Does Aflac have a good reputation?
Aflac Insurance Company at a Glance:
“A+” (excellent) rating by Better Business Bureau. “A+” (superior) rating by AM Best. One of the largest supplemental insurance providers. A Fortune 500 company.
Yes, it is hard to get a job at Aflac due to the lengthy hiring process and the drug testing and background check requirements. There are three basic steps to the hiring process at Aflac: Application: Prospective employees are encouraged to apply via Aflac's career page.
Typical insurance sales job
Great company. they have great insurance products for individuals and groups (employees) at a job site. The pay is good considering you get paid for overtime and it is commission based. THe amount of work you put in is the amount of money you'll get out.
First-year Aflac agents who hit every bonus benchmark wind up earning $13,700 in bonuses alone. But even first-year agents who don't hit every benchmark have ample bonus potential. For example, you open two new accounts totaling $15,000 in annualized premiums within your first eight weeks, you will earn a $1,200 bonus.
Aflac scored higher in 10 areas: Overall Rating, Culture & Values, Diversity & Inclusion, Work-life balance, Senior Management, Compensation & Benefits, Career Opportunities, CEO Approval, Recommend to a friend and Positive Business Outlook.
Rank | Company | 500 rank |
---|---|---|
1 | MetLife | 34 |
2 | Prudential Financial | 55 |
3 | Aflac | 128 |
Interview tips at Aflac
This is a commission only job. They do one big interview then one on one.
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency dental work, coma, paralysis, and ...
AFLAC provides flexible work from home options.
Monthly Benefit: $400–$6,000 (subject to income requirements) • Total Disability Benefit Periods: 6, 12, 18, or 24 months • Partial Disability Benefit Period: 3 months • Elimination Periods (Injury/Sickness): 0/7, 0/14, 7/7, 7/14, 14/14, 0/30, 30/30, 60/60, 90/90, 180/180 • Optional rider available for on-the-job ...
Does Aflac pay a lump sum?
Why Aflac Lump Sum Critical Illness may be the right choice for you: A lump sum benefit is paid directly to you upon diagnosis of having had a critical illness. Your dependent children are covered at no additional cost. We now offer the option of guaranteed-issue* lump sum critical illness coverage.
PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit) to a Physician, Psychologist, or Urgent Care Center. Services must be under the supervision of a Physician or Psychologist.

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency dental work, coma, paralysis, and ...
AFLAC IS INSURANCE FOR EVERYDAY LIVING. IT HELPS WITH EXPENSES THAT HEALTH INSURANCE ISN'T DESIGNED TO COVER. Aflac is portable even if there is an employment change. Major medical isn't transferable when changing jobs or unemployed.
Aflac is a Fortune 500 company, providing financial protection to more than 50 million people worldwide. When a policyholder or insured gets sick or hurt, Aflac pays cash benefits promptly, for eligible claims, directly to the insured (unless assigned otherwise).
Aflac Aflac cannot process claims until they have the employee's statement, physician's statement, employer statement and the authorization page. Claims approval process takes 5 days to process and pay out claims.