What is the easiest credit card to get right now?
Apply for Credit Card Online & Get Instant Approval. ICICI Bank Credit Cards are tailored to suit your lifestyle and preferences, so that you can save as you spend. Enjoy exceptional benefits like entertainment discounts, lounge access, exclusive dining deals and fuel savings.
Apply for Credit Card Online & Get Instant Approval. ICICI Bank Credit Cards are tailored to suit your lifestyle and preferences, so that you can save as you spend. Enjoy exceptional benefits like entertainment discounts, lounge access, exclusive dining deals and fuel savings.
| Card name | Annual fee | Bankrate review score |
|---|---|---|
| Capital One Platinum Secured Credit Card | $0 | 4.1 / 5 |
| Petal® 1 "No Annual Fee" Visa® Credit Card | $0 | 4.4 / 5 |
| Discover it® Secured Credit Card | $0 | 4.5 / 5 |
| Petal® 2 "Cash Back, No Fees" Visa® Credit Card | $0 | 5 / 5 |
| Card Type | Card Name |
|---|---|
| Secured Credit Card | Discover it® Secured Credit Card |
| Secured Credit Card | Capital One® Secured Mastercard® |
| Secured Credit Card | OpenSky® Secured Visa® Credit Card |
| Unsecured Credit Card | Credit One Bank® Platinum Visa® for Rebuilding Credit |
One of the best credit cards for a 550 credit score is the OpenSky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there's no credit check when you apply, so approval is almost guaranteed. You just need $300 for a refundable security deposit and enough income to make monthly payments.
- Blue Cash Everyday® Card from American Express: Best for welcome offer with no annual fee.
- OpenSky® Secured Visa® Credit Card: No credit check needed.
- Discover it® Secured Credit Card: Best for building credit with no annual fee.
If you applied online or through your mobile device, you may receive an application decision within minutes. If you didn't receive an immediate approval, the approval process may take 7 to 10 business days.
- Petal® 1 Visa® Credit Card. Learn more.
- Chase Freedom Rise® ...
- Target Circle™️ Card. ...
- Amazon Store Card. ...
- Discover it® Secured Credit Card. ...
- Capital One Quicksilver Secured Cash Rewards Credit Card. ...
- Discover it® Student Cash Back. ...
- Capital One Quicksilver Student Cash Rewards Credit Card.
Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card, Prosper® Card and Milestone® Mastercard®.
Even borrowers with poor credit (a score of 300 to 579) or no credit card at all can qualify for some credit cards. However, options for bad-credit borrowers are limited and usually come with a high annual percentage rate (APR) and fees.
What is the easiest credit card to get with the highest limit?
The Upgrade Cash Rewards Visa® is the easiest high limit credit card to get with fair credit. It offers applicants with a credit score of 640 or higher a credit limit from $500 to $50,000 and reports monthly to the three major credit bureaus.
Kovo is not a cash loan: we're a credit builder that builds your score through monthly payments reported to all major credit bureaus, with no hidden fees or interest. On-time payments are the biggest factor in improving your credit score.
You'll want to apply with a good to excellent credit score in order to qualify for the TD Bank Clear Platinum Visa (a 670–850 FICO score or a 661–850 VantageScore).
None of the cards have a minimum credit score required for approval. Discover also offers a pre-approval form, so people can see whether they would be approved for a credit card and what APR they would receive before they apply.
Destiny Mastercard® – $700 Credit Limit
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for.
Start with a Secured Card – The easiest credit cards to get are secured credit cards with no credit check such as the OpenSky® Plus Secured Visa® Credit Card because mistakes from the past or a limited credit history won't prevent you from being approved.
- Discover Cashback Debit.
- U.S. Bank Smartly Checking.
- Truist One Checking.
- Bank of America Advantage Plus Banking®
- Chime Checking.
- Chase Total Checking.
- Current Checking.
We recommend the Chase Freedom Rise® as one of the easiest Chase cards to get approved for, thanks to its more lenient credit requirements. But if you already have good credit, consider applying for better rewards cards like the Chase Freedom Unlimited® and Chase Sapphire Preferred® Card.
Student cards, secured cards, store cards and alternative cards tend to offer easy approval. Before submitting an application, consider the fees, interest rates, rewards and whether the cards report your payments to credit bureaus.
The Chase 5/24 rule is an unwritten policy that prevents you from being approved for a new Chase credit card if you have opened five or more accounts with any bank in the last 24 months. Even with excellent credit, you'll likely be denied for certain Chase credit cards if you've opened too many credit cards recently.
Do credit cards get approved instantly?
Many people who apply for credit cards get approved or declined as soon as they complete the application, but not all credit card applications are immediately approved.
After you've applied and been approved for a credit card offer, your new card should arrive in the mail within 7-10 business days. Your credit card will arrive in a sealed envelope (usually with a copy of your cardholder agreement) and instructions on how to verify receipt of the card.
The Discover it® Secured Credit Card is our top pick for easiest credit card to get approved for due to its $0 annual fee, robust rewards and the ability to upgrade to a traditional card.
Yes, it's possible to get a Credit Card with a 500 Credit Score, but your options will be limited. Secured Credit Cards and certain store Credit Cards are often more accessible for individuals with lower Credit Scores.
Credit One Platinum's maximum credit limit is around $2,000, according to customer reviews. Some people report being approved for this amount right away, while others have worked up to it over years of responsible card use. The minimum credit limit for Credit One Platinum is just $300.
