Amex Gold vs. Platinum: Which Is Best in 2024? (2024)

Amex Gold vs. Platinum: Which Is Best in 2024? (3)

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Amex Gold vs. Platinum: Which Is Best in 2024? (4)

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by John Kiernan, Credit Card Editor Jan 12, 2024

THE WINNER

The Platinum Card® from American Express is the winner over the American Express® Gold Card. While it’s a more expensive choice, American Express Platinum card provides frequent travelers with a lot more value.

For example, the American Express Platinum card comes with a welcome offer of 80,000 points for spending $8,000 in the first 6 months, as well as a solid regular rewards rate. It also offers supplemental benefits like airport lounge access and various types of statement credits.

WalletHub's credit card comparisons and ratings are completely independent and not provided, commissioned, or endorsed by any issuer. WalletHub independently collected information for

some of the cards

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Amex Gold card vs. American Express Platinum card: Key Characteristics

American Express® Gold Card

Amex Gold vs. Platinum: Which Is Best in 2024? (6) Sponsored Card

2.5WalletHub Rating

WalletHub Rating

2.5

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

3.8

User Reviews

3.8

Market Comparison

2.2

fees: 2.1

rewards: 2.4

cost: 2.3

Other Features: 0.0

winner

The Platinum Card® from American Express

Amex Gold vs. Platinum: Which Is Best in 2024? (7) Sponsored Card

3.3WalletHub Rating

WalletHub Rating

3.3

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

3.0

User Reviews

3.9

Market Comparison

3.2

fees: 1.3

rewards: 4.8

cost: 2.7

Other Features: 5.0

user reviews

user reviews

WalletHub Rating

WalletHub Rating

2.5

WalletHub Rating

2.5

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

3.8

User Reviews

3.8

Market Comparison

2.2

fees: 2.1

rewards: 2.4

cost: 2.3

Other Features: 0.0

3.3

WalletHub Rating

3.3

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

3.0

User Reviews

3.9

Market Comparison

3.2

fees: 1.3

rewards: 4.8

cost: 2.7

Other Features: 5.0

credit card company

credit card company

American Express

American Express

Accepted credit scores

Accepted credit scores

Excellent, Good

Excellent, Good

annual fee

annual fee

$250

$695

purchase intro apr

purchase intro apr

Amex Gold card.Purchase Intro A.P.R. Not Offered

American Express Platinum card.Purchase Intro A.P.R. Not Offered

transfer intro apr

transfer intro apr

Amex Gold card.Transfer Intro A.P.R. Not Offered

American Express Platinum card.Transfer Intro A.P.R. Not Offered

bonus offer

bonus offer

60,000 points

80,000 points

rewards rate

rewards rate

Amex Gold card - Rewards Rate. 1 - 4 points / $1

American Express Platinum card - Rewards Rate. 1 - 5 points / $1

Amex Gold vs. Platinum: Rewards

Amex Platinum and Amex Gold both come with a nice initial bonus offer, plus yearly opportunities to earn additional credits and various other valuable perks. Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card’s perks do not.

When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value. So, which is better will really depend on your spending habits.

rewards Type

rewards Type

Points

Points

bonus offer

bonus offer

60,000 points

80,000 points

rewards rate

rewards rate

1 - 4 points / $1

1 - 5 points / $1

rewards details

rewards details

Amex Gold card - Rewards Details

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Terms Apply.

American Express Platinum card - Rewards Details

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • Terms Apply.

Amex Gold vs. Platinum: Fees

Which would you rather have: Amex Gold for two years or Amex Platinum for one? That’s basically what it comes down to. Because at $695, a single Amex Platinum annual fee would cover Amex Gold’s first two yearly membership fees (at $250 a pop) – and then some.

Neither Amex Gold nor Amex Platinum has a foreign transaction fee. So Amex Gold is the clear winner in this category.

Category Winner:Amex Gold card

Amex Gold vs. Platinum: Additional Info

foreign transaction fee

foreign transaction fee

0%

0%

cash advance apr

cash advance apr

29.99% (V)

29.99% (V)

cash advance fee

cash advance fee

5% (min $10)

5% (min $10)

grace period

grace period

25 days

25 days

Additional Info

Additional Info

Amex Gold card - Additional Info

  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.

American Express Platinum card - Additional Info

  • $695 annual fee.
  • This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.

Amex Gold card vs. American Express Platinum card: Ratings

user reviews

user reviews

EDITOR'S RATING

EDITOR'S RATING

3.8 / 5

3 / 5

WALLETHUB RATING

WALLETHUB RATING

2.5 / 5

WalletHub Rating

2.5

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

3.8

User Reviews

3.8

Market Comparison

2.2

fees: 2.1

rewards: 2.4

cost: 2.3

Other Features: 0.0

3.3 / 5

WalletHub Rating

3.3

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

3.0

User Reviews

3.9

Market Comparison

3.2

fees: 1.3

rewards: 4.8

cost: 2.7

Other Features: 5.0

BEST WHEN USED TO

BEST WHEN USED TO

Earn Rewards

Earn Rewards

Still not sure?

Check out other popular cards related to American Express® Gold Card and The Platinum Card® from American Express.

Amex Gold vs. Platinum: Which Is Best in 2024? (8)Apply Now

3.36 out of 5 rating307 Reviews307 User Reviews

4.1WalletHub Rating

WalletHub Rating

4.1

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

4.4

Market Comparison

4.1

fees: 1.3

rewards: 4.8

cost: 4.8

Other Features: 0.0

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Regular APR22.49% - 29.49% (V)

Purchase Intro APR

Not Offered

Transfer Intro APR

Not Offered

Regular APR

22.49% - 29.49% (V)

annual fee

$550

rewards rate

1 - 10 points / $1

Bonus Offer

60,000 points

Bonus Offer

60,000 points

accepted credit

Excellent Credit

Pros

  • Initial Bonus: 60,000 points
  • $300 Annual Travel Credit
  • Up To 15% Back On Hotels and Car Rentals

Cons

  • High Annual Fee
  • High APR

Rewards Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursem*nt for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Additional Info

  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Amex Gold vs. Platinum: Which Is Best in 2024? (9)Apply Now

3.3 out of 5 rating33 Reviews33 User Reviews

4.2WalletHub Rating

WalletHub Rating

4.2

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

4.8

User Reviews

3.3

Market Comparison

4.2

fees: 1.3

rewards: 4.8

cost: 4.7

Other Features: 5.0

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Regular APR19.99% - 29.99% (V)

Purchase Intro APR

Not Offered

Transfer Intro APR

Not Offered

Regular APR

19.99% - 29.99% (V)

annual fee

$395

rewards rate

2 - 10 miles / $1

Bonus Offer

75,000 miles

Bonus Offer

75,000 miles

accepted credit

Excellent Credit

Pros

  • 75,000-mile initial bonus
  • 2 - 10 miles per $1 spent on purchases
  • Annual statement credit & bonus opportunities
  • Airport lounge access

Cons

  • $395 annual fee
  • Not good for financing
  • Requires excellent credit

Rewards Details

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

Amex Gold vs. Platinum FAQ

Comparing credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.

What are the best American Express Platinum card benefits?

16

Upvotes

Reply

16

1

Lisa Cahill, Credit Cards Moderator

@lisacahill

The best American Express Platinum card benefits are baggage insurance and return protection. This card also offers extended warranty and purchase protection, which are more common perks across American Express cards.

The best American Express Platinum card benefits:

  • Baggage insurance
  • Return protection
  • Extended warranty
  • Purchase protection
  • Lowest hotel rates guarantee
  • Instant card numbers
  • Rental car insurance
  • Airport lounge access
  • Air travel fees reimbursem*nt
  • Statement credits for eligible hotel bookings

...

3

1

What are the best Amex Gold card benefits?

9

Upvotes

Reply

9

1

Lisa Cahill, Credit Cards Moderator

@lisacahill

The best Amex Gold card benefits are trip delay insurance and baggage insurance. The American Express® Gold Card also has extended warranty and purchase protection, which are more common perks across American Express credit cards.

Amex Gold card Benefits

  • Trip delay insurance
  • Baggage insurance
  • Extended warranty
  • Purchase protection
  • Lowest hotel rates guarantee
  • Instant card numbers
  • Global Assist (an emergency card assistance hotline)
  • An annual dining credit
  • Free ShopRunner membership (for free...

3

1

Does Amex Platinum offer a 100K point bonus?

17

Upvotes

Reply

17

Gina Marte, WalletHub Advisor

@ginamarte

No, the American Express Platinum card does not offer a 100K point bonus anymore. The current offer is 80,000 points for spending $8,000 in the first 6 months.Once you've met the spending requirement for the American Express Platinum card's bonus, the points will post to your account within 8-12 weeks.

In addition to the welcome offer, the American Express Platinum card offers many other benefits and extensive ongoing rewards.

American Express Platinum card's Rewards & Perks

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • Terms Apply.

All in all, the American Express Platinum card is a good card for high-spending frequent travelers with at least...

3

1

View more answers

How does the American Express concierge work?

17

Upvotes

Reply

17

1

Joseph Bulebush, WalletHub Analyst

@joeybule

The American Express Concierge Service works as a virtual assistant, helping cardholders secure concert tickets, deliver flowers, make reservations, and much more. It is an exclusive benefit for the American Express Platinum card, the Centurion® Card from American Express, the Delta SkyMiles® Reserve American Express Card and the Hilton Honors American Express Card cardholders. You can contact the concierge service by phone at (800) 525-3355 or by sending an email.

There are no service charges for using the Amex concierge, as it's a complimentary benefit. Any purchases required to complete your...

5

How do I get the Amex Rose Gold card?

89

Upvotes

Reply

89

2

Marshall Jamieson, WalletHub Finance Consultant

@bergman77

To get the Amex Rose Gold card, you have to apply for the American Express® Gold Card and request a Rose Gold version. If you are already an Amex Gold cardholder, you just have to request a new card be sent to you in the Rose Gold shade. To do that, call customer service at (800) 528-4800 or the number you see on the back of your card. Alternatively, use the online chat function from your online account.

It's worth noting...

19

1

What are the Amex Platinum benefits at Hertz?

17

Upvotes

Reply

17

1

Charlie Smith

@charliesmith

The American Express Platinum card benefits at Hertz include reduced rates and other privileges on Hertz car rentals. The American Express Platinum card also offers free membership in the Hertz Gold Plus rewards program. Some of the best benefits you get at Hertz with this card are:

  • Free one-car-class upgrades.
  • Expedited service.
  • Up to 4 hours grace period when returning the vehicle late with no penalty.
  • Automatic 15% - 25% discount on all rentals, along with...

3

How does Amex Platinum card travel insurance work?

18

Upvotes

Reply

18

Maria Adams, Credit Cards Moderator

@m_adams

Yes, the American Express Platinum card does have travel insurance benefits, the best of which are trip cancellation and interruption insurance and car rental loss and damage insurance. To be eligible to file a travel insurance claim, you'll need to pay for your travel using your American Express Platinum card.

Types of American Express Platinum card Travel Insurance

  • Trip delay insurance: This benefit reimburses you for necessary expenses – such as a hotel room, for example – if your trip is...

2

How does the Amex Gold Dining Credit Work?

7

Upvotes

Reply

7

Hector Molina, WalletHub Analyst

@hectormolina

The Amex Gold card dining credit gives cardholders up to $120 per year in statement credits for purchases with Grubhub, Shake Shack, The Cheesecake Factory, and other participating merchants. The first $10 in qualifying purchases made each month will be covered by the Amex Gold card dining credit. Keep in mind that you must enroll your card to use this benefit and receive the credit. Dining credits are posted to the account within 6-8 weeks after qualifying purchases are made.

...

5

How does Amex Platinum car rental insurance work?

16

Upvotes

Reply

16

Maria Adams, Credit Cards Moderator

@m_adams

The American Express Platinum card car rental insurance covers cardholders for up to $75,000 in collision damage and theft for vehicles rented with the American Express Platinum card or American Express rewards points. To get the American Express Platinum card car rental insurance coverage, you must decline the rental agency's supplemental insurance policy. To make a American Express Platinum card rental car insurance claim, call (800) 338-1670 within 30 days of a covered incident.

There are a few exceptions you should be aware of, though. And there...

1

What is the Amex Platinum Uber benefit?

17

Upvotes

Reply

17

Joseph Bulebush, WalletHub Analyst

@joeybule

The American Express Platinum card Uber benefit is up to $200 in Uber credit annually: up to $15 in credit per month, plus a $20 bonus in December (up to $35 total). Cardholders are automatically enrolled when adding the American Express Platinum card to their Uber account.

The American Express Platinum card Uber credit post to the Uber app (for iOS and Android) on the first day of each month. Unused credit expires at midnight on the last day of the month (HST)...

2

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Amex Gold vs. Platinum: Which Is Best in 2024? (2024)
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