Woman Managed To Get Boyfriends Hospital Bill Reduced By 99%, And He Got Mad About It (2024)

by Kylin

It’s no secret that the healthcare system in the United States is a heaping pile of flaming trash. Even with insurance, people regularly avoid going to the doctor or hospital in an attempt to prevent crippling medical debt.

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OP explains that even with insurance, her boyfriend had a $5k hospital bill that she offered to help fight

Woman Managed To Get Boyfriends Hospital Bill Reduced By 99%, And He Got Mad About It (1)

Which is completely outrageous

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She details each step she took, and how she was "bounced around" call centers for hours trying to speak with someone about a dispute

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Of course no one there knew what to do

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After trying to speak with someone was a bust, she turned to written communication, and found the contact information for literally everyone at the hospital

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She sent daily emails to everyone she could

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She continued to escalate each email up to the hospital directors and even copied some investors

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OP wasn't going to be ignored

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Once she got to the higher ups, the bill was reduced by 99%

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She's a miracle worker

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Her boyfriend was elated at first, until he saw all the work she put into it

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He started to get stressed out over it

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Seeing and reading through all the emails, he actually got angry with HER

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Really????

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OP was mad at her boyfriend for getting mad with her for all the work she did to save me THOUSANDS of dollars

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She turned to AITA to see if she really was an A-hole for how she handled the dispute process

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Naturally, Reddit was in her corner

Woman Managed To Get Boyfriends Hospital Bill Reduced By 99%, And He Got Mad About It (17)

OP is a freaking rockstar

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And several suggested she take on this sort of work professionally

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Because she's obviously damn good at it

Woman Managed To Get Boyfriends Hospital Bill Reduced By 99%, And He Got Mad About It (20)

Like really good

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While others showered her with the appreciation she rightfully deserves

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I'd marry her, too tbh

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She went above and beyond

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She deserves all the accolades

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What she had to do was not out of the norm

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It's intentionally hard to dispute medical bills

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Why stop at disputing predatory hospital bills?

Woman Managed To Get Boyfriends Hospital Bill Reduced By 99%, And He Got Mad About It (28)

Wonder if she can channel her powers towards more predatory practices

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One Redditor asked a really good question

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Why did her boyfriend stress over how she handled it?

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She explains that her boyfriend felt that she was being threatening

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He felt that she escalated things too much

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Another Redditor was impressed that OP even got an itemized bill

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Apparently some places straight up just never actually send itemized bills

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OP is aiming to be the Final Boss

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As if she isn't already

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OP isn't an AH, but she's extra

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But she's extra with an extra $4974

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OP's boyfriend is making this a bigger deal than it is

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OP didn't do anything wrong, even if she threatened to seek legal action

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While OP may downplay how amazing and the amount of work she put into helping her boyfriend, she really comes across as an incredible person and definitely someone you’d want on your side to help navigate difficult tasks.

Hopefully, her boyfriend will come around and appreciates her as much as Reddit does.

Would you be upset if your significant other went through the same efforts as OP to help reduce an outlandish bill? Let us know your thoughts in the comments!

FAQs

Reach out to the billing office to ask for a reduced fee. You can usually find their phone number on your bill. "Ask if you qualify for charity care or financial assistance programs," said Latham. "Just asking for this can often cut your debt in half.

Make the request: Politely ask the billing department representative for an itemized bill for your medical services. Specify that you would like a detailed breakdown of all the services, procedures, and supplies used during your treatment or care, along with the associated costs.

Prompt pay discounts occur when the practice offers the patient a discounted rate if they pay within a certain time limit (such as the day of service or within 30 days after, for example).

Paid medical collections don't appear on credit reports. Once the waiting period is over, the collection account will pop up on your credit profile. Unless you pay the collectors, it will stay there for seven years and can negatively affect your scores.

Getting your itemized bill is the first step in negotiating your hospital bill. Unfortunately, most hospitals won't send your itemized bill unless you ask for it. The good news is that once you do request your itemized bill, your hospital is legally required to send it to you within 30 days.

“It's estimated that about 60 percent of medical bills that are issued have errors,” says Greene, of Resolve. Always ask to see an itemized bill to make sure you're being charged correctly.

Explanation: The strategy that is not for lowering medical bills is using an emergency savings fund.

To Whom It May Concern: I am writing to negotiate the above medical bills because I am unable to pay the amount requested. Pursuing me for these bills will force me (and my family) into further financial hardship. This is where you explain your current financial situation and why you are unable to pay.

If a medical bill seems accurate but is still too expensive for you to pay, ask the hospital for a prompt pay discount, which is when they reduce your fee if you pay the charges in full right away. Not all providers offer this, but most do, Kaye says, adding that the discount is often 10 to 20 percent.

Medical discount plans are much less expensive than health insurance, but they do not provide any of the protections of a health insurance policy.

It is useful to ask for billing codes on a medical bill to ensure treatments and tests match the diagnosis, to process claims correctly, and to track patient outcomes and avoid unnecessary tests.