How to apply bpi investment fund? (2024)

How does BPI investment funds work?

BPI Investment Funds are collective investment schemes, wherein we pool the money of different investors and invest it in a diversified portfolio of cash, bond or stock managed by a professional fund manager, providing potentially higher returns than a regular savings.

Fill out the online application or visit a local branch to open the account in-person, if available. Fund the account with a bank transfer, check or transfer of assets from another brokerage firm. Choose the investments you'll use, such as mutual funds or ETFs.

The BPI Investment Funds are best suited to investors who are generally conservative, looking for stability, minimal volatility, certainty of income.

This Fund is available under the Regular Subscription Plan. Click here to know more about the RSP. 0.25% p.a.

Although there are mutual funds with no minimums, most retail mutual funds do require a minimum initial investment of between $500 to $5,000, with institutional class funds and hedge funds requiring minimums of at least $1 million or more.

How do I apply for mutual funds online?

In the last 12 months, the BDO money market fund has outperformed the comparable UITF of BPI by 0.57%, or 570 pesos on a 100,000-peso investment. The difference may not seem much, but remember this fund is the least volatile of the lot, and therefore provides the least returns.

Some brokerage firms will set a minimum at $1,000, $2,000, or more. Others may allow you to open an account with a smaller amount of money as long as you agree to have money deposited regularly, often on a monthly basis, from a linked checking or savings account. Increasingly, many require no minimum deposit at all.

There are no tax "penalties" for withdrawing money from an investment account. This is because investment accounts do not receive the same tax-sheltered treatment as retirement accounts like an IRA or a 403(b). There are also no age restrictions on when you can withdraw from your investment account.

An investment account is a current account linked to a securities account. It is used to transfer money in transactions to securities and deposit services. An investment account is particularly intended for transactions in funds, stocks, bonds, and ETFs.

How much money do I need to buy stock? If you open a brokerage account with no account minimums and zero transaction fees, you could start investing with just enough to buy a single share. Depending on the company, that could be as little as $10 (though remember that cheap stocks don't necessarily make good buys).

How can I redeem my BPI mutual fund?

This investment fund seeks to achieve liquidity and stable income derived from a diversified portfolio of primarily short-term fixed income instruments. It is suitable for investors with a moderately conservative risk profile and those with short-term liquidity requirements.

With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

It's definitely possible to become rich by investing in mutual funds. Because of compound interest, your investment will likely grow in value over time. Use our investment calculator to see how much your investment could be worth as time goes on.

Minimum investment: PHP 500

The Pag-IBIG MP2 is another budget-friendly investment option for Filipinos. You can start investing for as low as PHP 500 a month. Enjoy government-guaranteed savings and up to 7% annual dividend rate. Moreover, there's no limit to how much you can invest.

Where can I invest 10K pesos?

It's easy to open a UITF or MF account. All you need to do is visit your nearest bank (UITF) or MF company and submit the requirements and initial deposit. In terms of “managing” your account, it's really just a matter of putting in more funds since the fund manager will take care of the investing part.

A Demat Account is an online account that you can use to hold securities in a 'dematerialised' or digital form. A Demat Account can be used to hold multiple types of securities such as stocks, bonds, Mutual Funds, etc.

You can purchase or redeem units of mutual funds via SIP or lump sum mode. You can also make additional purchase of mutual fund schemes through this online platform. The units will be allotted to your demat account as per settlement period.

Earnings from UITFs are not a hundred percent guaranteed and there is a possibility that your investment can result in a loss. UITFs offer investors a great opportunity to earn higher potential returns.

How do I start investing in Uitf?

Just visit any BDO branch nearest you or log-in to your BDO Personal Online Banking account to invest in the UITFs. Contributions may be made in cash, BDO and manager's check or debit from your BDO account, as applicable. For information on the dealing time per UITF, please click here.

The SSS P.E.S.O. Fund (Personal Equity and Savings Option) is a voluntary provident fund offered exclusively to SSS members in addition to the regular SSS program.

The two are similar in that they're both shared investments with the aim of sharing profit. But the main difference is that with mutual funds, you're purchasing shares of a mutual fund company, while you buy UITF units straight from a bank.