The feeling of freedom that comes with finally paying off your debt is absolutely intoxicating. It is like taking a deep breath for the first time in years, and you’ll be amazed at how much better life gets when you’re not chained to monthly payments.In this blog post, we’ve collected 85 inspirational quotes about debt payoff to get you excited for the future!!
Debt payoff is hard.
It requires saying no to yourself a lot. It also means telling others “no” frequently too, but it’s tough because we want the things that they have and sometimes need or are just trying to help out with our finances in some way for us.
However, if you’re hitting this head-on right now and feeling like there isn’t any hope left anymore, let me tell you what I’ve learned so far: keep your chin up; take another step forward–and then do it again! Keep putting one foot in front of those others until eventually, these small steps will lead you down the path towards success where debt doesn’t exist at all. Because once debts are gone, life starts again without worries like it used to.
I have learned that being an adult is a lot harder than I imagined it could be and can make you wish for things to just go back to the way they were before the debt became your best friend.
While living with debts looming over our heads throughout my early life as an adult, I had to learn the hard way how to be frugal just so I could have a roof over our heads, food in our stomachs, and clothes on our backs. And before long, I became a pro at it.
Getting out of debt is closely linked to a person’s overall happiness. Let’s face it; life isn’t much fun when your finances are being squeezed tightly each month and you’re struggling to make the repayments.
That can really drag on your mood, especially if you find yourself unable to enjoy some things like going out for dinner or buying treats here and there.
Being miserable because they might not fit into your budget anymore due to all that monthly interest from credit cards and loans is not something we want in our lives!
Getting rid of these debts will allow us more freedom with what money we have—a freedom which leads directly back towards feeling happier about ourselves again.
Inspirational Quotes About Debt Payoff
#1 “Debt is the slavery of the free.” -François-Auguste Mignet
#2 “The best way to destroy an enemy is to make him a friend.” -Abraham Lincoln
#3 “In every conceivable manner, good debts contribute to your wealth and bad ones take it away. Hence, good debts build you up and bad debts bring down your financial house of cards.” -Ramit Sethi
#4 “If (debt) remains, then you remain in bondage. The only way to be free is to get rid of it.” -Dave Ramsey
#5 “Debt is the new American slavery, and its chains are made of credit cards.” -Elizabeth Warren
#6 “Debt is not just a financial vulnerability, it’s also an emotional one. To let go of the things that are weighing you down in life and leaving them behind gives you freedom and security.” -Barry Cripps
#7 “Debt has ruined many a man, but you will emerge from yours like gold seven times purged.” -William Blake
#8 “Facing up to your debts is one of the most difficult things you’ll ever do. But in the end, it’s not only how much you owe that matters, but also what you do with what you owe.” -Dale Dauten
#9 “The chains of habit are too weak to be felt until they are too strong to be broken.” -Samuel Johnson
#10 “Debt is an ingenious substitute for the chain and whip of the slavedriver.” -Will Rogers
Fun Quotes And Inspirational Quotes About Debt Payoff
#11 “Christmas is the season when you buy this year’s gifts with next year’s money.”
-Unknown
#12 “I found this national debt, doubled, wrapped in a big bow waiting for me as I stepped into the Oval Office.”
-Barack Obama
#13 “It is poor judgment to countersign another’s note, to become responsible for his debts.”
-Bible
#14 “What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?”
-Adam Smith
#15 “When you get in debt you become a slave.” -Andrew Jackson
#16 “If you owe the bank $100 that’s your problem. If you owe the bank $100 million, that’s the bank’s problem.” -JPMorgan Chase
#17 “There are but two ways of paying debt: Increase of industry in raising income, increase of thrift in laying out.”
-Thomas Carlyle
#18 “No one can discover the continent of truth unless he has the courage to lose sight of the shore for a very long time.” -Siméon Poisson
#19 “You can be happy now, or you can be unhappy later. The choice is yours, but not both.” -Mike Murdock
#20 “If you owe the bank $100 that’s your problem. If you owe the bank $100 million, that’s the bank’s problem.” -JPMorgan Chase
#21 “Finding pleasure in lending is like finding pleasure in slavery – it destroys your moral character and makes you a monster; not to mention the fact that it puts you in deep debt for life.” -The Dollar Vigilante
Motivational Quotes While Paying Off Debt
#22 “Debt settles such base matter as the will; and not till then.” -William Blake
#23 “I like debt. It’s the only thing that keeps me awake.” -Samuel Clemens
#24 “He also said that a rich man should carry his wealth upon his back; in the form of credit, so as to be ready to lend it out at any time without asking questions, like a true friend.” -Edward K. Parker
#25 “Debts are like children: the smaller they are the more noise they make.”
-Spanish Proverb
#26 “Debts must be paid before pleasures can begin; and you cannot live long upon pleasures without being in debt.” -Samuel Johnson
#27 “The man who never has money enough to pay his debts has too much of something else.”
-James Lendall Basford
#28 “Speak not of my debts unless you mean to pay them.”-George Herbert
#29 “Facing up to your debts is one of the most difficult things you’ll ever do. But in the end, it’s not only how much you owe that matters, but also what you do with what you owe.” -Dale Dauten
#30 “If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours.”
-John Maynard Keynes
#31 “If we knew all the good there is to know about all the bad that can happen, we’d never leave our house.” -Naveen Jain
#32 “Before borrowing money from a friend, decide which you need most.”-American Proverb
#33 “A hundred wagon loads of thoughts will not pay a single ounce of debt.”-Italian Proverb
Positive Money Quotes About Debt Payoff
#34 “When you get into debt, you surrender your freedom.” -Drew Carey
#35 “Debt is a great motivator. I think it makes you work harder.” -Robert Herjavec
#36 “When a man is in love or in debt, someone else has the advantage.”
-Bill Balance
#37 “If we knew all the good there is to know about all the bad that can happen, we’d never leave our house.” -Naveen Jain
#38 “But you’ll never get rich unless you have some debt. I’ve made a fortune by using other people’s money.” -Samuel Goldwyn
#39 “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”-Joe Biden
#40 “A wise man will make more opportunities than he finds. He will never give up his debt during prosperous times.” -Chinese Proverb
#41 “The only reason to have money in the bank is to lend it out or use it as a negotiating tool.” -Stephen Jarislowsky
#42 “I’m a great believer in luck, and I find the harder I work the more I have of it.”-Thomas Jefferson
#43 “Every time you borrow money, you’re robbing your future self.” -Nathan W. Morris
#44 “The only reason to have money in the bank is to lend it out or use it as a negotiating tool.” -Stephen Jarislowsky
#45 “He looks the whole world in the face for he owes not any man.”-Henry Wadsworth Longfellow
#46 “Life is like nature; she turns herself inside out to rid herself of the rot that has become her lot.” -Bryant H. McGill
#47 “If we knew all the good there is to know about all the bad that can happen, we’d never leave our house.” -Naveen Jain
#48 “But you’ll never get rich unless you have some debt. I’ve made a fortune by using other people’s money.” -Samuel Goldwyn
#49 “You must gain control over your money or the lack of it will forever control you.”-Dave Ramsey
#50 “I sincerely believe that banking establishments are more dangerous than standing armies and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale.”― Thomas Jefferson
#51 “Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery”― Charles Dicken
Quirky Debt Payoff Quotes
#52 “Today, there are three kinds of people: the have’s, the have-not’s, and the have-not-paid-for-what-they-have’s.” -Earl Wilson
#53 “Every time you borrow money, you’re robbing your future self.”― Nathan W. Morris
#54 “The gift was not large as money goes, and my need was not great, but the spirit of the gift is beyond price and leaves me blessed and in debt.”― Robert Fulghum, All I Really Need to Know I Learned in Kindergarten
#55 “I’d rather go to bed supperless, than rise in debt.”— Benjamin Franklin
#56 “Rich people plan for four generations. Poor people plan for Saturday night.”— Gloria Steinem
#57 “Neither a borrower nor a lender be; for loan doth oft lose both itself and friend.”— William Shakespeare
#58 “A man who pays his bills on time is soon forgotten.” — Oscar Wilde
#59 “Wouldst thou shut up the avenues of ill, Pay every debt as if God wrote the bill.”— Ralph Waldo Emerson
#60 “Worrying is like paying on a debt that may never come due.”– Will Rogers
#61 “Creditors have better memories than debtors.”— Benjamin Franklin
#62 “I make myself rich by making my wants few.”– Henry David Thoreau
#63 “Debt is dumb. Cash is king.”— Dave Ramsey
Money Quotes For Your Debt Free Journey
#64 “Chains of habit are too light to be felt until they are too heavy to be broken.”— Warren Buffett
#65 “If you’re thinking of debt, that’s what you’re going to attract.”— Bob Proctor
#66 “If you have debt I’m willing to bet that general clutter is a problem for you too.”— Suze Orman
#67 “The quickest way to double your money is to fold it over and put it back in your pocket.”-Will Rogers
#68 “Comparison is the thief of joy.” -Theodore Roosevelt
#69 “It is thrifty to prepare today for the wants of tomorrow.”— Aesop
#70 “Do what you have to until you can do what you want to.”-Oprah
#71 “Wars in old times were made to get slaves. The modern implement of imposing slavery is debt.”— Ezra Pound
#72 “The government who robs Peter to pay Paul can always depend on the support of Paul.”— George Bernard Shaw
#73 “If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.”- Jim Rohn
#74 I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years.-Warren Buffett
#76 Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.-Ayn Rand
More Inspirational Money Quotes For Debt Payoff
#77 “He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.” -Eleanor Roosevelt
#78 “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.”-Norman Vincent Peale
#79 “It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.” -George Lorimer
#80 “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” -Maya Angelou
#81 “If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.” -Henry Ford
#82 “Money is a terrible master but an excellent servant.” -P.T. Barnum
#83 “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.” -Jack Benny
#84 “Wealth is the ability to fully experience life.” -Henry David Thoreau
#85 “What you want is enough money to be full, honest, generous, and free. When you have those things, you won’t need anymore.” -Sting
Final Thoughts On 85 Inspirational Quotes About Debt Payoff
With these 85 quotes, you’ll be on your way to a debt-free life in no time. If you have any more questions or want help figuring out how to pay off your debts, just let us know! We’re happy to offer our expertise and provide a fresh perspective for whatever situation you find yourself in.
If you’re looking for more inspiration and motivation for debt payoff, check out Debt Free Roadmap in the Frozen Pennies shop!
Each quote is different but they all share one thing – an inspirational outlook that will motivate you as you work towards financial stability. What are some of your favorite motivational quotes? Let us know down below so we can add them to our list!
