Can you still use your SunTrust checks?
That means that customers of BB&T and SunTrust can continue to use their branded bank cards, checks and deposit slips until the brand conversion to Truist is complete, sometime early in 2022.
The SunTrust Bank mobile check deposit limit for customers with accounts opened for 6 months or less is $1,000 per check and $5,000 per month; for customers with accounts opened for more than 6 months, the limit is $8,000 per month. For SunTrust private clients, the mobile check deposit limit is $25,000 per month.
SunTrust ATM withdrawal limits are about $1,000 per day. The daily ATM withdrawal limit is $500 for essential checking and balance banking accounts. SunTrust Select Checking account has an ATM withdrawal limit of $1,000.
| Bank | Standard Deposit | Mobile Deposit |
|---|---|---|
| SunTrust Bank | Available next day as long as before cut-off time (4 P.M. at local branch and 9 P.M. EST for ATM deposits). | Available next business day if deposited before 9 P.M. EST. |
The bank said in its email that, after the accounts switch, BB&T users will retain several features, including online bill pay; routing numbers and deposit account numbers; direct deposits; card numbers; and wire transfer instructions. Truist also noted that it will continue to accept BB&T-labeled checks.
On February 20, 2022, your SunTrust account will become a new Truist account, and any treasury services you use will transition to Truist treasury services.
There is no dollar limit on personal checks. As long as the funds are available in your bank account, and a personal check is an accepted method of payment, you can write a check for any amount. That said, in many cases a cashier's check may be a more desirable method of payment for large purchases.
Truist, for instance, limits mobile check deposits to $1,000 per check and $3,000 per month if your account has been open for six months or less.
To deposit a check using Cash App:
Open Cash App on your Android or iOS device. Tap on your balance in the bottom left corner of Cash App. Scroll down and tap on the option to deposit a check. Enter a dollar amount of the deposit that you'd like to make.
Increased daily ATM withdrawal limit of $3,000 and daily purchase limit of $25,000. Account access through Truist Online and Mobile Banking with unlimited online Bill Pay.
Can I withdraw $5000 from ATM?
Your ATM max withdrawal limit depends on who you bank with, as each bank or credit union establishes its own policies. But, generally, ATM cash withdrawal limits range from $300 to $1,000 per day.
SunTrust: SunTrust's Essential Checking and Balanced Banking Account have $500 ATM withdrawal limits and $3,000 debit purchase limits while Select Checking Account holders have limits of $1,000 and $5,000 respectively.
Because paper checks have no actual monetary value themselves, banks have to verify whether the transaction can actually be completed or not.
Can a Cleared Check Be Reversed? If a check deposited clears, it technically cannot be reversed. Once the recipient cashes the check, there is little a payer can do to reverse the funds being transferred. There are infrequent exceptions in extraordinary circ*mstances.
Most types of checks clear within two business days, though some banks and credit unions are speedier (jump to a list of banks that clear checks fast). Usually the first $200 of a check is made available the business day after the bank receives the check.
About SunTrust Bank, Now Truist
On Dec. 9, 2019, Winston-Salem, North Carolina-based BB&T (Branch Banking and Trust Company) and Atlanta-based SunTrust completed a merger of equals to become Truist Bank, the sixth largest U.S. bank based on assets, according to FDIC data.
If your User ID or Password becomes disabled, contact your administrator about resetting your User ID and Password. For other assistance, call the Truist Contact Center at 844-4TRUIST (844-487-8478).
How to do a check deposit on a Suntrust Bank ATM - YouTube
- Cash a check at your bank. This involves writing a check for the amount you need and visiting a bank branch to retrieve funds.
- Cash a check at a store. ...
- Use a withdrawal slip at a bank branch. ...
- Work with a bank teller.
- Sign in to online banking.
- Select Transfer & pay.
- Select Transfer money & pay Truist accounts.
- Select the account you want to transfer money from in “From”.
- Select the account you want to transfer money to in “To”.
- Select One-time or Recurring.
- Enter the amount to transfer.
- Select when to transfer.
How do I unlock my Truist account?
Immediately contact your local Truist branch, or call 844-4TRUIST (844-487-8478). Learn more about how to report fraud. I'm locked out of my account. We can help you find your user ID, or reset your password.
If you are having trouble logging in to your Truist account, then you can contact the bank directly for assistance. Representatives are available by phone Monday through Friday from 8 a.m. to 8 p.m. ET and Saturdays from 8 a.m. to 5 p.m. 1-844-487-8478 if you have a Truist account and are in the U.S.
