19 Clever Tips on How to Save and Budget for General Dog Costs (2024)

Americans spend a fortune on their dogs. Over $60 billion per year to be precise. We fall prey to well marketed products all the time. Dog products are increasingly aimed at satisfying the complex comforts and tastes of dog owners rather than the basic needs of the dog.

It’s easy to lose sight of what your dog needs versus what you, as a human, like the look of. That’s exactly what manufacturers want – to seduce you with marketing. Take a step back. Think about what you’re buying and why, and you’ll probably find that you can make some huge savings on many dog supplies, vet and care bills, and other costs.

Dogs don't need the fanciest products. You'll likely end up spending hundreds of dollars on a dog bed that looks like a mini version of your sofa just to find that your dog would prefer to lounge in your recliner or on your bed with you.

As long as the pet products you buy are safe, healthy and meet your pup's needs, you don't need to go overboard buying the hottest trends or most adorable products.

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19 Tips On How to Save and Budget for General Dog Costs

Managing Your Money

1 Work out your budget

Make a list of all your weekly or monthly dog related expenses and work out which are essential and non-essential. Next, look at whether you can reduce the cost of each expense and by how much.

This will give you a baseline for how much money you need to put aside for dog care each month. Work out what you can afford and where savings can be made. Depending on how often you get paid – weekly, bi-weekly, monthly – you can plan to set aside a certain amount each pay period for dog-related expenses.

2 Set up a Fido Fund

Once you have your budget you can set up a “Fido Fund” to pay for routine care and unexpected expenses. Creating a buffer fund makes it easy to track where your money is going and how much spare you have each month. Planned spending is usually less costly than un-managed or impulse spending too.

RECOMMENDED:How Much Does A Dog Cost? Budgeting Guide for Dog Owners

Saving On Dog Supplies

3 Cut the cost of poop

Have you ever stopped to think how many hundreds of plastic poo bags you get through each year? Why buy them when you can improvise for free? Cut up and use grocery bags or your Sunday New Your Times magazine. You’ll be doing your bit for the environment as well as saving money.

4 Washable training pads

Potty training pads aren’t cheap. Buying washable pads is far more cost effective than buying disposables. House training your pup as soon as possible will cut costs too.

5 Buy second-hand

Online retailers that sell second-hand merchandise, such as Ebay or Amazon, areflooded with ‘gently used’ dog supplies such as bowls, beds, collars, leashes and crates. Try your local charity shop too, and remember that your dog’s food and water bowls don’t have to come from a pet store. Look out for second-hand heavy based bowls that were designed for kitchen or dining use.

6 Make your own bed

Fido doesn’t care about the color, pattern or style of his bed. All he’s interested in is comfort. So if you want to live with your pets on a budget, then get creative.

There are hundreds of online DIY dog bed tutorials to choose from, including the simple no-sew bed below. If you fancy getting creative and making an object of beauty, then get some ideas from around the internet.

RELATED:DIY Dog Bed Project – Ideas From Around the Internet

Saving On Dog Treats

7 Buy from the butcher

If you buy meat from your local butcher shop they will probably keep you stocked up with free bones. At $2 a pound, fresh chicken liver is a cheap treat option too. Serve it raw or dehydrate it for a quick and healthy snack.

8 Make your own jerky treats

Store bought jerky treats are expensive. You can make your own for a fraction of the price. Buy cheap meat or sweet potatoes, cut into thin slices and bake at 145° Fahrenheit for six hours. Simple!

MORE RECIPES HERE:

Saving On Dog-Related House Cleaning Supplies

9 Eliminate muddy feet

Do you feel as though you spend your life washing ground in mud from your carpets, upholstery and soft furnishings? A simple routine of wiping your dog’s paws before he enters the house can save you time and cleaning costs.

10 Make your own household cleaning products

Owning a dog can be a dirty business. Keep cleaning costs down and be kinder to the environment by making your own cleaning products. Be sure to make cleaning products that are effective, but also safe for your pets.

READ THIS:Homemade Dog Ear Cleaner– Best Ideas From Around the Internet

Saving Money On Dog Food

11 More is less

Opt for a manufacturer that offers bulk bags or breeder bags. You can often get further discounts online if you buy multiple bulk bags and reward points for regular purchases. Shipping is usually free for larger orders too.

12 Buy from Amazon

You can buy pretty much any brand and type of dog food on Amazon and often for cheaper than elsewhere. Amazon also has the advantage of customer reviews, so you can get a feel for the quality and suitability of the food.

If you often shop on Amazon, you can subscribe to Amazon Prime. For just $99/year you'll be able to receive 2-day shipping on a lot of products and get a priority access to deals and discounts. Check to see if the dog food brand you buy is eligible before signing up. If so, you could save hundreds in shipping costs over the course of the year.

13 Buy premium

Spending more per bag of dog food generally leads to savings. This doesn't mean to simply buy any expensive dog food brand; choose quality stuff with a good cost for value ratio.Premium pet food has a higher protein content than cheaper brands, so you dog doesn't need to eat as much.

High quality premium dog food brands usually contain all of the added supplements that your dog needs, too. You don’t have to purchase them separately and can potentially save not only on pet supplements, but also on dog health costs associated with feeding your pooch the right diet.

READ MORE:Expensive Dog Food Brands – Are They Worth the High Cost?

14 Prepare your own

It may take a little time, but preparing your own food from fresh ingredients can work out a lot cheaper and healthier than bought food. It’s tastier for your dog and free of preservatives and additives.

If you have to add a vitamin and mineral supplement, it’s still a cheaper option. There are plenty of books and online dog food recipes and guidance to help you get started. Check with your vet first before changing your dog’s feeding regime.

15 Measure it

Get into the habit of measuring your dog’s food portions. Overfeeding not only costs you more than necessary but can also lead to weight problems and vet visits.

FURTHER READING:Where's the Best Place To Buy Cheap Dog Supplies?

Saving Money On Dog Care When You're Away

16 Do it yourself

When you first bought your dog, did you look forward to walking him every day? What changed? It’s not only great exercise for both of you, but fantastic bonding time as well.

Consider whether you can organize your life so that you don’t need to pay a dog walker. If they’re old enough, how about asking your son or daughter to do it in exchange for a little pocket money? It’s a great way to teach them the responsibilities of pet ownership and the value of money too!

17 Ask a friend or family member

Fido probably knows your parents and siblings pretty well. See if they’re happy to do you a favor now and again. If that's not an option, check with friends.

  • The dog owning friend

If you have a local friend that walks their dog anyway, then perhaps they wouldn’t mind walking yours at the same time. You could return the favor when they need it too.

  • The wannabe dog owning friend

Most of us have friends who’d love to own a dog but can’t for whatever reason. Invite them to play a role in your dog’s life by taking him out for walks.

18 Pet sitter

Boarding kennels are costly, and the experience can be very unsettling for some dogs. Have you considered hiring a pet sitter instead? It can be up to 40% cheaper. Look out for local ads or search websites like DogVacay or Rover.

There are many benefits to using a pet sitter – it’s considerably cheaper than boarding, generally less stressful for your dog, and it gives you eyes and ears in your home while you’re away. For more, read this interview with a pet sitter we've done before.

19 Exchange favors

Your friends with dogs will face the pet sitting dilemma too. See if you can help each other out and look after each other’s dogs when the need arises.

READ NEXT:25 Most Affordable Low-Cost Dog Breeds

19 Clever Tips on How to Save and Budget for General Dog Costs (2024)

FAQs

How much money should you have saved before you get a dog? ›

Aim to have enough saved to cover at least three months' worth of your future pet's living expenses, prior to adopting or purchasing a dog. You can also think about ways you can cut costs. If you can get away with walking your dog yourself each day, rather than hiring a dog walker, that's a big expense saved.

How do I make a budget for my dog? ›

You can budget for your pet's expenses by setting aside money each month for expected expenses, such as food, treats and grooming visits. You can also set up a separate emergency fund for unexpected expenses, such as when your pet gets sick or has an emergency.

What is the average budget for a dog? ›

Once you have your new dog home and settled with the basic supplies, it's a good idea to plan for the annual costs. Our research shows the average dog parent may spend anywhere from $80-$440 per month on their dog. Annually, a dog could cost their humans anywhere from $1,000 to $5,225 per year.

What are the 3 biggest expenses of owning a dog? ›

What are the three biggest expenses of dog ownership? The three biggest routine expenses are food, veterinary care and supplies like treats and poop bags.

How expensive is a dog per month? ›

Expect to pay between $30 and $50 per month for relatively healthy adult dogs. Puppies will cost slightly less, though senior dogs (10 or more years old) will likely cost more than $100 per month.

What is a pet savings plan? ›

What Is a Pet Savings Account? While many pet parents purchase pet insurance, others plan and budget for their pet's regular vet visits and unexpected medical expenses by opening a pet savings account. The savings account is a place to park money you don't plan to spend immediately.

How can I take care of my dog if I don't have money? ›

Contact local animal welfare groups.

Many organizations offer pet food assistance or temporary housing for pets while their owners get back on their feet, and some have low-cost clinics.

What is the safest way to pay for a dog? ›

Only pay for a puppy once you have seen it with its mother in the place where it was born. If you are asked to put down a deposit, make sure it is refundable. Don't pay by phone or use Paypal or Western Union. Use the Puppy Contract when buying a puppy.

How much should I have saved for vet bills? ›

The right amount of money to save for pet emergency care or to authorize in a Limited Pet Power of Attorney as part of your Pet Protection Plan is dependent on your and your pet's situation. $1,000 is a good start, and based on the cost of an emergency pet care visit, you may wish to reserve in excess of that amount.

What is the most expensive dog? ›

What is the most expensive dog breed in the world? The most expensive dog ever sold was a red Tibetan Mastiff named Big Splash going for $1.5 million.

How much does dog food cost per day? ›

$1 - $6 per day

Foods range from a little over $1 per day to over $6 per day. Note that wet foods, with their significantly higher moisture content, are relatively heavy to transport. In our higher-end example, approximately 21 cans of food are required per week (3 cans per day) for a 30 lb dog.

How much does a dog cost in the first year? ›

Average Cost To Own a Dog

Your first year as a dog owner will likely be one of the most expensive. According to The American Society for the Prevention of Cruelty to Animals (ASPCA), expect to spend about $2,896 the first year of owning a dog (excluding any adoption fees) and around $1,866 every year after that.

How much would you spend to save a pet? ›

On average, dog and cat owners would spend $6,060 to save their pets in a life-or-death situation. Generation Z pet parents are willing to spend the most ($11,153).

Is 3000 too much for a dog? ›

Depending on the breed, you should expect to pay anywhere from $1000-$3000 for a dog, and anywhere from $300-$1000 for a cat. Not only is buying expensive, but you generally should expect a higher maintenance pet – at least in the beginning.

How much of your income should you spend on pets? ›

“Depending on your income, this number might be higher or lower—it's all about what you can afford compared to your other necessary expenses and how you prioritize them.” So say you earn $50,000 per year after taxes. That means you should plan to spend a max of $2,500 to $3,000 a year on pet costs.

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