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Life would be a whole lot easier if someone would just Venmo us $1 million, but unfortunately the chance of that happening is, well, probably zero. (Venmo doesn’t allow transactions that large anyway.)
But even though our chances of becoming a millionaire are slim, we can still manage our money like one. No, we’re not going to tell you how to buy hundreds of shares of Apple stock. Or how to pick out the perfect yacht.
These are simple money moves any normal, non-millionaire person can maketoday. Each tip can get you closer to achieving your big goals.
Take a look:
1. Cancel Your Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.
Use a website called EverQuote to see all your options at once.
7 Ways to Make Money if You Hate People
Do you avoid people too? In the past, there was almost no way around working with people if you wanted to earn a living, but things have changed.
Our team has compiled a list of creative ways you can fatten your bank account this month, without having to put up with people.
Enough small talk. Here are some ways to earn extra cash, without all of the social stuff.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
2.Own a Piece of Amazon or Netflix — Even if You’re Not Rich
Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common: They own another company.
But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.
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Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
That’s why a lot of people use the Public app. It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies.
That’s right — you can invest in pieces of well-known companies, such as Amazon, Google or Netflix, even if you’re not rich. The best part? Some companies even pay you every quarter for your share of the profits, called dividends.
It takes just minutes to download the app, and when you finish setting up your account, Public even will give you a $10 sign-up bonus.
*Valid for U.S. residents 18+ and subject to account approval. See Public.com/disclosures/.
3. Stop Paying Your Credit Card Company
If you have credit card debt,you know. The anxiety, the interest rates, the fear you’re never going to escape…
Your credit card is getting rich by ripping you off with insane rates, but a company calledAmOnecould help you pay them off tomorrow.
Here’s how it works: AmOne will match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster.Plus, no credit card payment this month.
AmOne won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free tocheck online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
4.Add $225 to Your Wallet Just for Watching the News
It’s been a historic year in news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.
And research companies want to pay you to keep watching. You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short news clips to choose from every day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $56 million.
It takes about one minute to sign up, and start getting paid to watch the news.
5. Add up to 300 Points to Your Credit Score
When it comes to your credit score, it’s important to stay organized and keep tabs on it. After all, it’ll play an essential role in any big purchase you want to make — whether that’s a home or a car.
So if you’re looking to get your credit score back on track — or even if it is on track and you want to bump it up — try using a free website called Credit Sesame.
Within 90 seconds, you’ll get access to your credit score, any debt-carrying accounts and a handful of personalized tips to improve your score. You’ll even be able to spot any errors holding you back (one in five reports have one).
James Cooper, of Atlanta, used Credit Sesame to raise his credit score nearly 300 points in six months.* “They showed me the ins and outs — how to dot the I’s and cross the T’s,” he said.
Want to check for yourself? It’s free and only takes about 90 seconds to sign up.
*Financial investment involves the risk of loss
The 8 Best Ways to Earn a Passive Income in 2023
You’ve probably heard the term passive income. It sounds appealing right?
According to the definition of passive, it would mean you’re earning income without participating or having to do anything at all. Free money? Sign me up!
If you’re interested in establishing a flow of passive income, here’s a guide to understanding the term and getting started.
Check it out here!
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