article highlights a range of account options provided by Mountain America Credit Union, including Checking, Savings, Certificate Accounts, and specialized accounts for teens and youth. These accounts serve as the foundation for various financial needs, offering diverse features and benefits.
Loans & Cards: Mountain America Credit Union offers a comprehensive suite of loans and cards, covering vehicles (Auto, RV, Boat, etc.), Credit Cards with different rewards structures, and a variety of loan calculators for informed decision-making. The institution caters to a broad spectrum of financial requirements.
Investments: The article emphasizes the importance of wealth management and retirement planning, offering services such as Guided Wealth Portfolios, IRA options, and certificates for investment purposes. It underlines the need for aligning one's retirement plan for a secure financial future.
Online Banking and Tools: Mountain America Credit Union provides a suite of online tools, including Online Banking, Card Manager, FICO® Score tracking, Zelle® for easy money transfers, and various financial education programs like Banzai Financial Games. These tools empower members with convenient and secure financial management.
Insurance and Protection: The institution offers a range of insurance products covering Auto, Home, Life, Business, RV, Motorcycle, Boat, and Umbrella policies. Additionally, protection services such as GAP coverage, ID Theft Protection, and Loan Relief Plans are highlighted, demonstrating a commitment to member security.
Education and Financial Guidance: Mountain America Credit Union goes beyond traditional banking services by offering financial education programs, calculators, and resources. The Banzai Financial Games and the Financial Guidance Hub cater to different age groups and financial literacy needs.
Business Services: For business owners, the credit union provides a suite of services, including Business Checking and Savings, Cash Management, Customer Financing, Human Resources and Payroll support, and various lending options. These services are designed to meet the financial needs of businesses, both large and small.
International Transactions: The article touches on international transactions, providing information about using Mountain America Credit Union cards abroad. It emphasizes the acceptance of Visa cards worldwide, notifies users of potential fees, and recommends using chip cards for seamless travel. The mention of the Card Manager app for travel notifications showcases the institution's commitment to member convenience.
Contact and Accessibility: The article concludes with essential contact information, highlighting the credit union's commitment to member service. It also mentions the importance of notifying the institution about travel plans and offers multiple channels for doing so, showcasing a dedication to preventing disruptions during international travel.
In summary, Mountain America Credit Union stands out as a financial institution that not only provides a wide array of financial products and services but also places a strong emphasis on member education, security, and convenience. The comprehensive offerings outlined in the article demonstrate the institution's commitment to serving the diverse financial needs of its members.
