4 Simple Tricks to Stick to Your Grocery Budget | The Budget Mom (2024)

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4 Simple Tricks to Stick to Your Grocery Budget | The Budget Mom (1)

Are you tired of overspending at the grocery store and watching your hard-earned money go to waste?

With the rising cost of groceries, it's becoming increasingly difficult to stick to a budget. In fact, according to a survey conducted by the American Savings Education Council, nearly 70% of American adults reported having budgeting problems, with groceries being one of the most common budget-busting expenses.

But there's good news! Eating well on a budget is still entirely possible.

In this article, I will dive into four proven strategies to help you master grocery budgeting and reduce food waste. No more impulse buys, no more overstocked pantries, and no more throwing away expired food.

With these tips, you'll be able to save money, eat better, and reduce your environmental impact. The best part? It’s easier than you think – and yummy, too!

Consider the following tips:

1. Cook Using Your Leftovers

Cooking with leftovers is a great way to save money and reduce food waste. But just reheating last night's dinner can get boring fast. So, here are some creative and delicious ways to transform your leftovers into new meals.

One way to switch things up is to give your leftovers an international twist. Take some leftover chicken, for example. Mix it with some curry powder and coconut milk, and you've got a delicious Indian-inspired curry. Or, add some hoisin sauce, ginger, and scallions to your leftover pork, and you've got a tasty Chinese stir-fry.

Another way to repurpose leftovers is to use them as a topping or filling. Leftover roast beef can be sliced thin and added to a classic French dip sandwich, while leftover grilled vegetables can be blended into a flavorful pesto. And who doesn't love a good pizza? Add some sauce, cheese, and your choice of toppings to your leftover cooked meats, vegetables or even mashed potatoes.

For a hearty breakfast, try using leftovers in an omelet or frittata. Diced potatoes, onions, and bacon can be sautéed together, and then mixed with beaten eggs for a savory breakfast dish. You can also mix your leftovers into scrambled eggs, or chop them up and add them to a breakfast burrito.

Lastly, leftovers can be used to make soups and stews. Leftover vegetables and meat can be added to a pot with some broth and spices to make a hearty and healthy meal. If you have leftover rice, use that to make a porridge-like congee. Experiment with different broths and spices to create a wide variety of soups and stews.

Cooking with leftovers doesn't have to be boring, with a little imagination and creativity, you can turn your leftovers into delicious and satisfying meals. So, next time you have leftovers, remember to think outside the reheat and try something new!

2. Shop Your Pantry and Fridge First

Have you ever gone grocery shopping only to realize you bought items that you already had at home?

It's time to put a stop to this money-wasting habit and start shopping your pantry and fridge first!

Not only will this save you money, but it will also help reduce food waste. Here are some things you can look for in your pantry and fridge before heading to the store:

  • Pasta and Rice. These are versatile ingredients that can be used in many different meals. Check to see if you have any opened packages or half-used bags and plan your meals accordingly.
  • Canned goods. From beans to vegetables, canned goods have a long shelf life and can be a lifesaver in a pinch. Depending on what you have, you can make chili, casseroles, or even Poor Man’s Caviar.
  • Frozen fruits and vegetables. These are great for smoothies and soups. Make sure to use them before they develop freezer burn!

By shopping your pantry and fridge first, you'll be surprised at how many meals you can make with the ingredients you already have. Not only will it save you money, but it will also prevent food waste and reduce clutter in your pantry and fridge.

So, before you head to the store, take a good look in your pantry and fridge, you might just find that you already have everything you need!

3. Meal Plan Your Week Before Going Grocery Shopping

Meal planning is the key to a successful and stress-free grocery shopping experience. By planning your meals for the week ahead, you can save time, money, and reduce food waste.

Here's how to get started:

  • Make a list of meals for the week. Sit down and plan out your meals for the week. Consider any leftovers you can repurpose, and any events or special occasions that will affect your meal schedule.
  • Check what you already have. We already covered this in tip #1, but take an inventory of what you have in your pantry, fridge, and freezer before you make your grocery list. Once you have your list, stick to it while you're at the grocery store. Avoid impulse buys and shopping when you're hungry, as these can lead to overspending and unnecessary purchases.
  • Check for deals and sales. Most grocery stores have weekly deals and sales, check them out to see if any of the items you need are on sale. It’s also a good idea to search online for coupons that you can pull up on your phone during checkout!
  • Don't be afraid to repeat meals. It's okay to have leftovers or repeat meals, as this will save you time and money. However, to avoid getting tired of eating the same food, try to incorporate variety in your meals by utilizing different ingredients, cooking methods, and cuisines the next time you make the same dish. It will make your meal more interesting and fun!

By planning ahead, you'll have all the ingredients you need on hand and can easily prepare delicious and nutritious meals for you and your family.

4. Shop In-Season and Shop in Bulk

Shopping in season is a great way to stick to your grocery budget! Not only do seasonal fruits and vegetables cost less, but they also keep your diet varied and have more nutritional value.

For example, during the summer months, you can find fresh berries, tomatoes, and corn at their peak and prices are lower compared to off-season. Eating in-season produce also encourages you to try new recipes, and experiment with different types of ingredients. By doing so, you'll save money and enjoy a more varied diet!

Another budget-friendly shopping strategy is buying in bulk.

This can be especially helpful for non-perishable items like grains, pasta, nuts, and spices. Buying these items in bulk usually results in a lower per-unit cost, plus you'll have a pantry that's well-stocked for future meals. This way you can avoid the last-minute panic of realizing you're out of quinoa, and the temptation to order takeout instead.

But remember, not all products are worth buying in bulk, for example perishable items like milk or meat. It's essential to have a good idea of how much you'll be able to use before they expire and make sure you have the storage space to store them properly.

Shopping seasonally and in bulk is a great way to stick to your grocery budget. Eating fresh, in-season produce saves money and improves your health, while buying non-perishable items in bulk saves you money in the long run. It may take a little extra planning, but the savings are well worth it!

What other tactics and strategies do you use to stick to your grocery budget? Let us know in the comments below or share your insights with the TBM Family on Facebook!

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4 Simple Tricks to Stick to Your Grocery Budget | The Budget Mom (2024)

FAQs

4 Simple Tricks to Stick to Your Grocery Budget | The Budget Mom? ›

According to the USDA, the average weekly grocery bill for a family of four in the United States fluctuates between $150 to $300.

What should a family of 4 budget be for groceries? ›

According to the USDA, the average weekly grocery bill for a family of four in the United States fluctuates between $150 to $300.

How do you stick to a budget for grocery shopping? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

What are 7 shopping tips to help you get the most out of your food budget? ›

Here are ten easy ways to save money in your grocery budget:
  • Revisit Your Grocery Budget. ...
  • Meal Plan. ...
  • Make a Grocery List. ...
  • Take Cash Out for Groceries. ...
  • Try Aldi (or Other Discount Grocery Stores) ...
  • Learn the Clean Fifteen and Dirty Dozen. ...
  • Shop Generic. ...
  • Buy in Bulk (Sometimes)
May 31, 2023

How can I cut my grocery bill by 90 percent? ›

What's Ahead:
  1. Shop at discount grocery stores like Aldi or Trader Joes.
  2. Compare prices between stores — even if it means driving to a few different ones at first.
  3. Plan your meals for the week based on what's on sale.
  4. Clip coupons and look for discount codes.
  5. Always, always, always eat your leftovers.
Sep 11, 2023

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What does a family of 3 spend on groceries? ›

Single-person households, as you might expect, spent the least on food: $5,235 in 2022, according to the Bureau of Labor Statistics. Two-person households spent $9,363, up from $8,242 in 2021. The national average for three-person households was $11,158. Four-person households spent $13.055.

What is the 6 to 1 grocery method? ›

The 6-to-1 Grocery Method is a basic calculation (we're talking elementary-level math, basically counting), to plan your weekly grocery shop. Here's the system: Fill your grocery cart with six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one "fun" item for yourself.

How to budget groceries for 3? ›

A good rule of thumb is to set aside 10% of your income for groceries and other food costs. So if you take home around $5,000 a month, plan on budgeting $500 for food. However, you may need to adjust that percentage, especially if you have a larger family or live in an area with a higher cost of living.

What's a good budget for groceries? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

What is a realistic grocery budget for 2? ›

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month.

How do you simplify grocery shopping? ›

In Chef Will Coleman's 6 to 1 grocery shopping method, shoppers purchase six vegetables, five fruits, four protein sources, three starches, two sauces or spreads, and one item just for fun. This system simplifies shopping, reduces waste, and saves money.

How can I drastically cut my grocery bill? ›

How We Make Money
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

Is Aldi cheaper than Walmart? ›

Regardless, the prices don't lie. Aldi is considerably cheaper than Walmart in almost every instance (or they were about the same).

What grocery store saves you the most money? ›

Aldi. If you want to save money on your groceries, there's perhaps no better store to shop at than Aldi. You'll find Aldi locations across the country and overseas, all of which guarantee competitive prices compared to the other grocery stores in your area.

What does the average family of 4 spend a week on groceries? ›

A family of 4 spends about $245.9 per week on food at home in moderate-cost plan. The average American family of four spends about 6-7% of their income on groceries. In 2019, 38% of US households with four persons report spending between $125 to $300 on groceries per week.

What is the average grocery bill for a family of 4 a month? ›

USDA Food Plan Spending for a Family of 4

Thrifty: $976. Low-cost: $1,059. Moderate-cost: $1,312. Liberal: $1,584.

How much income should a family of 4 make? ›

Out of all 99 cities SmartAsset examined, a family of four would need a median of $226,886 to live comfortably. In Houston, the income needed drops to $175,219 — the lowest of all cities examined.

How much should a family budget for groceries per month? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

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