See more about using your cards abroad.
We'll charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you are being refunded. This fee will also apply whenever you don't pay in sterling (either abroad or in the UK) – eg, when you shop online on a non-UK website.
The Non-Sterling Transaction Fee was previously referred to as 'commission' and 'foreign exchange charge'.
Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available on the VISA website.
When you load cash to your Travel Wallet, we’ll charge the current rate of 2.75%.
When using your debit card abroad, some merchant terminals or cash machines may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling, the 2.99% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or cash machine owner’s commission charges are and what exchange rate they are using because, overall, it may be more expensive to pay in sterling.
More about debit cards abroad.
