American Freight Content Hub (2024)

American Freight Content Hub (2024)

FAQs

What happens if you don't pay American freight? ›

Yes, American Freight can sue you. American Freight can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs.

Does American Freight give refunds? ›

Items purchased at American Freight stores or American Freight's website are not eligible for return, refund, or exchange after pick-up, delivery, or installation has been completed. ALL SALES ARE FINAL, except as provided in our return policy, available here, or otherwise required by applicable law.

Can you cancel an order from American Freight? ›

Items purchased from American Freight Stores can be cancelled prior to pick-up or delivery. Special Order on any product type cancelled before pick-up or delivery are subject to a restocking fee.

Will Afterpay send you to collections? ›

If you don't make payments, Afterpay can charge late fees up to 25% of the purchase and eventually turn you over to debt collections. Their website says customers who use Afterpay spend more money and shop more often than those who don't.

What credit score do you need for American First Finance? ›

Q: What are American First Finance's credit score requirements? A: There are no credit score requirements to apply to American First Finance. We are a “No Credit Needed^” company, and that means you may be approved even with a poor or no credit history.

Who runs American Freight? ›

American Freight, a subsidiary of Franchise Group Inc., offers affordable, high-quality furniture, mattresses and appliances through its direct-to-consumer, warehouse-style stores.

What happens to returned merchandise? ›

So there are a few different things that can happen when you return something. While some items, like clothing, can sometimes be thoroughly inspected and - if in pristine condition - put back on shelves for resale, other items, like beauty products, are simply gonna be destroyed.

How do I get my money back from shipping? ›

Contact the retail company directly about a refund.

Explain that you would like a refund for the late (or missing) package. Even if the shipping company is at fault, your order was with the retailer, and the company should be responsible for the shipment arriving on time.

Can I cancel an order if it hasn't shipped? ›

That depends on the merchant's policy and whether or not the item has been shipped. If you contact the merchant before shipping, they may be able to stop the order process.

Can a seller cancel an order after shipping? ›

Orders that have already been shipped cannot be canceled. If a cancellation request is submitted at this point, the seller should contact the buyer and inform him that the item has already been shipped. The buyer has the option to return the item for a refund. Find out all the details about returns and refunds here.

Can I cancel my order after shipping? ›

The order cannot be canceled once it's out for delivery. However, the customer may choose to reject it at the doorstep.

What happens if you stop paying American First Finance? ›

A: As stated in your lease agreement with AFF, AFF may terminate your lease agreement if you become delinquent. This allows AFF to be able to collect late leasing fees. If you become delinquent on your lease, you can always reinstate the lease agreement by bringing your lease current.

Is there a lawsuit against American First Finance? ›

Who: A consumer lodged a class action lawsuit against lender American First Finance, Inc. Why: The plaintiff claims American First Finance is not licensed to provide loans in California and charges interest rates that exceed maximum legal limits. Where: The class action lawsuit is pending in California federal court.

Is American First Finance a predatory lender? ›

Per the suit, AFF is not licensed to offer or collect on loans in California and had no right to receive any principal, charges or other recompense in connection with its allegedly unlawful agreements with consumers.

Why do I have a charge from American First Finance? ›

If you see a charge from us, it is because you signed an agreement with one of our retail partners or applied for a FinWise Bank loan to make a purchase and pay over time with us, American First Finance.

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