What credit card will approve you no matter what?
Axis Bank Insta Easy Credit Card
With minimal documentation, this card is apt for people trying to enhance their credit score. Key features of Axis bank Insta Easy Credit Card: Get a credit limit up to 80% of your FD. 1% fuel surcharge waived on all fuel transactions.
- Winner: Discover it® Secured Credit Card.
- Easiest unsecured credit card to get: Petal® 1 No Annual Fee Visa® Credit Card.
- Easiest credit card to get with no credit check: Secured Chime Credit Builder Visa® Credit Card.
Axis Bank Insta Easy Credit Card
With minimal documentation, this card is apt for people trying to enhance their credit score. Key features of Axis bank Insta Easy Credit Card: Get a credit limit up to 80% of your FD. 1% fuel surcharge waived on all fuel transactions.
| Card Type | Card Name |
|---|---|
| Secured Credit Card | Discover it® Secured Credit Card |
| Secured Credit Card | Capital One® Secured Mastercard® |
| Secured Credit Card | OpenSky® Secured Visa® Credit Card |
| Unsecured Credit Card | Credit One Bank® Platinum Visa® for Rebuilding Credit |
You can still get approved for a credit card without a credit history. In fact, there are credit cards designed for people with no credit, such as secured cards and student cards. You'll want to pay attention to features like fees and interest rates when shopping for your first credit card.
Apply for Credit Card Online & Get Instant Approval. ICICI Bank Credit Cards are tailored to suit your lifestyle and preferences, so that you can save as you spend. Enjoy exceptional benefits like entertainment discounts, lounge access, exclusive dining deals and fuel savings.
We recommend the Capital One Platinum Credit Card and Capital One QuicksilverOne Cash Rewards Credit Card as some of the easiest Capital One cards to get approved for.
Even borrowers with poor credit (a score of 300 to 579) or no credit card at all can qualify for some credit cards. However, options for bad-credit borrowers are limited and usually come with a high annual percentage rate (APR) and fees.
- State Bank of India.
- Bank of Baroda.
- Kotak Mahindra Bank.
- Axis Bank.
- Central Bank of India.
- Easiest to get for unsecured credit: Capital One Platinum Credit Card.
- Easiest student card to get for dining: Capital One Savor Student Cash Rewards Credit Card.
- Easiest to get for students: Discover it® Student Cash Back.
- Easiest to get with no annual fee: Citi Double Cash® Card.
What is the easiest unsecured credit card to get?
Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card, Prosper® Card and Milestone® Mastercard®.
You'll want to apply with a good to excellent credit score in order to qualify for the TD Bank Clear Platinum Visa (a 670–850 FICO score or a 661–850 VantageScore).
| Card name | Annual fee | Bankrate review score |
|---|---|---|
| Capital One Platinum Secured Credit Card | $0 | 4.1 / 5 |
| Petal® 1 "No Annual Fee" Visa® Credit Card | $0 | 4.4 / 5 |
| Discover it® Secured Credit Card | $0 | 4.5 / 5 |
| Petal® 2 "Cash Back, No Fees" Visa® Credit Card | $0 | 5 / 5 |
- Blue Cash Everyday® Card from American Express: Best for welcome offer with no annual fee.
- OpenSky® Secured Visa® Credit Card: No credit check needed.
- Discover it® Secured Credit Card: Best for building credit with no annual fee.
Discover's FICO score requirements typically range from 640 to 700, depending on the specific card, making it the credit score for Discover card approval criteria.
Secured credit cards function a lot like traditional credit cards. The primary difference is that with a secured card, you pay a cash deposit upfront to guarantee your credit line. While credit history may be used to determine eligibility for a secured card, the line of credit it offers requires a security deposit.
- Discover Cashback Debit.
- U.S. Bank Smartly Checking.
- Truist One Checking.
- Bank of America Advantage Plus Banking®
- Chime Checking.
- Chase Total Checking.
- Current Checking.
Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field. We recommend the Chase Freedom Rise® as one of the easiest Chase cards to get approved for, thanks to its more lenient credit requirements.
With no security deposit required, a $0 annual fee and an elevated cash back rate on every purchase, Chase Freedom Rise℠ Credit Card is the best credit card we found for building credit.
There is no published minimum, but anecdotal reports are that you may be able to be approved for a secured card with a credit score as low as 300. You will generally need a very good to excellent score, normally 740 or above, to be approved for Capital One's best credit cards.
What is the easiest credit card to get on a high limit for fair credit?
What is the easiest credit card to get a high limit on with fair credit? The Upgrade Cash Rewards Visa® is the easiest high limit credit card to get with fair credit. It offers applicants with a credit score of 640 or higher a credit limit from $500 to $50,000 and reports monthly to the three major credit bureaus.
Capital One is a great choice for you if you value high interest rates and fee-free bank accounts, but don't mind limited branch accessibility. Chase, on the other hand, may be best if you're looking for big banking perks. These include sign-up bonuses, branch accessibility and various account options.
Qualification for a $3,000 personal loan often requires a decent credit score, with many lenders preferring scores of 660 or higher for better terms. Monthly payments on personal loans are fixed, making budgeting easier, but borrowers should be cautious of potential origination fees and penalties.
- Petal® 1 Visa® Credit Card. Learn more.
- Chase Freedom Rise® ...
- Target Circle™️ Card. ...
- Amazon Store Card. ...
- Discover it® Secured Credit Card. ...
- Capital One Quicksilver Secured Cash Rewards Credit Card. ...
- Discover it® Student Cash Back. ...
- Capital One Quicksilver Student Cash Rewards Credit Card.
Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.
